What ACA marketplace plans are available in Baytown, Texas in 2026?
Baytown, Texas (population 85,205), covering ZIP codes 77520, 77521, 77522, 77523 sits in Harris County, where 121 ACA marketplace plans from 7 insurers are available in 2026 with a benchmark (second-lowest-cost silver) plan at $592 per month for a 40-year-old. 2027 plans for Harris County are now available — to compare them and enroll, call United Enrollment Services, a licensed insurance agency, at 1-866-401-4116.
Updated July 23, 2026 · Reviewed by Jason Burns, Editorial Steward
Reviewed by Heather Fabrizio, licensed in Texas (License #3124008) · reviewed Jul 25, 2026
Three lowest-cost silver plans at age 40
- Community Health Choice — Community Select Silver 019 (No deductible for PCP, Specialist, Urgent Care & Generics, $0 PCP 24/7 Virtual Care Options) · $586.21/mo · deductible $4,500 · MOOP $9,000
- Ambetter from Superior HealthPlan — Standard Silver VALUE · $592.05/mo · deductible $6,000 · MOOP $8,900
- Ambetter from Superior HealthPlan — Focused VALUE Silver · $595.06/mo · deductible $6,300 · MOOP $8,400
See the Baytown city page with stats and ZIP codes →
Source: PY2026 QHP Landscape, Individual Market Medical (CMS Public Use File, released May 2026).