What ACA marketplace plans are available in Smith County, Texas in 2026?
Smith County, Texas has 61 ACA marketplace plans from 4 insurers in 2026, with monthly premiums for a 40-year-old ranging from $354 to $900 and a benchmark (second-lowest-cost silver) plan at $672 per month, per the CMS PY2026 QHP Landscape file. 2027 plans for Smith County are now available — to compare them and enroll, call United Enrollment Services, a licensed insurance agency, at 1-866-401-4116.
Updated July 23, 2026 · Reviewed by Jason Burns, Editorial Steward
Reviewed by Heather Fabrizio, licensed in Texas (License #3124008) · reviewed Jul 25, 2026
Three lowest-cost silver plans at age 40
- CHRISTUS Health Plan — CHRISTUS Value Silver 70 ($0 Virtual Urgent Care) · $652.85/mo · deductible $5,990 · MOOP $5,990
- CHRISTUS Health Plan — CHRISTUS Standard Silver 70 ($0 Virtual Urgent Care) · $672.12/mo · deductible $6,000 · MOOP $8,900
- CHRISTUS Health Plan — CHRISTUS Value Silver 70 + Dental & Vision ($0 Virtual Urgent Care) · $672.24/mo · deductible $5,990 · MOOP $5,990
See the full Smith County plan table with all issuers, metal tiers, and cost-sharing →
Source: PY2026 QHP Landscape, Individual Market Medical (CMS Public Use File, released May 2026).