What ACA marketplace plans are available in Phoenix, Arizona in 2026?
Phoenix, Arizona (population 1,642,323), covering ZIP codes 85001, 85002, 85003, 85004, 85005 and 72 more sits in Maricopa County, where 86 ACA marketplace plans from 7 insurers are available in 2026 with a benchmark (second-lowest-cost silver) plan at $484 per month for a 40-year-old. 2027 plans for Maricopa County are now available — to compare them and enroll, call United Enrollment Services, a licensed insurance agency, at 1-866-401-4116.
Updated July 23, 2026 · Reviewed by Jason Burns, Editorial Steward
Reviewed by Heather Fabrizio, licensed in Arizona (License #20983651) · reviewed Jul 25, 2026
Three lowest-cost silver plans at age 40
- Imperial Insurance Companies, Inc. — Imperial Standard Silver · $471.85/mo · deductible $6,000 · MOOP $8,900
- Imperial Insurance Companies, Inc. — Imperial Preferred Silver · $483.90/mo · deductible $7,500 · MOOP $9,500
- Oscar Health Plan, Inc. — Silver Simple PCP Saver · $491.70/mo · deductible $5,750 · MOOP $9,400
See the Phoenix city page with stats and ZIP codes →
Source: PY2026 QHP Landscape, Individual Market Medical (CMS Public Use File, released May 2026).