What ACA marketplace plans are available in Polk County, Texas in 2026?
Polk County, Texas has 36 ACA marketplace plans from 3 insurers in 2026, with monthly premiums for a 40-year-old ranging from $438 to $929 and a benchmark (second-lowest-cost silver) plan at $695 per month, per the CMS PY2026 QHP Landscape file. 2027 plans for Polk County are now available — to compare them and enroll, call United Enrollment Services, a licensed insurance agency, at 1-866-401-4116.
Updated July 23, 2026 · Reviewed by Jason Burns, Editorial Steward
Reviewed by Heather Fabrizio, licensed in Texas (License #3124008) · reviewed Jul 25, 2026
Three lowest-cost silver plans at age 40
- Community Health Choice — Community Premier Silver 020 (No deductible for PCP, Specialist, Urgent Care & Generics, $0 PCP 24/7 Virtual Care Options) · $694.80/mo · deductible $6,000 · MOOP $8,900
- Community Health Choice — Community Premier Silver 012 (No deductible for PCP, Urgent Care & Generics, $0 PCP 24/7 Virtual Care Options) · $695.45/mo · deductible $2,800 · MOOP $10,600
- UnitedHealthcare — UHC Silver Standard · $706.02/mo · deductible $6,000 · MOOP $8,900
See the full Polk County plan table with all issuers, metal tiers, and cost-sharing →
Source: PY2026 QHP Landscape, Individual Market Medical (CMS Public Use File, released May 2026).