ACA marketplace plans in Dane County, Wisconsin (2026)
Dane County, Wisconsin has 49 ACA marketplace plans from 3 insurers in 2026, with monthly premiums for a 40-year-old ranging from $353 to $687 and a benchmark (second-lowest-cost silver) plan at $548 per month.
Updated July 21, 2026 · Reviewed by Jason Burns, Editorial Steward
Plan table
| Issuer | Plan | Metal | Age 21 | Age 40 | Age 60 | Deductible | MOOP |
|---|---|---|---|---|---|---|---|
| Quartz | QUARTZ ONE ACHIEVE W/UW HEALTH CATASTROPHIC $10,600 DED | Catastrophic | $359.31 | $459.20 | $975.16 | $10,600 | $10,600 |
| Dean Health Plan | Dean Focus Bronze Share | Expanded Bronze | $276.03 | $352.77 | $749.15 | $8,000 | $10,600 |
| Dean Health Plan | Dean Bronze Share | Expanded Bronze | $296.80 | $379.32 | $805.53 | $8,000 | $10,600 |
| Dean Health Plan | Dean Focus Bronze $0 Copay PCP Visits | Expanded Bronze | $303.47 | $387.84 | $823.63 | $7,500 | $10,600 |
| Dean Health Plan | Dean Focus Expanded Bronze Standard | Expanded Bronze | $324.71 | $414.98 | $881.26 | $7,500 | $10,000 |
| Dean Health Plan | Dean Bronze $0 Copay PCP Visits | Expanded Bronze | $326.31 | $417.02 | $885.61 | $7,500 | $10,600 |
| Quartz | QUARTZ ONE ACHIEVE W/UW HEALTH BRONZE $10,150 DED | Expanded Bronze | $342.31 | $437.47 | $929.02 | $10,150 | $10,600 |
| Group Health Cooperative-SCW | Better Together HMO Bronze 7500 Ded/10000 MOOP HSA | Expanded Bronze | $342.86 | $438.17 | $930.50 | $7,500 | $10,000 |
| Dean Health Plan | Dean Expanded Bronze Standard | Expanded Bronze | $349.15 | $446.21 | $947.58 | $7,500 | $10,000 |
| Quartz | QUARTZ ONE ACHIEVE W/UW HEALTH BRONZE (DENTAL & VISION) $10,150 DED | Expanded Bronze | $353.84 | $452.20 | $960.31 | $10,150 | $10,600 |
| Group Health Cooperative-SCW | Better Together HMO Bronze 6500 Ded/8750 MOOP HSA | Expanded Bronze | $362.93 | $463.82 | $984.97 | $6,500 | $8,750 |
| Quartz | QUARTZ ONE ACHIEVE W/UW HEALTH BRONZE STANDARD EASY PRICING | Expanded Bronze | $373.21 | $476.96 | $1,012.89 | $7,500 | $10,000 |
| Group Health Cooperative-SCW | Better Together HMO Bronze No Medical Ded/10600 MOOP HSA | Expanded Bronze | $374.71 | $478.87 | $1,016.94 | $0 | $10,600 |
| Quartz | QUARTZ ONE ACHIEVE W/UW HEALTH BRONZE $0 MEDICAL DED | Expanded Bronze | $385.43 | $492.58 | $1,046.05 | $0 | $10,400 |
| Quartz | QUARTZ ONE ACHIEVE W/UW HEALTH BRONZE (DENTAL & VISION) STANDARD EASY PRICING | Expanded Bronze | $385.79 | $493.03 | $1,047.01 | $7,500 | $10,000 |
| Quartz | QUARTZ ONE ACHIEVE W/UW HEALTH BRONZE (DENTAL & VISION) $0 MEDICAL DED | Expanded Bronze | $398.42 | $509.17 | $1,081.29 | $0 | $10,400 |
| Group Health Cooperative-SCW | Better Together HMO Gold 1500 Ded/8000 MOOP with Vision | Gold | $415.72 | $531.28 | $1,128.24 | $1,500 | $8,000 |
| Group Health Cooperative-SCW | Better Together HMO Gold 2000 Ded/8200 MOOP | Gold | $430.55 | $550.23 | $1,168.48 | $2,000 | $8,200 |
| Group Health Cooperative-SCW | Better Together HMO Gold 4000 Ded/4000 MOOP HSA | Gold | $433.17 | $553.57 | $1,175.58 | $4,000 | $4,000 |
| Dean Health Plan | Dean Focus Gold Share | Gold | $442.14 | $565.06 | $1,199.97 | $2,500 | $5,900 |
| Dean Health Plan | Dean Focus Gold Standard | Gold | $458.43 | $585.87 | $1,244.17 | $2,000 | $8,200 |
| Dean Health Plan | Dean Focus Gold HSA | Gold | $468.75 | $599.06 | $1,272.18 | $3,400 | $4,400 |
| Dean Health Plan | Dean Gold Share | Gold | $475.41 | $607.58 | $1,290.27 | $2,500 | $5,900 |
| Quartz | QUARTZ ONE ACHIEVE W/UW HEALTH GOLD $4,000 DED | Gold | $481.06 | $614.78 | $1,305.57 | $4,000 | $8,000 |
| Dean Health Plan | Dean Gold Standard | Gold | $492.93 | $629.96 | $1,337.80 | $2,000 | $8,200 |
| Quartz | QUARTZ ONE ACHIEVE W/UW HEALTH GOLD (DENTAL & VISION) $4,000 DED | Gold | $497.26 | $635.49 | $1,349.55 | $4,000 | $8,000 |
| Dean Health Plan | Dean Gold HSA | Gold | $504.02 | $644.14 | $1,367.91 | $3,400 | $4,400 |
| Quartz | QUARTZ ONE ACHIEVE W/UW HEALTH GOLD MAINTENANCE $700 DED | Gold | $513.25 | $655.93 | $1,392.94 | $700 | $9,300 |
| Quartz | QUARTZ ONE ACHIEVE W/UW HEALTH GOLD STANDARD EASY PRICING | Gold | $520.33 | $664.97 | $1,412.16 | $2,000 | $8,200 |
| Quartz | QUARTZ ONE ACHIEVE W/UW HEALTH GOLD MAINTENANCE (DENTAL & VISION) $700 DED | Gold | $530.54 | $678.02 | $1,439.87 | $700 | $9,300 |
| Quartz | QUARTZ ONE ACHIEVE W/UW HEALTH GOLD (DENTAL & VISION) STANDARD EASY PRICING | Gold | $537.86 | $687.37 | $1,459.73 | $2,000 | $8,200 |
| Group Health Cooperative-SCW | Better Together HMO Platinum No Ded/3300 MOOP | Platinum | $475.92 | $608.22 | $1,291.63 | $0 | $3,300 |
| Group Health Cooperative-SCW | Better Together HMO Platinum 750 Ded/2000 MOOP with Vision | Platinum | $492.06 | $628.85 | $1,335.44 | $750 | $2,000 |
| Group Health Cooperative-SCW | Better Together HMO Platinum No Ded/5200 MOOP | Platinum | $523.48 | $668.99 | $1,420.69 | $0 | $5,200 |
| Group Health Cooperative-SCW | Better Together HMO Silver 6000 Ded/8900 MOOP | Silver | $424.65 | $542.69 | $1,152.48 | $6,000 | $8,900 |
| Group Health Cooperative-SCW | Better Together HMO Silver 5500 Ded/8500 MOOP with Vision | Silver | $428.76 | $547.95 | $1,163.64 | $5,500 | $8,500 |
| Dean Health Plan | Dean Focus Silver $0 Copay PCP Visits | Silver | $438.49 | $560.39 | $1,190.06 | $3,500 | $10,450 |
| Dean Health Plan | Dean Focus Silver Share | Silver | $448.32 | $572.96 | $1,216.75 | $3,525 | $8,850 |
| Dean Health Plan | Dean Focus Silver Standard | Silver | $458.73 | $586.25 | $1,244.98 | $6,000 | $8,900 |
| Group Health Cooperative-SCW | Better Together HMO Silver 5975 Ded/5975 MOOP HSA | Silver | $466.23 | $595.83 | $1,265.32 | $5,975 | $5,975 |
| Dean Health Plan | Dean Silver $0 Copay PCP Visits | Silver | $471.48 | $602.56 | $1,279.61 | $3,500 | $10,450 |
| Quartz | QUARTZ ONE ACHIEVE W/UW HEALTH SILVER $8,000 DED | Silver | $477.42 | $610.13 | $1,295.70 | $8,000 | $9,900 |
| Quartz | QUARTZ ONE ACHIEVE W/UW HEALTH SILVER $9,000 DED | Silver | $478.36 | $611.33 | $1,298.25 | $9,000 | $10,250 |
| Dean Health Plan | Dean Silver Share | Silver | $482.06 | $616.07 | $1,308.31 | $3,525 | $8,850 |
| Quartz | QUARTZ ONE ACHIEVE W/UW HEALTH SILVER STANDARD EASY PRICING | Silver | $489.52 | $625.60 | $1,328.54 | $6,000 | $8,900 |
| Dean Health Plan | Dean Silver Standard | Silver | $493.25 | $630.37 | $1,338.67 | $6,000 | $8,900 |
| Quartz | QUARTZ ONE ACHIEVE W/UW HEALTH SILVER (DENTAL & VISION) $8,000 DED | Silver | $493.50 | $630.69 | $1,339.34 | $8,000 | $9,900 |
| Quartz | QUARTZ ONE ACHIEVE W/UW HEALTH SILVER (DENTAL & VISION) $9,000 DED | Silver | $494.47 | $631.93 | $1,341.98 | $9,000 | $10,250 |
| Quartz | QUARTZ ONE ACHIEVE W/UW HEALTH SILVER (DENTAL & VISION) STANDARD EASY PRICING | Silver | $506.01 | $646.67 | $1,373.29 | $6,000 | $8,900 |
Cost-sharing reductions (CSR)
Silver plans in this county carry the standard cost-sharing shown above. If your household income is between 100% and 250% of the federal poverty level, HealthCare.gov automatically applies CSR variants of silver plans that lower deductibles, copays, and the annual out-of-pocket maximum — the plan name stays the same but the numbers on your Summary of Benefits change.
Subsidy context for 2026
The enhanced premium tax credits from the American Rescue Plan Act and the Inflation Reduction Act expired December 31, 2025, so for plan year 2026 the pre-2021 ACA subsidy structure returns — households above 400% of the federal poverty level receive no premium tax credit at all, and lower-income households pay a larger share of the benchmark plan's premium (see the Congressional Research Service report R48290 and KFF's 2026 premium tracker). These figures describe the rules; nothing on this page is a recommendation.
Sources
- PY2026 QHP Landscape, Individual Market Medical — CMS Public Use File, released May 2026. All plan, premium, deductible, and out-of-pocket figures on this page come from this file.
- HealthCare.gov — official federal marketplace where these plans are sold.