What ACA marketplace plans are available in Alger County, Michigan in 2026?
Alger County, Michigan has 16 ACA marketplace plans from 2 insurers in 2026, with monthly premiums for a 40-year-old ranging from $489 to $1,152 and a benchmark (second-lowest-cost silver) plan at $910 per month, per the CMS PY2026 QHP Landscape file. 2027 plans for Alger County are now available — to compare them and enroll, call United Enrollment Services, a licensed insurance agency, at 1-866-401-4116.
Updated July 23, 2026 · Reviewed by Jason Burns, Editorial Steward
Reviewed by Heather Fabrizio, licensed in Michigan (License #20983651) · reviewed Jul 25, 2026
Three lowest-cost silver plans at age 40
- Blue Care Network of Michigan — Blue Cross® Preferred HMO Silver Saver · $769.09/mo · deductible $5,800 · MOOP $7,650
- Blue Care Network of Michigan — Blue Cross® Preferred HMO Silver Extra · $910.03/mo · deductible $6,000 · MOOP $8,900
- Blue Cross Blue Shield of Michigan Mutual Insurance Company — Blue Cross® Premier PPO Silver Saver HSA · $914.31/mo · deductible $3,900 · MOOP $7,700
See the full Alger County plan table with all issuers, metal tiers, and cost-sharing →
Source: PY2026 QHP Landscape, Individual Market Medical (CMS Public Use File, released May 2026).