What ACA marketplace plans are available in Highlands County, Florida in 2026?

Highlands County, Florida has 94 ACA marketplace plans from 4 insurers in 2026, with monthly premiums for a 40-year-old ranging from $496 to $2,239 and a benchmark (second-lowest-cost silver) plan at $672 per month, per the CMS PY2026 QHP Landscape file.

Updated July 21, 2026 · Reviewed by Jason Burns, Editorial Steward

Three lowest-cost silver plans at age 40

Ambetter Health — Clarity Silver · $629.72/mo · deductible $8,000 · MOOP $8,400
Ambetter Health — Standard Silver · $671.68/mo · deductible $6,000 · MOOP $8,900
Ambetter Health — Focused Silver · $679.78/mo · deductible $6,300 · MOOP $8,400

See the full Highlands County plan table with all issuers, metal tiers, and cost-sharing →

Source: PY2026 QHP Landscape, Individual Market Medical (CMS Public Use File, released May 2026).