What ACA marketplace plans are available in Santa Cruz County, Arizona in 2026?

Santa Cruz County, Arizona has 62 ACA marketplace plans from 5 insurers in 2026, with monthly premiums for a 40-year-old ranging from $375 to $849 and a benchmark (second-lowest-cost silver) plan at $449 per month, per the CMS PY2026 QHP Landscape file.

Updated July 21, 2026 · Reviewed by Jason Burns, Editorial Steward

Three lowest-cost silver plans at age 40

Imperial Insurance Companies, Inc. — Imperial Standard Silver · $437.75/mo · deductible $6,000 · MOOP $8,900
Imperial Insurance Companies, Inc. — Imperial Preferred Silver · $448.94/mo · deductible $7,500 · MOOP $9,500
Oscar Health Plan, Inc. — Silver Simple PCP Saver · $490.56/mo · deductible $5,750 · MOOP $9,400

See the full Santa Cruz County plan table with all issuers, metal tiers, and cost-sharing →

Source: PY2026 QHP Landscape, Individual Market Medical (CMS Public Use File, released May 2026).