ACA marketplace plans in Saint Croix County, Wisconsin (2026)
Saint Croix County, Wisconsin has 29 ACA marketplace plans from 3 insurers in 2026, with monthly premiums for a 40-year-old ranging from $451 to $957 and a benchmark (second-lowest-cost silver) plan at $624 per month.
Plan table
| Issuer | Plan | Metal | Age 21 | Age 40 | Age 60 | Deductible | MOOP |
|---|---|---|---|---|---|---|---|
| Medica | Engage by Medica Bronze Share | Expanded Bronze | $352.74 | $450.80 | $957.33 | $8,000 | $10,600 |
| HealthPartners | Atlas $8,400 HSA Bronze | Expanded Bronze | $360.08 | $460.18 | $977.26 | $8,400 | $8,400 |
| HealthPartners | Atlas $6,800 Plus Bronze HSA | Expanded Bronze | $364.10 | $465.32 | $988.17 | $6,800 | $10,600 |
| HealthPartners | Atlas $7,500 Standard Bronze HSA | Expanded Bronze | $378.54 | $483.77 | $1,027.36 | $7,500 | $10,000 |
| Medica | Engage by Medica Expanded Bronze Standard | Expanded Bronze | $383.07 | $489.56 | $1,039.65 | $7,500 | $10,000 |
| Medica | Medica Individual Choice Expanded Bronze Standard | Expanded Bronze | $387.23 | $494.87 | $1,050.93 | $7,500 | $10,000 |
| Medica | Engage by Medica Bronze HSA | Expanded Bronze | $391.81 | $500.73 | $1,063.37 | $7,500 | $8,500 |
| Anthem Blue Cross and Blue Shield | Anthem Bronze Preferred/Broad 5000 (3 Free PCP Visits + $0 Select Drugs + Incentives) | Expanded Bronze | $483.58 | $618.02 | $1,312.44 | $5,000 | $10,600 |
| Anthem Blue Cross and Blue Shield | Anthem Bronze Preferred/Broad HSA (+ Incentives) | Expanded Bronze | $488.95 | $624.88 | $1,327.01 | $8,450 | $8,450 |
| Anthem Blue Cross and Blue Shield | Anthem Bronze Preferred/Broad Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) | Expanded Bronze | $489.73 | $625.87 | $1,329.13 | $7,500 | $10,000 |
| Anthem Blue Cross and Blue Shield | Anthem Heart Healthy Bronze Preferred/Broad 0 Med Ded ($0 Virtual PCP+$0 Select Drugs+Incentives) | Expanded Bronze | $518.50 | $662.64 | $1,407.21 | $0 | $10,600 |
| Medica | Engage by Medica Gold $0 Copay PCP Visits | Gold | $486.97 | $622.35 | $1,321.64 | $1,500 | $8,800 |
| Medica | Engage by Medica Gold Share | Gold | $497.12 | $635.31 | $1,349.17 | $2,500 | $5,900 |
| Medica | Engage by Medica Gold Standard | Gold | $502.89 | $642.70 | $1,364.85 | $2,000 | $8,200 |
| Medica | Medica Individual Choice Gold Standard | Gold | $508.35 | $649.67 | $1,379.66 | $2,000 | $8,200 |
| HealthPartners | Atlas $2,000 Standard Gold | Gold | $514.65 | $657.72 | $1,396.76 | $2,000 | $8,200 |
| HealthPartners | Atlas $1,300 Gold | Gold | $523.97 | $669.63 | $1,422.05 | $1,300 | $8,600 |
| Anthem Blue Cross and Blue Shield | Anthem Gold Preferred/Broad 1000 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Gold | $748.48 | $956.56 | $2,031.37 | $1,000 | $7,200 |
| Anthem Blue Cross and Blue Shield | Anthem Gold Preferred/Broad Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) | Gold | $748.52 | $956.61 | $2,031.48 | $2,000 | $8,200 |
| HealthPartners | Atlas $3,800 HSA Silver | Silver | $471.38 | $602.42 | $1,279.33 | $3,800 | $8,000 |
| Medica | Engage by Medica Silver $0 Copay PCP Visits | Silver | $487.93 | $623.57 | $1,324.23 | $3,500 | $10,450 |
| HealthPartners | Atlas $3,050 Plus Silver | Silver | $488.75 | $624.62 | $1,326.47 | $3,050 | $9,700 |
| HealthPartners | Atlas $6,000 Standard Silver | Silver | $496.45 | $634.46 | $1,347.37 | $6,000 | $8,900 |
| Medica | Engage by Medica Silver Share | Silver | $498.67 | $637.30 | $1,353.40 | $3,525 | $8,850 |
| Medica | Engage by Medica Silver Standard | Silver | $499.93 | $638.91 | $1,356.81 | $6,000 | $8,900 |
| Medica | Medica Individual Choice Silver Standard | Silver | $505.35 | $645.84 | $1,371.53 | $6,000 | $8,900 |
| Anthem Blue Cross and Blue Shield | Anthem Silver Preferred/Broad Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) | Silver | $651.52 | $832.64 | $1,768.23 | $6,000 | $8,900 |
| Anthem Blue Cross and Blue Shield | Anthem Silver Preferred/Broad 4000 ($0 PCP Visits + $0 Select Drugs + Incentives) | Silver | $651.66 | $832.82 | $1,768.61 | $4,000 | $9,400 |
| Anthem Blue Cross and Blue Shield | Anthem Silver Preferred/Broad 5500 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Silver | $652.02 | $833.28 | $1,769.58 | $5,500 | $9,200 |
Cost-sharing reductions (CSR)
Silver plans in this county carry the standard cost-sharing shown above. If your household income is between 100% and 250% of the federal poverty level, HealthCare.gov automatically applies CSR variants of silver plans that lower deductibles, copays, and the annual out-of-pocket maximum — the plan name stays the same but the numbers on your Summary of Benefits change.
Subsidy context for 2026
The enhanced premium tax credits from the American Rescue Plan Act and the Inflation Reduction Act expired December 31, 2025, so for plan year 2026 the pre-2021 ACA subsidy structure returns — households above 400% of the federal poverty level receive no premium tax credit at all, and lower-income households pay a larger share of the benchmark plan's premium (see the Congressional Research Service report R48290 and KFF's 2026 premium tracker). These figures describe the rules; nothing on this page is a recommendation.
Sources
- PY2026 QHP Landscape, Individual Market Medical — CMS Public Use File, released May 2026. All plan, premium, deductible, and out-of-pocket figures on this page come from this file.
- HealthCare.gov — official federal marketplace where these plans are sold.