ACA marketplace plans in Rock County, Wisconsin (2026)
Rock County, Wisconsin has 24 ACA marketplace plans from 2 insurers in 2026, with monthly premiums for a 40-year-old ranging from $357 to $652 and a benchmark (second-lowest-cost silver) plan at $546 per month.
Plan table
| Issuer | Plan | Metal | Age 21 | Age 40 | Age 60 | Deductible | MOOP |
|---|---|---|---|---|---|---|---|
| MercyCare Health Plans | MercyCare Bronze 10,000 (1 Free PCP Visit) | Bronze | $303.64 | $388.05 | $824.08 | $10,000 | $10,000 |
| Dean Health Plan | Dean Focus Bronze Share | Expanded Bronze | $279.39 | $357.06 | $758.26 | $8,000 | $10,600 |
| Dean Health Plan | Dean Bronze Share | Expanded Bronze | $300.41 | $383.93 | $815.32 | $8,000 | $10,600 |
| Dean Health Plan | Dean Focus Bronze $0 Copay PCP Visits | Expanded Bronze | $307.16 | $392.55 | $833.64 | $7,500 | $10,600 |
| Dean Health Plan | Dean Focus Expanded Bronze Standard | Expanded Bronze | $328.66 | $420.02 | $891.98 | $7,500 | $10,000 |
| MercyCare Health Plans | MercyCare Bronze Standard Expanded | Expanded Bronze | $330.07 | $421.82 | $895.79 | $7,500 | $10,000 |
| Dean Health Plan | Dean Bronze $0 Copay PCP Visits | Expanded Bronze | $330.28 | $422.09 | $896.37 | $7,500 | $10,600 |
| Dean Health Plan | Dean Expanded Bronze Standard | Expanded Bronze | $353.39 | $451.63 | $959.10 | $7,500 | $10,000 |
| MercyCare Health Plans | MercyCare Gold Standard | Gold | $435.24 | $556.24 | $1,181.24 | $2,000 | $8,200 |
| Dean Health Plan | Dean Focus Gold Share | Gold | $447.52 | $571.93 | $1,214.56 | $2,500 | $5,900 |
| Dean Health Plan | Dean Focus Gold Standard | Gold | $464.00 | $592.99 | $1,259.30 | $2,000 | $8,200 |
| Dean Health Plan | Dean Focus Gold HSA | Gold | $474.44 | $606.34 | $1,287.64 | $3,400 | $4,400 |
| Dean Health Plan | Dean Gold Share | Gold | $481.19 | $614.96 | $1,305.96 | $2,500 | $5,900 |
| Dean Health Plan | Dean Gold Standard | Gold | $498.92 | $637.62 | $1,354.06 | $2,000 | $8,200 |
| Dean Health Plan | Dean Gold HSA | Gold | $510.15 | $651.97 | $1,384.54 | $3,400 | $4,400 |
| MercyCare Health Plans | MercyCare Silver Standard | Silver | $424.93 | $543.07 | $1,153.26 | $6,000 | $8,900 |
| MercyCare Health Plans | MercyCare Silver 2,500 (3 Free PCP Visits) | Silver | $427.49 | $546.34 | $1,160.21 | $2,500 | $10,000 |
| MercyCare Health Plans | MercyCare Silver Health Savings | Silver | $430.96 | $550.77 | $1,169.62 | $5,400 | $5,400 |
| Dean Health Plan | Dean Focus Silver $0 Copay PCP Visits | Silver | $443.82 | $567.20 | $1,204.52 | $3,500 | $10,450 |
| Dean Health Plan | Dean Focus Silver Share | Silver | $453.77 | $579.92 | $1,231.54 | $3,525 | $8,850 |
| Dean Health Plan | Dean Focus Silver Standard | Silver | $464.30 | $593.38 | $1,260.12 | $6,000 | $8,900 |
| Dean Health Plan | Dean Silver $0 Copay PCP Visits | Silver | $477.22 | $609.88 | $1,295.16 | $3,500 | $10,450 |
| Dean Health Plan | Dean Silver Share | Silver | $487.92 | $623.56 | $1,324.21 | $3,525 | $8,850 |
| Dean Health Plan | Dean Silver Standard | Silver | $499.24 | $638.03 | $1,354.94 | $6,000 | $8,900 |
Cost-sharing reductions (CSR)
Silver plans in this county carry the standard cost-sharing shown above. If your household income is between 100% and 250% of the federal poverty level, HealthCare.gov automatically applies CSR variants of silver plans that lower deductibles, copays, and the annual out-of-pocket maximum — the plan name stays the same but the numbers on your Summary of Benefits change.
Subsidy context for 2026
The enhanced premium tax credits from the American Rescue Plan Act and the Inflation Reduction Act expired December 31, 2025, so for plan year 2026 the pre-2021 ACA subsidy structure returns — households above 400% of the federal poverty level receive no premium tax credit at all, and lower-income households pay a larger share of the benchmark plan's premium (see the Congressional Research Service report R48290 and KFF's 2026 premium tracker). These figures describe the rules; nothing on this page is a recommendation.
Sources
- PY2026 QHP Landscape, Individual Market Medical — CMS Public Use File, released May 2026. All plan, premium, deductible, and out-of-pocket figures on this page come from this file.
- HealthCare.gov — official federal marketplace where these plans are sold.