ACA marketplace plans in Douglas County, Wisconsin (2026)
Douglas County, Wisconsin has 45 ACA marketplace plans from 4 insurers in 2026, with monthly premiums for a 40-year-old ranging from $474 to $1,171 and a benchmark (second-lowest-cost silver) plan at $670 per month.
Updated July 21, 2026 · Reviewed by Jason Burns, Editorial Steward
Plan table
| Issuer | Plan | Metal | Age 21 | Age 40 | Age 60 | Deductible | MOOP |
|---|---|---|---|---|---|---|---|
| Security Health Plan | Select $9,500 | Bronze | $507.27 | $648.28 | $1,376.72 | $9,500 | $9,500 |
| Security Health Plan | Select Protection | Catastrophic | $476.06 | $608.39 | $1,292.00 | $10,600 | $10,600 |
| Medica | Essentia Choice Care with Medica Bronze Share | Expanded Bronze | $371.03 | $474.18 | $1,006.98 | $8,000 | $10,600 |
| HealthPartners | Atlas $8,400 HSA Bronze | Expanded Bronze | $402.53 | $514.43 | $1,092.47 | $8,400 | $8,400 |
| Medica | Essentia Choice Care with Medica Expanded Bronze Standard | Expanded Bronze | $402.94 | $514.95 | $1,093.57 | $7,500 | $10,000 |
| HealthPartners | Atlas $6,800 Plus Bronze HSA | Expanded Bronze | $407.03 | $520.18 | $1,104.68 | $6,800 | $10,600 |
| Medica | Essentia Choice Care with Medica Bronze HSA | Expanded Bronze | $412.13 | $526.70 | $1,118.52 | $7,500 | $8,500 |
| HealthPartners | Atlas $7,500 Standard Bronze HSA | Expanded Bronze | $423.17 | $540.81 | $1,148.48 | $7,500 | $10,000 |
| Medica | Medica Individual Choice Expanded Bronze Standard | Expanded Bronze | $477.63 | $610.41 | $1,296.29 | $7,500 | $10,000 |
| Security Health Plan | Select $7,500 | Expanded Bronze | $507.41 | $648.46 | $1,377.08 | $7,500 | $10,000 |
| Security Health Plan | Select $7,500 HDHP | Expanded Bronze | $533.64 | $681.97 | $1,448.26 | $7,500 | $8,500 |
| Anthem Blue Cross and Blue Shield | Anthem Bronze Preferred/Broad 5000 (3 Free PCP Visits + $0 Select Drugs + Incentives) | Expanded Bronze | $553.92 | $707.91 | $1,503.34 | $5,000 | $10,600 |
| Anthem Blue Cross and Blue Shield | Anthem Bronze Preferred/Broad HSA (+ Incentives) | Expanded Bronze | $560.07 | $715.77 | $1,520.03 | $8,450 | $8,450 |
| Anthem Blue Cross and Blue Shield | Anthem Bronze Preferred/Broad Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) | Expanded Bronze | $560.96 | $716.91 | $1,522.45 | $7,500 | $10,000 |
| Anthem Blue Cross and Blue Shield | Anthem Heart Healthy Bronze Preferred/Broad 0 Med Ded ($0 Virtual PCP+$0 Select Drugs+Incentives) | Expanded Bronze | $593.92 | $759.03 | $1,611.90 | $0 | $10,600 |
| Security Health Plan | Premier $7,500 | Expanded Bronze | $642.68 | $821.34 | $1,744.21 | $7,500 | $10,000 |
| Security Health Plan | Premier $7,500 HDHP | Expanded Bronze | $675.90 | $863.79 | $1,834.37 | $7,500 | $8,500 |
| Medica | Essentia Choice Care with Medica Gold $0 Copay PCP Visits | Gold | $512.23 | $654.63 | $1,390.19 | $1,500 | $8,800 |
| Medica | Essentia Choice Care with Medica Gold Share | Gold | $522.90 | $668.26 | $1,419.15 | $2,500 | $5,900 |
| Medica | Essentia Choice Care with Medica Gold Standard | Gold | $528.97 | $676.03 | $1,435.63 | $2,000 | $8,200 |
| HealthPartners | Atlas $2,000 Standard Gold | Gold | $575.33 | $735.27 | $1,561.45 | $2,000 | $8,200 |
| HealthPartners | Atlas $1,300 Gold | Gold | $585.75 | $748.59 | $1,589.73 | $1,300 | $8,600 |
| Medica | Medica Individual Choice Gold Standard | Gold | $627.03 | $801.34 | $1,701.76 | $2,000 | $8,200 |
| Security Health Plan | Select $3,500 - 30% | Gold | $665.91 | $851.02 | $1,807.26 | $3,500 | $7,900 |
| Security Health Plan | Select $2,000 - 25% | Gold | $723.62 | $924.78 | $1,963.89 | $2,000 | $8,200 |
| Security Health Plan | Premier $3,500 - 30% | Gold | $843.44 | $1,077.91 | $2,289.08 | $3,500 | $7,900 |
| Anthem Blue Cross and Blue Shield | Anthem Gold Preferred/Broad 1000 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Gold | $857.34 | $1,095.68 | $2,326.82 | $1,000 | $7,200 |
| Anthem Blue Cross and Blue Shield | Anthem Gold Preferred/Broad Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) | Gold | $857.39 | $1,095.74 | $2,326.96 | $2,000 | $8,200 |
| Security Health Plan | Premier $2,000 - 25% | Gold | $916.54 | $1,171.32 | $2,487.46 | $2,000 | $8,200 |
| Medica | Essentia Choice Care with Medica Silver $0 Copay PCP Visits | Silver | $513.23 | $655.91 | $1,392.91 | $3,500 | $10,450 |
| Medica | Essentia Choice Care with Medica Silver Share | Silver | $524.54 | $670.36 | $1,423.59 | $3,525 | $8,850 |
| Medica | Essentia Choice Care with Medica Silver Standard | Silver | $525.86 | $672.04 | $1,427.18 | $6,000 | $8,900 |
| HealthPartners | Atlas $3,800 HSA Silver | Silver | $526.96 | $673.45 | $1,430.17 | $3,800 | $8,000 |
| HealthPartners | Atlas $3,050 Plus Silver | Silver | $546.37 | $698.26 | $1,482.85 | $3,050 | $9,700 |
| HealthPartners | Atlas $6,000 Standard Silver | Silver | $554.98 | $709.26 | $1,506.22 | $6,000 | $8,900 |
| Security Health Plan | Select $6,000 - 40% | Silver | $605.64 | $774.00 | $1,643.68 | $6,000 | $8,900 |
| Security Health Plan | Select $4,000 - 50% | Silver | $618.65 | $790.62 | $1,678.99 | $4,000 | $8,650 |
| Medica | Medica Individual Choice Silver Standard | Silver | $623.34 | $796.62 | $1,691.73 | $6,000 | $8,900 |
| Security Health Plan | Select $5,000 HDHP | Silver | $656.07 | $838.44 | $1,780.55 | $5,000 | $6,500 |
| Anthem Blue Cross and Blue Shield | Anthem Silver Preferred/Broad Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) | Silver | $746.28 | $953.75 | $2,025.40 | $6,000 | $8,900 |
| Anthem Blue Cross and Blue Shield | Anthem Silver Preferred/Broad 4000 ($0 PCP Visits + $0 Select Drugs + Incentives) | Silver | $746.44 | $953.95 | $2,025.84 | $4,000 | $9,400 |
| Anthem Blue Cross and Blue Shield | Anthem Silver Preferred/Broad 5500 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Silver | $746.86 | $954.49 | $2,026.98 | $5,500 | $9,200 |
| Security Health Plan | Premier $6,000 - 40% | Silver | $767.10 | $980.34 | $2,081.88 | $6,000 | $8,900 |
| Security Health Plan | Premier $4,000 - 50% | Silver | $783.58 | $1,001.40 | $2,126.61 | $4,000 | $8,650 |
| Security Health Plan | Premier $5,000 HDHP | Silver | $830.98 | $1,061.97 | $2,255.24 | $5,000 | $6,500 |
Cost-sharing reductions (CSR)
Silver plans in this county carry the standard cost-sharing shown above. If your household income is between 100% and 250% of the federal poverty level, HealthCare.gov automatically applies CSR variants of silver plans that lower deductibles, copays, and the annual out-of-pocket maximum — the plan name stays the same but the numbers on your Summary of Benefits change.
Subsidy context for 2026
The enhanced premium tax credits from the American Rescue Plan Act and the Inflation Reduction Act expired December 31, 2025, so for plan year 2026 the pre-2021 ACA subsidy structure returns — households above 400% of the federal poverty level receive no premium tax credit at all, and lower-income households pay a larger share of the benchmark plan's premium (see the Congressional Research Service report R48290 and KFF's 2026 premium tracker). These figures describe the rules; nothing on this page is a recommendation.
Sources
- PY2026 QHP Landscape, Individual Market Medical — CMS Public Use File, released May 2026. All plan, premium, deductible, and out-of-pocket figures on this page come from this file.
- HealthCare.gov — official federal marketplace where these plans are sold.