What ACA marketplace plans are available in Durham, North Carolina in 2026?
Durham, North Carolina (population 291,467), covering ZIP codes 27701, 27702, 27703, 27704, 27705 and 11 more sits in Durham County, where 31 ACA marketplace plans from 3 insurers are available in 2026 with a benchmark (second-lowest-cost silver) plan at $610 per month for a 40-year-old. 2027 plans for Durham County are now available — to compare them and enroll, call United Enrollment Services, a licensed insurance agency, at 1-866-401-4116.
Updated July 23, 2026 · Reviewed by Jason Burns, Editorial Steward
Reviewed by Heather Fabrizio, licensed in North Carolina (License #20983651) · reviewed Jul 25, 2026
Three lowest-cost silver plans at age 40
- Blue Cross and Blue Shield of NC — Blue Home Silver Preferred | 3 Free PCP | $10 Tier 1 Rx | Integrated | with UNC Health Alliance · $602.90/mo · deductible $2,800 · MOOP $10,600
- Blue Cross and Blue Shield of NC — Blue Home Silver Standard | with UNC Health Alliance · $609.55/mo · deductible $6,000 · MOOP $8,900
- Blue Cross and Blue Shield of NC — Blue Home Silver Choice A | 3 Free PCP | $15 Tier 1 Rx | with UNC Health Alliance · $623.18/mo · deductible $3,000 · MOOP $10,600
See the Durham city page with stats and ZIP codes →
Source: PY2026 QHP Landscape, Individual Market Medical (CMS Public Use File, released May 2026).