ACA Direct Answers

What ACA marketplace plans are available in Polk County, Texas in 2026?

Polk County, Texas has 36 ACA marketplace plans from 3 insurers in 2026, with monthly premiums for a 40-year-old ranging from $438 to $929 and a benchmark (second-lowest-cost silver) plan at $695 per month, per the CMS PY2026 QHP Landscape file.

Updated July 21, 2026 · Reviewed by Jason Burns, Editorial Steward

Three lowest-cost silver plans at age 40

  • Community Health Choice — Community Premier Silver 020 (No deductible for PCP, Specialist, Urgent Care & Generics, $0 PCP 24/7 Virtual Care Options) · $694.80/mo · deductible $6,000 · MOOP $8,900
  • Community Health Choice — Community Premier Silver 012 (No deductible for PCP, Urgent Care & Generics, $0 PCP 24/7 Virtual Care Options) · $695.45/mo · deductible $2,800 · MOOP $10,600
  • UnitedHealthcare — UHC Silver Standard · $706.02/mo · deductible $6,000 · MOOP $8,900

See the full Polk County plan table with all issuers, metal tiers, and cost-sharing →

Source: PY2026 QHP Landscape, Individual Market Medical (CMS Public Use File, released May 2026).