What ACA marketplace plans are available in Monroe County, Michigan in 2026?
Monroe County, Michigan has 46 ACA marketplace plans from 4 insurers in 2026, with monthly premiums for a 40-year-old ranging from $363 to $964 and a benchmark (second-lowest-cost silver) plan at $511 per month, per the CMS PY2026 QHP Landscape file.
Updated July 21, 2026 · Reviewed by Jason Burns, Editorial Steward
Three lowest-cost silver plans at age 40
- UnitedHealthcare — UHC Silver Value (No Referrals) · $507.80/mo · deductible $4,000 · MOOP $9,500
- UnitedHealthcare — UHC Silver Standard (No Referrals) · $510.76/mo · deductible $6,000 · MOOP $8,900
- UnitedHealthcare — UHC Silver Advantage (No Referrals) · $514.70/mo · deductible $2,900 · MOOP $10,400
See the full Monroe County plan table with all issuers, metal tiers, and cost-sharing →
Source: PY2026 QHP Landscape, Individual Market Medical (CMS Public Use File, released May 2026).