ACA marketplace plans in Iron County, Utah (2026)
Iron County, Utah has 22 ACA marketplace plans from 3 insurers in 2026, with monthly premiums for a 40-year-old ranging from $706 to $1,756 and a benchmark (second-lowest-cost silver) plan at $905 per month.
Plan table
| Issuer | Plan | Metal | Age 21 | Age 40 | Age 60 | Deductible | MOOP |
|---|---|---|---|---|---|---|---|
| University of Utah Health Plans | Healthy Premier Bronze HSA | Expanded Bronze | $477.28 | $705.90 | $1,431.84 | $8,500 | $8,500 |
| University of Utah Health Plans | Healthy Premier Expanded Bronze Standard | Expanded Bronze | $490.32 | $725.18 | $1,470.96 | $7,500 | $10,000 |
| Select Health | Med Benchmark Expanded Bronze Select Copay Plan | Expanded Bronze | $527.99 | $780.90 | $1,583.97 | $0 | $10,500 |
| Select Health | Med Benchmark Expanded Bronze Standardized Plan | Expanded Bronze | $600.65 | $888.37 | $1,801.95 | $7,500 | $10,000 |
| Molina Healthcare | Molina Gold Core 1640 | Gold | $601.23 | $889.22 | $1,803.69 | $1,640 | $8,100 |
| Molina Healthcare | Molina Gold Core 1640 Plus with Adult Dental and Vision | Gold | $620.63 | $917.91 | $1,861.89 | $1,640 | $8,100 |
| Molina Healthcare | Molina Gold Standard | Gold | $628.42 | $929.43 | $1,885.26 | $2,000 | $8,200 |
| Select Health | Med Gold 1500 Medical Deductible | Gold | $707.22 | $1,045.98 | $2,121.66 | $1,500 | $8,000 |
| University of Utah Health Plans | Healthy Premier Gold Standard | Gold | $799.82 | $1,182.93 | $2,399.46 | $2,000 | $8,200 |
| University of Utah Health Plans | Healthy Premier Gold Copay Office Visits | Gold | $800.90 | $1,184.53 | $2,402.70 | $1,500 | $8,500 |
| Select Health | Med Benchmark Gold Standardized Plan | Gold | $847.70 | $1,253.74 | $2,543.09 | $2,000 | $8,200 |
| Select Health | Med Benchmark Platinum | Platinum | $983.33 | $1,454.34 | $2,949.98 | $0 | $8,950 |
| Select Health | Med Benchmark Platinum Standardized Plan | Platinum | $1,187.58 | $1,756.44 | $3,562.74 | $0 | $5,200 |
| Select Health | Med Benchmark Silver 6000 Medical Deductible w/Vision | Silver | $598.23 | $884.78 | $1,794.69 | $6,000 | $9,500 |
| Molina Healthcare | Molina Silver Saver with Four Free PCP Visits | Silver | $612.03 | $905.19 | $1,836.09 | $7,000 | $9,500 |
| Molina Healthcare | Molina Silver Core | Silver | $614.48 | $908.82 | $1,843.44 | $6,000 | $8,700 |
| Molina Healthcare | Molina Silver Core Plus with Adult Vision | Silver | $618.08 | $914.14 | $1,854.24 | $6,000 | $8,700 |
| Molina Healthcare | Molina Silver Standard | Silver | $618.51 | $914.77 | $1,855.52 | $6,000 | $8,900 |
| Molina Healthcare | Molina Silver Core Plus with Adult Dental and Vision | Silver | $633.88 | $937.51 | $1,901.64 | $6,000 | $8,700 |
| University of Utah Health Plans | Healthy Premier Silver Standard | Silver | $708.56 | $1,047.97 | $2,125.68 | $6,000 | $8,900 |
| University of Utah Health Plans | Healthy Premier Silver Copay Office Visits | Silver | $723.69 | $1,070.34 | $2,171.07 | $4,000 | $7,000 |
| Select Health | Med Benchmark Silver Standardized Plan | Silver | $760.51 | $1,124.79 | $2,281.52 | $6,000 | $8,900 |
Cost-sharing reductions (CSR)
Silver plans in this county carry the standard cost-sharing shown above. If your household income is between 100% and 250% of the federal poverty level, HealthCare.gov automatically applies CSR variants of silver plans that lower deductibles, copays, and the annual out-of-pocket maximum — the plan name stays the same but the numbers on your Summary of Benefits change.
Subsidy context for 2026
The enhanced premium tax credits from the American Rescue Plan Act and the Inflation Reduction Act expired December 31, 2025, so for plan year 2026 the pre-2021 ACA subsidy structure returns — households above 400% of the federal poverty level receive no premium tax credit at all, and lower-income households pay a larger share of the benchmark plan's premium (see the Congressional Research Service report R48290 and KFF's 2026 premium tracker). These figures describe the rules; nothing on this page is a recommendation.
Sources
- PY2026 QHP Landscape, Individual Market Medical — CMS Public Use File, released May 2026. All plan, premium, deductible, and out-of-pocket figures on this page come from this file.
- HealthCare.gov — official federal marketplace where these plans are sold.