ACA Direct Answers

What ACA marketplace plans are available in Galveston County, Texas in 2026?

Galveston County, Texas has 61 ACA marketplace plans from 5 insurers in 2026, with monthly premiums for a 40-year-old ranging from $466 to $1,211 and a benchmark (second-lowest-cost silver) plan at $697 per month, per the CMS PY2026 QHP Landscape file.

Updated July 21, 2026 · Reviewed by Jason Burns, Editorial Steward

Three lowest-cost silver plans at age 40

  • UnitedHealthcare — UHC Kelsey-Seybold Silver Copay Focus $0 Indiv Med Ded · $681.44/mo · deductible $0 · MOOP $9,200
  • UnitedHealthcare — UHC Kelsey-Seybold Silver Copay Focus+ $0 Indiv Med Ded (Dental + Vision) · $697.01/mo · deductible $0 · MOOP $9,200
  • Oscar Insurance Company — Silver Simple PCP Saver · $743.55/mo · deductible $5,750 · MOOP $10,150

See the full Galveston County plan table with all issuers, metal tiers, and cost-sharing →

Source: PY2026 QHP Landscape, Individual Market Medical (CMS Public Use File, released May 2026).