What ACA marketplace plans are available in Harris County, Texas in 2026?

Harris County, Texas has 121 ACA marketplace plans from 7 insurers in 2026, with monthly premiums for a 40-year-old ranging from $375 to $1,211 and a benchmark (second-lowest-cost silver) plan at $592 per month, per the CMS PY2026 QHP Landscape file.

Updated July 21, 2026 · Reviewed by Jason Burns, Editorial Steward

Three lowest-cost silver plans at age 40

Community Health Choice — Community Select Silver 019 (No deductible for PCP, Specialist, Urgent Care & Generics, $0 PCP 24/7 Virtual Care Options) · $586.21/mo · deductible $4,500 · MOOP $9,000
Ambetter from Superior HealthPlan — Standard Silver VALUE · $592.05/mo · deductible $6,000 · MOOP $8,900
Ambetter from Superior HealthPlan — Focused VALUE Silver · $595.06/mo · deductible $6,300 · MOOP $8,400

See the full Harris County plan table with all issuers, metal tiers, and cost-sharing →

Source: PY2026 QHP Landscape, Individual Market Medical (CMS Public Use File, released May 2026).