ACA Direct Answers

What ACA marketplace plans are available in Payne County, Oklahoma in 2026?

Payne County, Oklahoma has 62 ACA marketplace plans from 5 insurers in 2026, with monthly premiums for a 40-year-old ranging from $299 to $1,177 and a benchmark (second-lowest-cost silver) plan at $592 per month, per the CMS PY2026 QHP Landscape file.

Updated July 21, 2026 · Reviewed by Jason Burns, Editorial Steward

Three lowest-cost silver plans at age 40

  • Ambetter of Oklahoma — Standard Silver · $585.29/mo · deductible $6,000 · MOOP $8,900
  • Ambetter of Oklahoma — Focused Silver · $592.30/mo · deductible $6,300 · MOOP $8,400
  • Ambetter of Oklahoma — Enhanced Asthma/COPD Care Silver with $0 Drug Options · $602.87/mo · deductible $5,900 · MOOP $8,150

See the full Payne County plan table with all issuers, metal tiers, and cost-sharing →

Source: PY2026 QHP Landscape, Individual Market Medical (CMS Public Use File, released May 2026).