ACA Direct Answers

What ACA marketplace plans are available in Smith County, Texas in 2026?

Smith County, Texas has 61 ACA marketplace plans from 4 insurers in 2026, with monthly premiums for a 40-year-old ranging from $354 to $900 and a benchmark (second-lowest-cost silver) plan at $672 per month, per the CMS PY2026 QHP Landscape file.

Updated July 21, 2026 · Reviewed by Jason Burns, Editorial Steward

Three lowest-cost silver plans at age 40

  • CHRISTUS Health Plan — CHRISTUS Value Silver 70 ($0 Virtual Urgent Care) · $652.85/mo · deductible $5,990 · MOOP $5,990
  • CHRISTUS Health Plan — CHRISTUS Standard Silver 70 ($0 Virtual Urgent Care) · $672.12/mo · deductible $6,000 · MOOP $8,900
  • CHRISTUS Health Plan — CHRISTUS Value Silver 70 + Dental & Vision ($0 Virtual Urgent Care) · $672.24/mo · deductible $5,990 · MOOP $5,990

See the full Smith County plan table with all issuers, metal tiers, and cost-sharing →

Source: PY2026 QHP Landscape, Individual Market Medical (CMS Public Use File, released May 2026).