ACA Direct Answers

What ACA marketplace plans are available in Saint Lucie County, Florida in 2026?

Saint Lucie County, Florida has 115 ACA marketplace plans from 7 insurers in 2026, with monthly premiums for a 40-year-old ranging from $531 to $2,167 and a benchmark (second-lowest-cost silver) plan at $784 per month, per the CMS PY2026 QHP Landscape file.

Updated July 21, 2026 · Reviewed by Jason Burns, Editorial Steward

Three lowest-cost silver plans at age 40

  • Cigna HealthCare of Florida, Inc. — Partnered Care Classic Silver · $783.03/mo · deductible $5,000 · MOOP $7,950
  • Cigna HealthCare of Florida, Inc. — Partnered Care Premier Silver · $784.01/mo · deductible $7,000 · MOOP $8,500
  • Florida Blue HMO (a BlueCross BlueShield FL company) — myBlue Silver 26M06-03 ($5 PCP Visits / $5 Labs / Rewards) · $786.39/mo · deductible $9,500 · MOOP $10,150

See the full Saint Lucie County plan table with all issuers, metal tiers, and cost-sharing →

Source: PY2026 QHP Landscape, Individual Market Medical (CMS Public Use File, released May 2026).