What ACA marketplace plans are available in Cape Coral, Florida in 2026?
Cape Coral, Florida (population 215,536), covering ZIP codes 33904, 33909, 33910, 33914, 33915 and 3 more sits in Lee County, where 132 ACA marketplace plans from 6 insurers are available in 2026 with a benchmark (second-lowest-cost silver) plan at $717 per month for a 40-year-old. 2027 plans for Lee County are now available — to compare them and enroll, call United Enrollment Services, a licensed insurance agency, at 1-866-401-4116.
Updated July 23, 2026 · Reviewed by Jason Burns, Editorial Steward
Reviewed by Heather Fabrizio, licensed in Florida (License #G064409) · reviewed Jul 25, 2026
Three lowest-cost silver plans at age 40
- UnitedHealthcare — UHC Silver Value ($0 Virtual Urgent Care, $5 Tier 2 Rx) · $712.73/mo · deductible $4,500 · MOOP $9,900
- Wellpoint — Wellpoint Essential Silver 3500 ($0 Virtual PCP + $0 Select Drugs + Incentives) · $717.30/mo · deductible $3,500 · MOOP $10,150
- Wellpoint — Wellpoint Essential Silver 1850 ($0 Virtual PCP + $0 Select Drugs + Incentives) · $720.19/mo · deductible $1,850 · MOOP $9,100
See the Cape Coral city page with stats and ZIP codes →
Source: PY2026 QHP Landscape, Individual Market Medical (CMS Public Use File, released May 2026).