ACA marketplace plans in Lafayette County, Wisconsin (2026)
Lafayette County, Wisconsin has 18 ACA marketplace plans from 2 insurers in 2026, with monthly premiums for a 40-year-old ranging from $405 to $931 and a benchmark (second-lowest-cost silver) plan at $658 per month.
Plan table
| Issuer | Plan | Metal | Age 21 | Age 40 | Age 60 | Deductible | MOOP |
|---|---|---|---|---|---|---|---|
| Dean Health Plan | Dean Bronze Share | Expanded Bronze | $316.94 | $405.05 | $860.17 | $8,000 | $10,600 |
| Dean Health Plan | Dean Bronze $0 Copay PCP Visits | Expanded Bronze | $348.44 | $445.31 | $945.68 | $7,500 | $10,600 |
| Dean Health Plan | Dean Expanded Bronze Standard | Expanded Bronze | $372.83 | $476.48 | $1,011.86 | $7,500 | $10,000 |
| Anthem Blue Cross and Blue Shield | Anthem Bronze Preferred/Broad 5000 (3 Free PCP Visits + $0 Select Drugs + Incentives) | Expanded Bronze | $470.67 | $601.52 | $1,277.40 | $5,000 | $10,600 |
| Anthem Blue Cross and Blue Shield | Anthem Bronze Preferred/Broad HSA (+ Incentives) | Expanded Bronze | $475.90 | $608.20 | $1,291.59 | $8,450 | $8,450 |
| Anthem Blue Cross and Blue Shield | Anthem Bronze Preferred/Broad Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) | Expanded Bronze | $476.66 | $609.17 | $1,293.66 | $7,500 | $10,000 |
| Anthem Blue Cross and Blue Shield | Anthem Heart Healthy Bronze Preferred/Broad 0 Med Ded ($0 Virtual PCP+$0 Select Drugs+Incentives) | Expanded Bronze | $504.66 | $644.96 | $1,369.65 | $0 | $10,600 |
| Dean Health Plan | Dean Gold Share | Gold | $507.66 | $648.79 | $1,377.79 | $2,500 | $5,900 |
| Dean Health Plan | Dean Gold Standard | Gold | $526.36 | $672.69 | $1,428.54 | $2,000 | $8,200 |
| Dean Health Plan | Dean Gold HSA | Gold | $538.21 | $687.83 | $1,460.70 | $3,400 | $4,400 |
| Anthem Blue Cross and Blue Shield | Anthem Gold Preferred/Broad 1000 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Gold | $728.49 | $931.01 | $1,977.12 | $1,000 | $7,200 |
| Anthem Blue Cross and Blue Shield | Anthem Gold Preferred/Broad Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) | Gold | $728.54 | $931.07 | $1,977.26 | $2,000 | $8,200 |
| Dean Health Plan | Dean Silver $0 Copay PCP Visits | Silver | $503.47 | $643.43 | $1,366.41 | $3,500 | $10,450 |
| Dean Health Plan | Dean Silver Share | Silver | $514.76 | $657.86 | $1,397.05 | $3,525 | $8,850 |
| Dean Health Plan | Dean Silver Standard | Silver | $526.70 | $673.13 | $1,429.47 | $6,000 | $8,900 |
| Anthem Blue Cross and Blue Shield | Anthem Silver Preferred/Broad Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) | Silver | $634.13 | $810.42 | $1,721.03 | $6,000 | $8,900 |
| Anthem Blue Cross and Blue Shield | Anthem Silver Preferred/Broad 4000 ($0 PCP Visits + $0 Select Drugs + Incentives) | Silver | $634.26 | $810.58 | $1,721.38 | $4,000 | $9,400 |
| Anthem Blue Cross and Blue Shield | Anthem Silver Preferred/Broad 5500 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Silver | $634.62 | $811.04 | $1,722.36 | $5,500 | $9,200 |
Cost-sharing reductions (CSR)
Silver plans in this county carry the standard cost-sharing shown above. If your household income is between 100% and 250% of the federal poverty level, HealthCare.gov automatically applies CSR variants of silver plans that lower deductibles, copays, and the annual out-of-pocket maximum — the plan name stays the same but the numbers on your Summary of Benefits change.
Subsidy context for 2026
The enhanced premium tax credits from the American Rescue Plan Act and the Inflation Reduction Act expired December 31, 2025, so for plan year 2026 the pre-2021 ACA subsidy structure returns — households above 400% of the federal poverty level receive no premium tax credit at all, and lower-income households pay a larger share of the benchmark plan's premium (see the Congressional Research Service report R48290 and KFF's 2026 premium tracker). These figures describe the rules; nothing on this page is a recommendation.
Sources
- PY2026 QHP Landscape, Individual Market Medical — CMS Public Use File, released May 2026. All plan, premium, deductible, and out-of-pocket figures on this page come from this file.
- HealthCare.gov — official federal marketplace where these plans are sold.