ACA marketplace plans in Saint Lucie County, Florida (2026)
Saint Lucie County, Florida has 115 ACA marketplace plans from 7 insurers in 2026, with monthly premiums for a 40-year-old ranging from $531 to $2,167 and a benchmark (second-lowest-cost silver) plan at $784 per month.
Updated July 21, 2026 · Reviewed by Jason Burns, Editorial Steward
Plan table
| Issuer | Plan | Metal | Age 21 | Age 40 | Age 60 | Deductible | MOOP |
|---|---|---|---|---|---|---|---|
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Bronze 26M01-23 (Rewards) | Bronze | $469.16 | $599.59 | $1,273.30 | $10,125 | $10,150 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | BlueCare Bronze 24K01-05 (Rewards) | Bronze | $575.65 | $735.68 | $1,562.31 | $6,150 | $10,150 |
| Florida Blue (BlueCross BlueShield FL) | BlueOptions Bronze 24J01-06 (Rewards) | Bronze | $700.95 | $895.81 | $1,902.38 | $6,150 | $10,150 |
| Wellpoint | Wellpoint Essential Catastrophic (+ Incentives) | Catastrophic | $481.27 | $615.06 | $1,306.17 | $10,600 | $10,600 |
| Cigna Healthcare | Connect Bronze Mid-South CMS Standard | Expanded Bronze | $415.73 | $531.30 | $1,128.29 | $7,500 | $10,000 |
| Cigna Healthcare | Connect Bronze Mid-South 5500 Indiv Med Deductible | Expanded Bronze | $421.99 | $539.30 | $1,145.28 | $5,500 | $9,500 |
| Cigna Healthcare | Connect myDiabetesCare Bronze Mid-South | Expanded Bronze | $422.37 | $539.79 | $1,146.31 | $6,500 | $9,200 |
| Cigna Healthcare | Connect Bronze Mid-South 0 Indiv Med Deductible | Expanded Bronze | $464.57 | $593.72 | $1,260.84 | $0 | $10,600 |
| Oscar Health Maintenance Organization of Florida | Bronze Simple Breathe Easy with Enhanced COPD Benefits | Expanded Bronze | $471.48 | $602.54 | $1,279.57 | $9,000 | $10,600 |
| Oscar Health Maintenance Organization of Florida | Bronze Classic Standard | Expanded Bronze | $497.22 | $635.43 | $1,349.42 | $7,500 | $10,000 |
| Oscar Health Maintenance Organization of Florida | Bronze Classic 4700 | Expanded Bronze | $501.31 | $640.66 | $1,360.53 | $4,700 | $10,150 |
| Oscar Health Maintenance Organization of Florida | Bronze Simple Diabetes | Expanded Bronze | $503.38 | $643.31 | $1,366.16 | $5,500 | $10,150 |
| Oscar Health Maintenance Organization of Florida | Bronze Simple Chronic Care CKM | Expanded Bronze | $509.53 | $651.17 | $1,382.84 | $5,500 | $10,150 |
| Wellpoint | Wellpoint Essential Bronze 6000 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Expanded Bronze | $510.42 | $652.32 | $1,385.28 | $6,000 | $10,600 |
| Wellpoint | Wellpoint Essential Bronze 5500 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Expanded Bronze | $518.28 | $662.36 | $1,406.61 | $5,500 | $10,600 |
| Ambetter Health | Everyday Bronze | Expanded Bronze | $518.81 | $663.02 | $1,408.01 | $8,450 | $10,150 |
| Ambetter Health | Standard Expanded Bronze | Expanded Bronze | $520.40 | $665.05 | $1,412.33 | $7,500 | $10,000 |
| Wellpoint | Wellpoint Essential Bronze 7500 ($0 Virtual PCP + $0 Select Drugs + Incentives) Standard | Expanded Bronze | $522.74 | $668.06 | $1,418.72 | $7,500 | $10,000 |
| Wellpoint | Wellpoint Essential Bronze 5500 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs + Incentives) | Expanded Bronze | $527.87 | $674.62 | $1,432.64 | $5,500 | $10,600 |
| Ambetter Health | Everyday Bronze + Vision + Adult Dental | Expanded Bronze | $532.84 | $680.96 | $1,446.11 | $8,450 | $10,150 |
| Ambetter Health | Standard Expanded Bronze + Vision + Adult Dental | Expanded Bronze | $534.48 | $683.05 | $1,450.54 | $7,500 | $10,000 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Bronze 2219 ($75 PCP Visits / Rewards) | Expanded Bronze | $534.47 | $683.05 | $1,450.55 | $2,625 | $10,150 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Bronze 2312S ($50 PCP Visits / Rewards) | Expanded Bronze | $535.25 | $684.05 | $1,452.67 | $7,500 | $10,000 |
| Oscar Health Maintenance Organization of Florida | Bronze Elite + PCP Saver Plus | Expanded Bronze | $540.68 | $690.98 | $1,467.38 | $0 | $10,600 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Bronze 1601 (3 PCP Visits for $0 then $25 / $75 Specialist Visits / Rewards) | Expanded Bronze | $541.24 | $691.70 | $1,468.93 | $6,000 | $10,150 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Bronze 2129 ($35 PCP Visits / $75 Specialist Visits / Rewards) | Expanded Bronze | $577.97 | $738.65 | $1,568.61 | $0 | $10,150 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Bronze 2129V ($35 PCP Visits / $75 Specialist Visits / Adult Vision / Rewards) | Expanded Bronze | $581.55 | $743.22 | $1,578.33 | $0 | $10,150 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Bronze 2129E ($35 PCP Visits / $75 Specialist Visits / Adult Dental & Vision / Rewards) | Expanded Bronze | $588.89 | $752.60 | $1,598.25 | $0 | $10,150 |
| Ambetter Health | Elite Bronze | Expanded Bronze | $592.60 | $757.33 | $1,608.28 | $0 | $10,500 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | BlueCare Bronze (HSA) 24K01-09 (Rewards / $4 Condition Care Rx) | Expanded Bronze | $607.85 | $776.83 | $1,649.70 | $6,650 | $7,400 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | BlueCare Bronze 24K01-31S ($50 PCP Visits / Rewards) | Expanded Bronze | $607.94 | $776.95 | $1,649.95 | $7,500 | $10,000 |
| Ambetter Health | Elite Bronze + Vision + Adult Dental | Expanded Bronze | $608.63 | $777.82 | $1,651.79 | $0 | $10,500 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | BlueCare Bronze 24K01-03 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards) | Expanded Bronze | $621.80 | $794.66 | $1,687.57 | $6,500 | $10,000 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | BlueCare Bronze 24K01-25 ($50 PCP Visits / $75 Specialist Visits / Rewards) | Expanded Bronze | $657.13 | $839.81 | $1,783.45 | $0 | $9,900 |
| Florida Blue (BlueCross BlueShield FL) | BlueOptions Bronze 24J01-18S ($50 PCP Visits / Rewards) | Expanded Bronze | $727.29 | $929.48 | $1,973.87 | $7,500 | $10,000 |
| Florida Blue (BlueCross BlueShield FL) | BlueOptions Bronze (HSA) 24J01-10 (Rewards / $4 Condition Care Rx) | Expanded Bronze | $733.73 | $937.71 | $1,991.34 | $6,650 | $7,400 |
| Florida Blue (BlueCross BlueShield FL) | BlueOptions Bronze 24J01-04 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards) | Expanded Bronze | $739.03 | $944.48 | $2,005.73 | $6,500 | $10,000 |
| Florida Blue (BlueCross BlueShield FL) | BlueOptions Bronze 24J01-17 ($50 PCP Visits / Rewards) | Expanded Bronze | $771.92 | $986.51 | $2,094.99 | $0 | $9,900 |
| Cigna HealthCare of Florida, Inc. | Partnered Care Premier Gold | Gold | $536.95 | $686.22 | $1,457.28 | $1,850 | $7,700 |
| Cigna Healthcare | Connect Gold Mid-South 2250 Indiv Med Deductible | Gold | $538.23 | $687.86 | $1,460.76 | $2,250 | $9,450 |
| Cigna Healthcare | Connect Gold Mid-South CMS Standard | Gold | $550.12 | $703.05 | $1,493.03 | $2,000 | $8,200 |
| Cigna HealthCare of Florida, Inc. | Partnered Care Gold CMS Standard | Gold | $550.76 | $703.87 | $1,494.76 | $2,000 | $8,200 |
| Cigna Healthcare | Connect Gold Mid-South 850 Indiv Med Deductible | Gold | $575.10 | $734.98 | $1,560.82 | $850 | $8,550 |
| Oscar Health Maintenance Organization of Florida | Gold Simple | Gold | $586.50 | $749.53 | $1,591.74 | $3,000 | $9,950 |
| Oscar Health Maintenance Organization of Florida | Gold Classic Standard | Gold | $616.11 | $787.37 | $1,672.09 | $2,000 | $8,200 |
| Ambetter Health | Standard Gold | Gold | $687.73 | $878.90 | $1,866.47 | $2,000 | $8,200 |
| Ambetter Health | Everyday Gold | Gold | $702.62 | $897.93 | $1,906.88 | $800 | $7,250 |
| Ambetter Health | Standard Gold + Vision + Adult Dental | Gold | $706.33 | $902.68 | $1,916.96 | $2,000 | $8,200 |
| Ambetter Health | Everyday Gold + Vision + Adult Dental | Gold | $721.63 | $922.23 | $1,958.47 | $800 | $7,250 |
| Wellpoint | Wellpoint Essential Gold 800 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Gold | $723.70 | $924.89 | $1,964.12 | $800 | $9,000 |
| Ambetter Health | Complete Gold | Gold | $726.10 | $927.94 | $1,970.60 | $1,450 | $7,500 |
| Wellpoint | Wellpoint Essential Gold 800 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs + Incentives) | Gold | $730.82 | $933.99 | $1,983.45 | $800 | $9,000 |
| Wellpoint | Wellpoint Essential Gold 2000 ($0 Virtual PCP + $0 Select Drugs + Incentives) Standard | Gold | $738.55 | $943.87 | $2,004.42 | $2,000 | $8,200 |
| Wellpoint | Wellpoint Essential Gold 1400 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Gold | $739.61 | $945.22 | $2,007.30 | $1,400 | $5,000 |
| Ambetter Health | Complete Gold + Vision + Adult Dental | Gold | $745.74 | $953.04 | $2,023.91 | $1,450 | $7,500 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Gold 2314S ($30 PCP Visits / $60 Specialist Visits / Rewards) | Gold | $778.74 | $995.23 | $2,113.50 | $2,000 | $8,200 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Gold 1605 ($0 Labs / Rewards) | Gold | $792.01 | $1,012.19 | $2,149.52 | $940 | $4,500 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Gold 24M05-74 ($0 Deductible / $25 PCP Visits / $60 Specialist Visits / Rewards) | Gold | $820.15 | $1,048.15 | $2,225.89 | $0 | $6,550 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | BlueCare Gold 24K01-33S ($30 PCP Visits / $60 Specialist Visits / Rewards) | Gold | $905.63 | $1,157.40 | $2,457.88 | $2,000 | $8,200 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | BlueCare Gold 24K01-10 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards) | Gold | $927.93 | $1,185.89 | $2,518.40 | $1,500 | $6,450 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | BlueCare Gold 24K01-08 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards) | Gold | $960.50 | $1,227.52 | $2,606.80 | $0 | $6,250 |
| Florida Blue (BlueCross BlueShield FL) | BlueOptions Gold 24J01-20S ($30 PCP Visits / $60 Specialist Visits / Rewards) | Gold | $1,190.95 | $1,522.03 | $3,232.24 | $2,000 | $8,200 |
| Florida Blue (BlueCross BlueShield FL) | BlueOptions Gold 24J01-12 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards) | Gold | $1,219.25 | $1,558.20 | $3,309.04 | $1,500 | $6,450 |
| Florida Blue (BlueCross BlueShield FL) | BlueOptions Gold 24J01-09 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards) | Gold | $1,252.37 | $1,600.53 | $3,398.93 | $0 | $6,250 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Platinum 24M05-75 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards) | Platinum | $1,061.23 | $1,356.25 | $2,880.18 | $0 | $2,250 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Platinum 24M05-00S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards) | Platinum | $1,111.68 | $1,420.73 | $3,017.10 | $0 | $5,200 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | BlueCare Platinum 24K01-04 ($0 Labs / $15 PCP Visits / $35 Specialist Visits / Rewards) | Platinum | $1,133.30 | $1,448.36 | $3,075.78 | $1,000 | $4,000 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | BlueCare Platinum 24K01-07 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards) | Platinum | $1,176.43 | $1,503.48 | $3,192.83 | $0 | $2,525 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | BlueCare Platinum 24K01-34S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards) | Platinum | $1,232.87 | $1,575.61 | $3,346.01 | $0 | $5,200 |
| Florida Blue (BlueCross BlueShield FL) | BlueOptions Platinum 24J01-05 ($0 Labs / $15 PCP Visits / $35 Specialist Visits / Rewards) | Platinum | $1,581.68 | $2,021.39 | $4,292.68 | $1,000 | $4,000 |
| Florida Blue (BlueCross BlueShield FL) | BlueOptions Platinum 24J01-08 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards) | Platinum | $1,627.24 | $2,079.61 | $4,416.33 | $0 | $2,525 |
| Florida Blue (BlueCross BlueShield FL) | BlueOptions Platinum 24J01-21S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards) | Platinum | $1,695.56 | $2,166.93 | $4,601.75 | $0 | $5,200 |
| Cigna HealthCare of Florida, Inc. | Partnered Care Classic Silver | Silver | $612.70 | $783.03 | $1,662.87 | $5,000 | $7,950 |
| Cigna HealthCare of Florida, Inc. | Partnered Care Premier Silver | Silver | $613.47 | $784.01 | $1,664.96 | $7,000 | $8,500 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Silver 26M06-03 ($5 PCP Visits / $5 Labs / Rewards) | Silver | $615.33 | $786.39 | $1,670.01 | $9,500 | $10,150 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Silver 26M06-03V ($5 PCP Visits / $5 Labs / Adult Vision / Rewards) | Silver | $619.03 | $791.12 | $1,680.05 | $9,500 | $10,150 |
| Cigna Healthcare | Connect Silver Mid-South 4500 Indiv Med Deductible | Silver | $621.49 | $794.26 | $1,686.72 | $4,500 | $9,350 |
| Cigna Healthcare | Connect Silver Mid-South 3800 Indiv Med Deductible | Silver | $622.50 | $795.56 | $1,689.47 | $3,800 | $9,500 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Silver 25M06-02 ($0 Labs / $50 PCP Visits / Rewards) | Silver | $624.88 | $798.60 | $1,695.92 | $7,000 | $9,150 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Silver 26M06-03E ($5 PCP Visits / $5 Labs / Adult Dental & Vision / Rewards) | Silver | $626.42 | $800.56 | $1,700.10 | $9,500 | $10,150 |
| Cigna Healthcare | Connect Silver Mid-South CMS Standard | Silver | $627.49 | $801.93 | $1,703.01 | $6,000 | $8,900 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Silver 25M06-02V ($0 Labs / $50 PCP Visits / Adult Vision / Rewards) | Silver | $628.44 | $803.15 | $1,705.59 | $7,000 | $9,150 |
| Cigna HealthCare of Florida, Inc. | Partnered Care Silver CMS Standard | Silver | $635.51 | $812.18 | $1,724.77 | $6,000 | $8,900 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Silver 25M06-02E ($0 Labs / $50 PCP Visits / Adult Dental & Vision / Rewards) | Silver | $635.81 | $812.57 | $1,725.59 | $7,000 | $9,150 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Silver 24M06-76 ($50 PCP Visits / $15 Labs / Rewards) | Silver | $638.64 | $816.18 | $1,733.27 | $6,500 | $9,200 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Silver 24M06-76V ($50 PCP Visits / $15 Labs / Adult Vision / Rewards) | Silver | $642.21 | $820.74 | $1,742.96 | $6,500 | $9,200 |
| Oscar Health Maintenance Organization of Florida | Silver Simple PCP Saver | Silver | $643.14 | $821.92 | $1,745.45 | $5,000 | $9,250 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Silver 2237 ($60 PCP Visits / Rewards) | Silver | $645.49 | $824.94 | $1,751.86 | $3,150 | $8,675 |
| Oscar Health Maintenance Organization of Florida | Silver Classic Standard | Silver | $648.88 | $829.26 | $1,761.04 | $6,000 | $8,900 |
| Oscar Health Maintenance Organization of Florida | Silver Simple Breathe Easy with Enhanced COPD Benefits | Silver | $649.02 | $829.43 | $1,761.41 | $6,200 | $9,600 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Silver 2237V ($60 PCP Visits / Adult Vision / Rewards) | Silver | $649.04 | $829.47 | $1,761.49 | $3,150 | $8,675 |
| Oscar Health Maintenance Organization of Florida | Silver Simple Diabetes | Silver | $649.25 | $829.73 | $1,762.03 | $6,500 | $10,000 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Silver 24M06-76E ($50 PCP Visits / $15 Labs / Adult Dental & Vision / Rewards) | Silver | $649.56 | $830.14 | $1,762.91 | $6,500 | $9,200 |
| Oscar Health Maintenance Organization of Florida | Silver Simple Women's Health with Menopause Benefits | Silver | $649.89 | $830.55 | $1,763.78 | $6,000 | $10,150 |
| Oscar Health Maintenance Organization of Florida | Silver Simple Chronic Care CKM | Silver | $650.52 | $831.35 | $1,765.48 | $5,900 | $10,150 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Silver 2237E ($60 PCP Visits / Adult Dental & Vision / Rewards) | Silver | $656.40 | $838.88 | $1,781.47 | $3,150 | $8,675 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Silver 2313S ($40 PCP Visits / $80 Specialist Visits / Rewards) | Silver | $656.68 | $839.24 | $1,782.23 | $6,000 | $8,900 |
| Oscar Health Maintenance Organization of Florida | Silver Elite | Silver | $657.57 | $840.37 | $1,784.63 | $5,000 | $9,750 |
| Ambetter Health | Clarity Silver | Silver | $658.83 | $841.98 | $1,788.05 | $8,000 | $8,400 |
| Wellpoint | Wellpoint Essential Silver 3500 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Silver | $661.44 | $845.32 | $1,795.15 | $3,500 | $10,150 |
| Wellpoint | Wellpoint Essential Silver 1850 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Silver | $664.10 | $848.72 | $1,802.37 | $1,850 | $9,100 |
| Wellpoint | Wellpoint Essential Silver 3500 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs + Incentives) | Silver | $671.15 | $857.73 | $1,821.50 | $3,500 | $10,150 |
| Wellpoint | Wellpoint Essential Silver 6000 ($0 Virtual PCP + $0 Select Drugs + Incentives) Standard | Silver | $675.92 | $863.83 | $1,834.45 | $6,000 | $8,900 |
| Ambetter Health | Standard Silver | Silver | $702.74 | $898.08 | $1,907.20 | $6,000 | $8,900 |
| Ambetter Health | Focused Silver | Silver | $711.21 | $908.91 | $1,930.19 | $6,300 | $8,400 |
| Ambetter Health | Standard Silver + Vision + Adult Dental | Silver | $721.75 | $922.38 | $1,958.80 | $6,000 | $8,900 |
| Ambetter Health | Enhanced Diabetes Care Silver with $0 Drug Options | Silver | $722.98 | $923.96 | $1,962.15 | $5,000 | $8,650 |
| Ambetter Health | Focused Silver + Vision + Adult Dental | Silver | $730.45 | $933.50 | $1,982.41 | $6,300 | $8,400 |
| Ambetter Health | Enhanced Diabetes Care Silver with $0 Drug Options + Vision + Adult Dental | Silver | $742.54 | $948.96 | $2,015.24 | $5,000 | $8,650 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | BlueCare Silver 24K01-02 ($10 Labs / Rewards) | Silver | $792.39 | $1,012.67 | $2,150.55 | $4,000 | $8,100 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | BlueCare Silver 24K01-32S ($40 PCP Visits / $80 Specialist Visits / Rewards) | Silver | $819.10 | $1,046.81 | $2,223.04 | $6,000 | $8,900 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | BlueCare Silver 24K01-06 ($50 PCP Visits / Rewards) | Silver | $829.65 | $1,060.29 | $2,251.67 | $3,125 | $8,100 |
| Florida Blue (BlueCross BlueShield FL) | BlueOptions Silver 24J01-03 ($10 Labs / Rewards) | Silver | $1,133.22 | $1,448.26 | $3,075.56 | $4,000 | $8,100 |
| Florida Blue (BlueCross BlueShield FL) | BlueOptions Silver 24J01-19S ($40 PCP Visits / $80 Specialist Visits / Rewards) | Silver | $1,210.39 | $1,546.88 | $3,285.00 | $6,000 | $8,900 |
| Florida Blue (BlueCross BlueShield FL) | BlueOptions Silver 24J01-07 ($50 PCP Visits / Rewards) | Silver | $1,224.42 | $1,564.81 | $3,323.08 | $3,125 | $8,100 |
Cost-sharing reductions (CSR)
Silver plans in this county carry the standard cost-sharing shown above. If your household income is between 100% and 250% of the federal poverty level, HealthCare.gov automatically applies CSR variants of silver plans that lower deductibles, copays, and the annual out-of-pocket maximum — the plan name stays the same but the numbers on your Summary of Benefits change.
Subsidy context for 2026
The enhanced premium tax credits from the American Rescue Plan Act and the Inflation Reduction Act expired December 31, 2025, so for plan year 2026 the pre-2021 ACA subsidy structure returns — households above 400% of the federal poverty level receive no premium tax credit at all, and lower-income households pay a larger share of the benchmark plan's premium (see the Congressional Research Service report R48290 and KFF's 2026 premium tracker). These figures describe the rules; nothing on this page is a recommendation.
Sources
- PY2026 QHP Landscape, Individual Market Medical — CMS Public Use File, released May 2026. All plan, premium, deductible, and out-of-pocket figures on this page come from this file.
- HealthCare.gov — official federal marketplace where these plans are sold.