ACA Direct Answers

What ACA marketplace plans are available in Bay County, Michigan in 2026?

Bay County, Michigan has 42 ACA marketplace plans from 4 insurers in 2026, with monthly premiums for a 40-year-old ranging from $376 to $892 and a benchmark (second-lowest-cost silver) plan at $633 per month, per the CMS PY2026 QHP Landscape file.

Updated July 21, 2026 · Reviewed by Jason Burns, Editorial Steward

Three lowest-cost silver plans at age 40

  • Blue Care Network of Michigan — Blue Cross® Select HMO Silver Saver · $583.59/mo · deductible $5,800 · MOOP $7,650
  • Blue Care Network of Michigan — Blue Cross® Preferred HMO Silver Saver · $632.60/mo · deductible $5,800 · MOOP $7,650
  • Priority Health — MyPriority Premier Silver · $651.56/mo · deductible $5,500 · MOOP $9,500

See the full Bay County plan table with all issuers, metal tiers, and cost-sharing →

Source: PY2026 QHP Landscape, Individual Market Medical (CMS Public Use File, released May 2026).