ACA Direct Answers

What ACA marketplace plans are available in Richland County, South Carolina in 2026?

Richland County, South Carolina has 60 ACA marketplace plans from 4 insurers in 2026, with monthly premiums for a 40-year-old ranging from $386 to $810 and a benchmark (second-lowest-cost silver) plan at $571 per month, per the CMS PY2026 QHP Landscape file.

Updated July 21, 2026 · Reviewed by Jason Burns, Editorial Steward

Three lowest-cost silver plans at age 40

  • BlueCross BlueShield of South Carolina — Blue Congaree Silver 2 · $569.35/mo · deductible $7,900 · MOOP $8,800
  • BlueCross BlueShield of South Carolina — Blue Congaree Silver 2 + Adult Vision · $571.13/mo · deductible $7,900 · MOOP $8,800
  • BlueCross BlueShield of South Carolina — Blue Congaree Silver 1 · $573.07/mo · deductible $7,000 · MOOP $10,500

See the full Richland County plan table with all issuers, metal tiers, and cost-sharing →

Source: PY2026 QHP Landscape, Individual Market Medical (CMS Public Use File, released May 2026).