What ACA marketplace plans are available in Sugar Land, Texas in 2026?
Sugar Land, Texas (population 110,016), covering ZIP codes 77478, 77479, 77487, 77496, 77498 sits in Fort Bend County, where 107 ACA marketplace plans from 6 insurers are available in 2026 with a benchmark (second-lowest-cost silver) plan at $649 per month for a 40-year-old. 2027 plans for Fort Bend County are now available — to compare them and enroll, call United Enrollment Services, a licensed insurance agency, at 1-866-401-4116.
Updated July 23, 2026 · Reviewed by Jason Burns, Editorial Steward
Reviewed by Heather Fabrizio, licensed in Texas (License #3124008) · reviewed Jul 25, 2026
Three lowest-cost silver plans at age 40
- Oscar Insurance Company — Silver Simple Guided Care · $647.14/mo · deductible $6,300 · MOOP $9,300
- UnitedHealthcare — UHC Kelsey-Seybold Silver Copay Focus $0 Indiv Med Ded · $648.75/mo · deductible $0 · MOOP $9,200
- Community Health Choice — Community Select Silver 019 (No deductible for PCP, Specialist, Urgent Care & Generics, $0 PCP 24/7 Virtual Care Options) · $649.49/mo · deductible $4,500 · MOOP $9,000
See the Sugar Land city page with stats and ZIP codes →
Source: PY2026 QHP Landscape, Individual Market Medical (CMS Public Use File, released May 2026).