ACA Direct Answers

What ACA marketplace plans are available in Collier County, Florida in 2026?

Collier County, Florida has 131 ACA marketplace plans from 7 insurers in 2026, with monthly premiums for a 40-year-old ranging from $554 to $2,193 and a benchmark (second-lowest-cost silver) plan at $730 per month, per the CMS PY2026 QHP Landscape file.

Updated July 21, 2026 · Reviewed by Jason Burns, Editorial Steward

Three lowest-cost silver plans at age 40

  • Ambetter Health — Clarity Silver · $729.27/mo · deductible $8,000 · MOOP $8,400
  • Florida Blue HMO (a BlueCross BlueShield FL company) — myBlue Silver 26M02-04 ($5 PCP Visits / $5 Labs / Rewards) · $729.50/mo · deductible $9,500 · MOOP $10,150
  • Florida Blue HMO (a BlueCross BlueShield FL company) — myBlue Silver 26M02-04V ($5 PCP Visits / $5 Labs / Adult Vision / Rewards) · $734.06/mo · deductible $9,500 · MOOP $10,150

See the full Collier County plan table with all issuers, metal tiers, and cost-sharing →

Source: PY2026 QHP Landscape, Individual Market Medical (CMS Public Use File, released May 2026).