ACA marketplace plans in Cache County, Utah (2026)
Cache County, Utah has 19 ACA marketplace plans from 3 insurers in 2026, with monthly premiums for a 40-year-old ranging from $638 to $1,525 and a benchmark (second-lowest-cost silver) plan at $872 per month.
Plan table
| Issuer | Plan | Metal | Age 21 | Age 40 | Age 60 | Deductible | MOOP |
|---|---|---|---|---|---|---|---|
| Regence BlueCross BlueShield of Utah | Bronze Essential 9000 Deductible With 4 Copay No Deductible Office Visits | Expanded Bronze | $431.05 | $637.53 | $1,293.15 | $9,000 | $10,600 |
| Regence BlueCross BlueShield of Utah | Bronze 8000 | Expanded Bronze | $447.13 | $661.30 | $1,341.38 | $8,000 | $10,600 |
| Select Health | Med Benchmark Expanded Bronze Select Copay Plan | Expanded Bronze | $458.45 | $678.05 | $1,375.35 | $0 | $10,500 |
| Regence BlueCross BlueShield of Utah | Regence Standard Bronze 7500 | Expanded Bronze | $464.22 | $686.57 | $1,392.65 | $7,500 | $10,000 |
| BridgeSpan Health Company | BridgeSpan Standard Bronze Plan | Expanded Bronze | $470.05 | $695.21 | $1,410.15 | $7,500 | $10,000 |
| Regence BlueCross BlueShield of Utah | Bronze HSA 7000 | Expanded Bronze | $481.29 | $711.84 | $1,443.87 | $7,000 | $8,300 |
| Select Health | Med Benchmark Expanded Bronze Standardized Plan | Expanded Bronze | $521.54 | $771.36 | $1,564.62 | $7,500 | $10,000 |
| Select Health | Med Gold 1500 Medical Deductible | Gold | $614.07 | $908.21 | $1,842.21 | $1,500 | $8,000 |
| Regence BlueCross BlueShield of Utah | Gold 2300 | Gold | $636.03 | $940.69 | $1,908.08 | $2,300 | $10,150 |
| Regence BlueCross BlueShield of Utah | Regence Standard Gold 2000 | Gold | $658.13 | $973.38 | $1,974.39 | $2,000 | $8,200 |
| BridgeSpan Health Company | BridgeSpan Standard Gold Plan | Gold | $666.67 | $986.01 | $2,000.01 | $2,000 | $8,200 |
| Select Health | Med Benchmark Gold Standardized Plan | Gold | $736.05 | $1,088.61 | $2,208.14 | $2,000 | $8,200 |
| Select Health | Med Benchmark Platinum | Platinum | $853.81 | $1,262.79 | $2,561.43 | $0 | $8,950 |
| Select Health | Med Benchmark Platinum Standardized Plan | Platinum | $1,031.17 | $1,525.09 | $3,093.50 | $0 | $5,200 |
| Select Health | Med Benchmark Silver 6000 Medical Deductible w/Vision | Silver | $519.44 | $768.25 | $1,558.31 | $6,000 | $9,500 |
| Regence BlueCross BlueShield of Utah | Silver 6500 | Silver | $589.51 | $871.89 | $1,768.53 | $6,500 | $9,500 |
| Regence BlueCross BlueShield of Utah | Regence Standard Silver 6000 | Silver | $609.80 | $901.90 | $1,829.40 | $6,000 | $8,900 |
| BridgeSpan Health Company | BridgeSpan Standard Silver Plan | Silver | $617.83 | $913.77 | $1,853.49 | $6,000 | $8,900 |
| Select Health | Med Benchmark Silver Standardized Plan | Silver | $660.34 | $976.64 | $1,981.02 | $6,000 | $8,900 |
Cost-sharing reductions (CSR)
Silver plans in this county carry the standard cost-sharing shown above. If your household income is between 100% and 250% of the federal poverty level, HealthCare.gov automatically applies CSR variants of silver plans that lower deductibles, copays, and the annual out-of-pocket maximum — the plan name stays the same but the numbers on your Summary of Benefits change.
Subsidy context for 2026
The enhanced premium tax credits from the American Rescue Plan Act and the Inflation Reduction Act expired December 31, 2025, so for plan year 2026 the pre-2021 ACA subsidy structure returns — households above 400% of the federal poverty level receive no premium tax credit at all, and lower-income households pay a larger share of the benchmark plan's premium (see the Congressional Research Service report R48290 and KFF's 2026 premium tracker). These figures describe the rules; nothing on this page is a recommendation.
Sources
- PY2026 QHP Landscape, Individual Market Medical — CMS Public Use File, released May 2026. All plan, premium, deductible, and out-of-pocket figures on this page come from this file.
- HealthCare.gov — official federal marketplace where these plans are sold.