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What ACA marketplace plans are available in Rochester Hills, Michigan in 2026?

Rochester Hills, Michigan (population 77,089) sits in Oakland County, where 64 ACA marketplace plans from 5 insurers are available in 2026 with a benchmark (second-lowest-cost silver) plan at $507 per month for a 40-year-old. 2027 plans for Oakland County are now available — to compare them and enroll, call United Enrollment Services, a licensed insurance agency, at 1-866-401-4116.

Updated July 23, 2026 · Reviewed by Jason Burns, Editorial Steward
Reviewed by Heather Fabrizio, licensed in Michigan (License #20983651) · reviewed Jul 25, 2026

Three lowest-cost silver plans at age 40

  • Blue Care Network of Michigan — Blue Cross® Local HMO Silver Saver · $502.68/mo · deductible $5,800 · MOOP $7,650
  • UnitedHealthcare — UHC Silver Value (No Referrals) · $507.18/mo · deductible $4,000 · MOOP $9,500
  • UnitedHealthcare — UHC Silver Standard (No Referrals) · $510.14/mo · deductible $6,000 · MOOP $8,900

See the Rochester Hills city page with stats and ZIP codes →

Source: PY2026 QHP Landscape, Individual Market Medical (CMS Public Use File, released May 2026).