ACA marketplace plans in La Crosse County, Wisconsin (2026)

La Crosse County, Wisconsin has 37 ACA marketplace plans from 3 insurers in 2026, with monthly premiums for a 40-year-old ranging from $457 to $1,122 and a benchmark (second-lowest-cost silver) plan at $638 per month.

Updated July 21, 2026 · Reviewed by Jason Burns, Editorial Steward

Plan table

Issuer	Plan	Metal	Age 21	Age 40	Age 60	Deductible	MOOP
Quartz	QUARTZ GUNDERSEN PERFORMANCE CATASTROPHIC $10,600 DED	Catastrophic	$375.23	$479.54	$1,018.36	$10,600	$10,600
Quartz	QUARTZ GUNDERSEN PERFORMANCE BRONZE $10,150 DED	Expanded Bronze	$357.47	$456.84	$970.17	$10,150	$10,600
Quartz	QUARTZ GUNDERSEN PERFORMANCE BRONZE (DENTAL & VISION) $10,150 DED	Expanded Bronze	$369.52	$472.23	$1,002.85	$10,150	$10,600
Medica	Engage by Medica Bronze Share	Expanded Bronze	$386.61	$494.09	$1,049.27	$8,000	$10,600
Quartz	QUARTZ GUNDERSEN PERFORMANCE BRONZE STANDARD EASY PRICING	Expanded Bronze	$389.75	$498.09	$1,057.76	$7,500	$10,000
Quartz	QUARTZ GUNDERSEN PERFORMANCE BRONZE $0 MEDICAL DED	Expanded Bronze	$402.51	$514.40	$1,092.39	$0	$10,400
Quartz	QUARTZ GUNDERSEN PERFORMANCE BRONZE (DENTAL & VISION) STANDARD EASY PRICING	Expanded Bronze	$402.87	$514.87	$1,093.39	$7,500	$10,000
Quartz	QUARTZ GUNDERSEN PERFORMANCE BRONZE (DENTAL & VISION) $0 MEDICAL DED	Expanded Bronze	$416.07	$531.73	$1,129.19	$0	$10,400
Medica	Engage by Medica Expanded Bronze Standard	Expanded Bronze	$419.86	$536.58	$1,139.50	$7,500	$10,000
Medica	Engage by Medica Bronze HSA	Expanded Bronze	$429.44	$548.82	$1,165.49	$7,500	$8,500
Anthem Blue Cross and Blue Shield	Anthem Bronze Preferred/Broad 5000 (3 Free PCP Visits + $0 Select Drugs + Incentives)	Expanded Bronze	$567.24	$724.93	$1,539.49	$5,000	$10,600
Anthem Blue Cross and Blue Shield	Anthem Bronze Preferred/Broad HSA (+ Incentives)	Expanded Bronze	$573.54	$732.98	$1,556.59	$8,450	$8,450
Anthem Blue Cross and Blue Shield	Anthem Bronze Preferred/Broad Standard ($0 Virtual PCP + $0 Select Drugs + Incentives)	Expanded Bronze	$574.45	$734.15	$1,559.06	$7,500	$10,000
Anthem Blue Cross and Blue Shield	Anthem Heart Healthy Bronze Preferred/Broad 0 Med Ded ($0 Virtual PCP+$0 Select Drugs+Incentives)	Expanded Bronze	$608.20	$777.28	$1,650.65	$0	$10,600
Quartz	QUARTZ GUNDERSEN PERFORMANCE GOLD $4,000 DED	Gold	$502.37	$642.02	$1,363.41	$4,000	$8,000
Quartz	QUARTZ GUNDERSEN PERFORMANCE GOLD (DENTAL & VISION) $4,000 DED	Gold	$519.29	$663.64	$1,409.33	$4,000	$8,000
Medica	Engage by Medica Gold $0 Copay PCP Visits	Gold	$533.74	$682.12	$1,448.57	$1,500	$8,800
Quartz	QUARTZ GUNDERSEN PERFORMANCE GOLD MAINTENANCE $700 DED	Gold	$535.98	$684.98	$1,454.65	$700	$9,300
Quartz	QUARTZ GUNDERSEN PERFORMANCE GOLD STANDARD EASY PRICING	Gold	$543.38	$694.43	$1,474.71	$2,000	$8,200
Medica	Engage by Medica Gold Share	Gold	$544.86	$696.33	$1,478.75	$2,500	$5,900
Medica	Engage by Medica Gold Standard	Gold	$551.19	$704.42	$1,495.93	$2,000	$8,200
Quartz	QUARTZ GUNDERSEN PERFORMANCE GOLD MAINTENANCE (DENTAL & VISION) $700 DED	Gold	$554.04	$708.06	$1,503.65	$700	$9,300
Quartz	QUARTZ GUNDERSEN PERFORMANCE GOLD (DENTAL & VISION) STANDARD EASY PRICING	Gold	$561.68	$717.82	$1,524.39	$2,000	$8,200
Anthem Blue Cross and Blue Shield	Anthem Gold Preferred/Broad 1000 ($0 Virtual PCP + $0 Select Drugs + Incentives)	Gold	$877.96	$1,122.03	$2,382.78	$1,000	$7,200
Anthem Blue Cross and Blue Shield	Anthem Gold Preferred/Broad Standard ($0 Virtual PCP + $0 Select Drugs + Incentives)	Gold	$878.02	$1,122.11	$2,382.95	$2,000	$8,200
Quartz	QUARTZ GUNDERSEN PERFORMANCE SILVER $8,000 DED	Silver	$498.57	$637.16	$1,353.09	$8,000	$9,900
Quartz	QUARTZ GUNDERSEN PERFORMANCE SILVER $9,000 DED	Silver	$499.55	$638.42	$1,355.76	$9,000	$10,250
Quartz	QUARTZ GUNDERSEN PERFORMANCE SILVER STANDARD EASY PRICING	Silver	$511.20	$653.31	$1,387.39	$6,000	$8,900
Quartz	QUARTZ GUNDERSEN PERFORMANCE SILVER (DENTAL & VISION) $8,000 DED	Silver	$515.36	$658.62	$1,398.67	$8,000	$9,900
Quartz	QUARTZ GUNDERSEN PERFORMANCE SILVER (DENTAL & VISION) $9,000 DED	Silver	$516.38	$659.92	$1,401.43	$9,000	$10,250
Quartz	QUARTZ GUNDERSEN PERFORMANCE SILVER (DENTAL & VISION) STANDARD EASY PRICING	Silver	$528.42	$675.32	$1,434.12	$6,000	$8,900
Medica	Engage by Medica Silver $0 Copay PCP Visits	Silver	$534.79	$683.46	$1,451.41	$3,500	$10,450
Medica	Engage by Medica Silver Share	Silver	$546.57	$698.51	$1,483.38	$3,525	$8,850
Medica	Engage by Medica Silver Standard	Silver	$547.94	$700.27	$1,487.11	$6,000	$8,900
Anthem Blue Cross and Blue Shield	Anthem Silver Preferred/Broad Standard ($0 Virtual PCP + $0 Select Drugs + Incentives)	Silver	$764.23	$976.69	$2,074.12	$6,000	$8,900
Anthem Blue Cross and Blue Shield	Anthem Silver Preferred/Broad 4000 ($0 PCP Visits + $0 Select Drugs + Incentives)	Silver	$764.39	$976.89	$2,074.55	$4,000	$9,400
Anthem Blue Cross and Blue Shield	Anthem Silver Preferred/Broad 5500 ($0 Virtual PCP + $0 Select Drugs + Incentives)	Silver	$764.83	$977.45	$2,075.75	$5,500	$9,200

Cost-sharing reductions (CSR)

Silver plans in this county carry the standard cost-sharing shown above. If your household income is between 100% and 250% of the federal poverty level, HealthCare.gov automatically applies CSR variants of silver plans that lower deductibles, copays, and the annual out-of-pocket maximum — the plan name stays the same but the numbers on your Summary of Benefits change.

Subsidy context for 2026

The enhanced premium tax credits from the American Rescue Plan Act and the Inflation Reduction Act expired December 31, 2025, so for plan year 2026 the pre-2021 ACA subsidy structure returns — households above 400% of the federal poverty level receive no premium tax credit at all, and lower-income households pay a larger share of the benchmark plan's premium (see the Congressional Research Service report R48290 and KFF's 2026 premium tracker). These figures describe the rules; nothing on this page is a recommendation.

Sources

PY2026 QHP Landscape, Individual Market Medical — CMS Public Use File, released May 2026. All plan, premium, deductible, and out-of-pocket figures on this page come from this file.
HealthCare.gov — official federal marketplace where these plans are sold.

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