What ACA marketplace plans are available in Howard County, Iowa in 2026?
Howard County, Iowa has 26 ACA marketplace plans from 3 insurers in 2026, with monthly premiums for a 40-year-old ranging from $385 to $1,069 and a benchmark (second-lowest-cost silver) plan at $587 per month, per the CMS PY2026 QHP Landscape file. 2027 plans for Howard County are now available — to compare them and enroll, call United Enrollment Services, a licensed insurance agency, at 1-866-401-4116.
Updated July 23, 2026 · Reviewed by Jason Burns, Editorial Steward
Reviewed by Heather Fabrizio, licensed in Iowa (License #20983651) · reviewed Jul 25, 2026
Three lowest-cost silver plans at age 40
- Wellmark Health Plan of Iowa, Inc. — Wellmark Silver Traditional HMO · $580.55/mo · deductible $5,000 · MOOP $7,500
- Oscar Insurance Company — Silver Simple PCP Saver · $586.74/mo · deductible $5,000 · MOOP $8,500
- Oscar Insurance Company — Silver Classic Standard · $587.38/mo · deductible $6,000 · MOOP $8,900
See the full Howard County plan table with all issuers, metal tiers, and cost-sharing →
Source: PY2026 QHP Landscape, Individual Market Medical (CMS Public Use File, released May 2026).