ACA marketplace plans in Pepin County, Wisconsin (2026)
Pepin County, Wisconsin has 53 ACA marketplace plans from 4 insurers in 2026, with monthly premiums for a 40-year-old ranging from $574 to $1,158 and a benchmark (second-lowest-cost silver) plan at $746 per month.
Updated July 21, 2026 · Reviewed by Jason Burns, Editorial Steward
Plan table
| Issuer | Plan | Metal | Age 21 | Age 40 | Age 60 | Deductible | MOOP |
|---|---|---|---|---|---|---|---|
| Security Health Plan | Select $9,500 | Bronze | $478.83 | $611.93 | $1,299.52 | $9,500 | $9,500 |
| Security Health Plan | Select Protection | Catastrophic | $449.37 | $574.28 | $1,219.55 | $10,600 | $10,600 |
| Quartz | QUARTZ ONE ACHIEVE W/GUNDERSEN CATASTROPHIC $10,600 DED | Catastrophic | $519.27 | $663.62 | $1,409.29 | $10,600 | $10,600 |
| Medica | Engage by Medica Bronze Share | Expanded Bronze | $451.75 | $577.34 | $1,226.06 | $8,000 | $10,600 |
| Security Health Plan | Select $7,500 | Expanded Bronze | $478.96 | $612.09 | $1,299.86 | $7,500 | $10,000 |
| Medica | Engage by Medica Expanded Bronze Standard | Expanded Bronze | $490.60 | $626.99 | $1,331.49 | $7,500 | $10,000 |
| Quartz | QUARTZ ONE ACHIEVE W/GUNDERSEN BRONZE $10,150 DED | Expanded Bronze | $494.70 | $632.22 | $1,342.60 | $10,150 | $10,600 |
| Medica | Engage by Medica Bronze HSA | Expanded Bronze | $501.79 | $641.29 | $1,361.86 | $7,500 | $8,500 |
| Security Health Plan | Select $7,500 HDHP | Expanded Bronze | $503.71 | $643.73 | $1,367.05 | $7,500 | $8,500 |
| Quartz | QUARTZ ONE ACHIEVE W/GUNDERSEN BRONZE (DENTAL & VISION) $10,150 DED | Expanded Bronze | $511.36 | $653.52 | $1,387.82 | $10,150 | $10,600 |
| Quartz | QUARTZ ONE ACHIEVE W/GUNDERSEN BRONZE STANDARD EASY PRICING | Expanded Bronze | $539.36 | $689.29 | $1,463.81 | $7,500 | $10,000 |
| Quartz | QUARTZ ONE ACHIEVE W/GUNDERSEN BRONZE $0 MEDICAL DED | Expanded Bronze | $557.02 | $711.87 | $1,511.74 | $0 | $10,400 |
| Quartz | QUARTZ ONE ACHIEVE W/GUNDERSEN BRONZE (DENTAL & VISION) STANDARD EASY PRICING | Expanded Bronze | $557.53 | $712.51 | $1,513.12 | $7,500 | $10,000 |
| Quartz | QUARTZ ONE ACHIEVE W/GUNDERSEN BRONZE (DENTAL & VISION) $0 MEDICAL DED | Expanded Bronze | $575.78 | $735.85 | $1,562.67 | $0 | $10,400 |
| Anthem Blue Cross and Blue Shield | Anthem Bronze Preferred/Broad 5000 (3 Free PCP Visits + $0 Select Drugs + Incentives) | Expanded Bronze | $585.43 | $748.18 | $1,588.86 | $5,000 | $10,600 |
| Anthem Blue Cross and Blue Shield | Anthem Bronze Preferred/Broad HSA (+ Incentives) | Expanded Bronze | $591.93 | $756.49 | $1,606.50 | $8,450 | $8,450 |
| Anthem Blue Cross and Blue Shield | Anthem Bronze Preferred/Broad Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) | Expanded Bronze | $592.88 | $757.70 | $1,609.08 | $7,500 | $10,000 |
| Security Health Plan | Premier $7,500 | Expanded Bronze | $606.64 | $775.28 | $1,646.41 | $7,500 | $10,000 |
| Anthem Blue Cross and Blue Shield | Anthem Heart Healthy Bronze Preferred/Broad 0 Med Ded ($0 Virtual PCP+$0 Select Drugs+Incentives) | Expanded Bronze | $627.71 | $802.21 | $1,703.60 | $0 | $10,600 |
| Security Health Plan | Premier $7,500 HDHP | Expanded Bronze | $638.00 | $815.35 | $1,731.50 | $7,500 | $8,500 |
| Medica | Engage by Medica Gold $0 Copay PCP Visits | Gold | $623.67 | $797.05 | $1,692.64 | $1,500 | $8,800 |
| Security Health Plan | Select $3,500 - 30% | Gold | $628.57 | $803.30 | $1,705.92 | $3,500 | $7,900 |
| Medica | Engage by Medica Gold Share | Gold | $636.66 | $813.65 | $1,727.90 | $2,500 | $5,900 |
| Medica | Engage by Medica Gold Standard | Gold | $644.06 | $823.10 | $1,747.97 | $2,000 | $8,200 |
| Security Health Plan | Select $2,000 - 25% | Gold | $683.05 | $872.92 | $1,853.76 | $2,000 | $8,200 |
| Quartz | QUARTZ ONE ACHIEVE W/GUNDERSEN GOLD $4,000 DED | Gold | $695.21 | $888.47 | $1,886.79 | $4,000 | $8,000 |
| Quartz | QUARTZ ONE ACHIEVE W/GUNDERSEN GOLD (DENTAL & VISION) $4,000 DED | Gold | $718.63 | $918.40 | $1,950.35 | $4,000 | $8,000 |
| Quartz | QUARTZ ONE ACHIEVE W/GUNDERSEN GOLD MAINTENANCE $700 DED | Gold | $741.74 | $947.93 | $2,013.06 | $700 | $9,300 |
| Quartz | QUARTZ ONE ACHIEVE W/GUNDERSEN GOLD STANDARD EASY PRICING | Gold | $751.97 | $961.01 | $2,040.83 | $2,000 | $8,200 |
| Quartz | QUARTZ ONE ACHIEVE W/GUNDERSEN GOLD MAINTENANCE (DENTAL & VISION) $700 DED | Gold | $766.72 | $979.87 | $2,080.87 | $700 | $9,300 |
| Quartz | QUARTZ ONE ACHIEVE W/GUNDERSEN GOLD (DENTAL & VISION) STANDARD EASY PRICING | Gold | $777.30 | $993.38 | $2,109.58 | $2,000 | $8,200 |
| Security Health Plan | Premier $3,500 - 30% | Gold | $796.15 | $1,017.46 | $2,160.72 | $3,500 | $7,900 |
| Security Health Plan | Premier $2,000 - 25% | Gold | $865.15 | $1,105.64 | $2,347.98 | $2,000 | $8,200 |
| Anthem Blue Cross and Blue Shield | Anthem Gold Preferred/Broad 1000 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Gold | $906.12 | $1,158.02 | $2,459.21 | $1,000 | $7,200 |
| Anthem Blue Cross and Blue Shield | Anthem Gold Preferred/Broad Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) | Gold | $906.18 | $1,158.10 | $2,459.37 | $2,000 | $8,200 |
| Security Health Plan | Select $6,000 - 40% | Silver | $571.68 | $730.59 | $1,551.51 | $6,000 | $8,900 |
| Security Health Plan | Select $4,000 - 50% | Silver | $583.96 | $746.29 | $1,584.85 | $4,000 | $8,650 |
| Security Health Plan | Select $5,000 HDHP | Silver | $619.28 | $791.43 | $1,680.70 | $5,000 | $6,500 |
| Medica | Engage by Medica Silver $0 Copay PCP Visits | Silver | $624.89 | $798.61 | $1,695.95 | $3,500 | $10,450 |
| Medica | Engage by Medica Silver Share | Silver | $638.65 | $816.20 | $1,733.31 | $3,525 | $8,850 |
| Medica | Engage by Medica Silver Standard | Silver | $640.26 | $818.26 | $1,737.67 | $6,000 | $8,900 |
| Quartz | QUARTZ ONE ACHIEVE W/GUNDERSEN SILVER $8,000 DED | Silver | $689.95 | $881.75 | $1,872.52 | $8,000 | $9,900 |
| Quartz | QUARTZ ONE ACHIEVE W/GUNDERSEN SILVER $9,000 DED | Silver | $691.31 | $883.49 | $1,876.21 | $9,000 | $10,250 |
| Quartz | QUARTZ ONE ACHIEVE W/GUNDERSEN SILVER STANDARD EASY PRICING | Silver | $707.44 | $904.10 | $1,919.98 | $6,000 | $8,900 |
| Quartz | QUARTZ ONE ACHIEVE W/GUNDERSEN SILVER (DENTAL & VISION) $8,000 DED | Silver | $713.19 | $911.46 | $1,935.60 | $8,000 | $9,900 |
| Quartz | QUARTZ ONE ACHIEVE W/GUNDERSEN SILVER (DENTAL & VISION) $9,000 DED | Silver | $714.60 | $913.25 | $1,939.41 | $9,000 | $10,250 |
| Security Health Plan | Premier $6,000 - 40% | Silver | $724.09 | $925.37 | $1,965.14 | $6,000 | $8,900 |
| Quartz | QUARTZ ONE ACHIEVE W/GUNDERSEN SILVER (DENTAL & VISION) STANDARD EASY PRICING | Silver | $731.27 | $934.56 | $1,984.65 | $6,000 | $8,900 |
| Security Health Plan | Premier $4,000 - 50% | Silver | $739.64 | $945.25 | $2,007.36 | $4,000 | $8,650 |
| Security Health Plan | Premier $5,000 HDHP | Silver | $784.38 | $1,002.42 | $2,128.78 | $5,000 | $6,500 |
| Anthem Blue Cross and Blue Shield | Anthem Silver Preferred/Broad Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) | Silver | $788.74 | $1,008.01 | $2,140.64 | $6,000 | $8,900 |
| Anthem Blue Cross and Blue Shield | Anthem Silver Preferred/Broad 4000 ($0 PCP Visits + $0 Select Drugs + Incentives) | Silver | $788.91 | $1,008.23 | $2,141.10 | $4,000 | $9,400 |
| Anthem Blue Cross and Blue Shield | Anthem Silver Preferred/Broad 5500 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Silver | $789.36 | $1,008.80 | $2,142.32 | $5,500 | $9,200 |
Cost-sharing reductions (CSR)
Silver plans in this county carry the standard cost-sharing shown above. If your household income is between 100% and 250% of the federal poverty level, HealthCare.gov automatically applies CSR variants of silver plans that lower deductibles, copays, and the annual out-of-pocket maximum — the plan name stays the same but the numbers on your Summary of Benefits change.
Subsidy context for 2026
The enhanced premium tax credits from the American Rescue Plan Act and the Inflation Reduction Act expired December 31, 2025, so for plan year 2026 the pre-2021 ACA subsidy structure returns — households above 400% of the federal poverty level receive no premium tax credit at all, and lower-income households pay a larger share of the benchmark plan's premium (see the Congressional Research Service report R48290 and KFF's 2026 premium tracker). These figures describe the rules; nothing on this page is a recommendation.
Sources
- PY2026 QHP Landscape, Individual Market Medical — CMS Public Use File, released May 2026. All plan, premium, deductible, and out-of-pocket figures on this page come from this file.
- HealthCare.gov — official federal marketplace where these plans are sold.