2027 ACA marketplace plans in Alamance County, North Carolina
Updated with 2027 plan data from HealthCare.gov.
Alamance County, North Carolina has 44 ACA marketplace plans from 4 insurers for 2027, with full-price monthly premiums for a 40-year-old ranging from $507 to $1,152 and a benchmark (second-lowest-cost silver) plan at $692 per month, before any premium tax credit, per HealthCare.gov plan data. For help choosing or enrolling in a plan, call United Enrollment Services, a licensed insurance agency, at 1-866-401-4116.
Plan data retrieved November 2, 2026 from HealthCare.gov. Premiums shown are full price for one 40-year-old non-smoker, before any premium tax credit.
2027 plan table
| Issuer | Plan | Metal | Age 40 | Deductible | MOOP |
|---|---|---|---|---|---|
| Blue Cross and Blue Shield of NC | Blue Home Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | HSA Eligible | Integrated | with UNC Health Alliance | Bronze | $507.37 | $7,000 | $12,000 |
| Blue Cross and Blue Shield of NC | Blue Home Bronze Standard | $50 PCP | $25 Tier 1 Rx | HSA Eligible | Integrated | with UNC Health Alliance | Bronze | $520.84 | $7,500 | $12,000 |
| Blue Cross and Blue Shield of NC | Blue Home Bronze Complete | $60 PCP | $20 Tier 1 Rx | HSA Eligible | with UNC Health Alliance | Bronze | $528.08 | $4,000 | $12,000 |
| Blue Cross and Blue Shield of NC | Blue Home Bronze HSA Eligible Plus | Integrated | with UNC Health Alliance | Bronze | $546.79 | $8,700 | $8,700 |
| Oscar Health Plan of North Carolina, Inc | Bronze Classic Standard | Bronze | $553.97 | $7,500 | $12,000 |
| Oscar Health Plan of North Carolina, Inc | Bronze Classic 4700 | Bronze | $554.17 | $4,700 | $12,000 |
| Oscar Health Plan of North Carolina, Inc | Bronze Simple Diabetes | Bronze | $564.95 | $5,500 | $12,000 |
| Oscar Health Plan of North Carolina, Inc | Bronze Elite + PCP Saver Plus | Bronze | $586.67 | $0 | $12,000 |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Bronze Essential + Three Free PCP Visits + Free 24/7 Preferred Provider PCP/Urgent Virtual Care + No Referrals | Bronze | $598.72 | $12,000 | $12,000 |
| Oscar Health Plan of North Carolina, Inc | Bronze Elite + PCP Saver Plus with Adult Dental & Vision | Bronze | $605.95 | $0 | $12,000 |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Bronze Signature + Free 24/7 Preferred Provider PCP/Urgent Virtual Care + No Referrals | Bronze | $623.58 | $7,500 | $12,000 |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Bronze Enhanced + Free 24/7 Preferred Provider PCP/Urgent Virtual Care + No Referrals | Bronze | $624.47 | $4,500 | $12,000 |
| Blue Cross and Blue Shield of NC | Blue Home Silver Preferred | 3 Free PCP | $15 Tier 1 Rx | Integrated | with UNC Health Alliance | Silver | $686.86 | $2,700 | $12,000 |
| Blue Cross and Blue Shield of NC | Blue Home Silver Standard | $40 PCP | $20 Tier 1 Rx | Integrated | with UNC Health Alliance | Silver | $691.78 | $6,400 | $10,300 |
| Oscar Health Plan of North Carolina, Inc | Silver Classic Standard | Silver | $691.93 | $6,400 | $10,300 |
| Oscar Health Plan of North Carolina, Inc | Silver Simple PCP Saver | Silver | $695.01 | $5,750 | $10,000 |
| Oscar Health Plan of North Carolina, Inc | Silver Core Plan | Silver | $696.85 | $9,000 | $10,300 |
| Blue Cross and Blue Shield of NC | Blue Home Silver Choice A | 3 Free PCP | $15 Tier 1 Rx | with UNC Health Alliance | Silver | $701.62 | $3,500 | $12,000 |
| Blue Cross and Blue Shield of NC | Blue Home Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | with UNC Health Alliance | Gold | $706.86 | $1,800 | $12,000 |
| Oscar Health Plan of North Carolina, Inc | Silver Simple Diabetes | Silver | $708.80 | $6,500 | $10,600 |
| UnitedHealthcare | UHC Bronze Essential ($0 Virtual Urgent Care, HSA, $0 Insulin, No Referrals) | Bronze | $712.50 | $11,750 | $11,750 |
| Blue Cross and Blue Shield of NC | Blue Home Gold Standard A | $30 PCP | $15 Tier 1 Rx | with UNC Health Alliance | Gold | $713.07 | $2,500 | $8,600 |
| Blue Cross and Blue Shield of NC | Blue Home Gold All Copay A | $30 PCP | $10 Tier 1 Rx | with UNC Health Alliance | Gold | $722.99 | $0 | $12,000 |
| Oscar Health Plan of North Carolina, Inc | Silver Simple Diabetes with Adult Dental & Vision | Silver | $728.08 | $6,500 | $10,600 |
| UnitedHealthcare | UHC Bronze Standard (HSA, $0 Insulin, No Referrals) | Bronze | $736.09 | $7,500 | $12,000 |
| UnitedHealthcare | UHC Bronze Standard+ (HSA, $0 Insulin, Dental + Vision, No Referrals) | Bronze | $756.83 | $7,500 | $12,000 |
| Oscar Health Plan of North Carolina, Inc | Gold Classic Standard | Gold | $761.26 | $2,500 | $8,600 |
| UnitedHealthcare | UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, HSA, $0 Insulin, No Referrals) | Bronze | $778.16 | $0 | $12,000 |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Gold Enhanced + Free 24/7 Preferred Provider PCP/Urgent Virtual Care + No Referrals | Gold | $781.18 | $1,000 | $10,000 |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Silver Essential 70 + Two Free PCP Visits + Free 24/7 Preferred Provider PCP/Urgent Virtual Care + No Referrals | Silver | $794.14 | $5,000 | $12,000 |
| UnitedHealthcare | UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, HSA, $0 Insulin, Dental + Vision, No Referrals) | Bronze | $798.90 | $0 | $12,000 |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Gold Signature + Free 24/7 Preferred Provider PCP/Urgent Virtual Care + No Referrals | Gold | $817.76 | $2,500 | $8,600 |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Silver Signature 70 + Free 24/7 Preferred Provider PCP/Urgent Virtual Care + No Referrals | Silver | $822.69 | $6,400 | $10,300 |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Gold Copay Focus + $0 Deductible + Free PCP + Free 24/7 Preferred Provider PCP/Urgent Virtual Care + No Referrals | Gold | $839.53 | $0 | $9,000 |
| UnitedHealthcare | UHC Silver Standard ($0 Insulin, No Referrals) | Silver | $959.07 | $6,400 | $10,300 |
| UnitedHealthcare | UHC Silver Value ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin, No Referrals) | Silver | $963.12 | $3,550 | $11,200 |
| UnitedHealthcare | UHC Silver Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $0 Insulin, No Referrals) | Silver | $977.63 | $0 | $12,000 |
| UnitedHealthcare | UHC Silver Value+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin, Dental + Vision, No Referrals) | Silver | $983.86 | $3,550 | $11,200 |
| UnitedHealthcare | UHC Silver Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, $0 Insulin, Dental + Vision, No Referrals) | Silver | $998.37 | $0 | $12,000 |
| UnitedHealthcare | UHC Gold Standard ($0 Insulin, No Referrals) | Gold | $1,107.89 | $2,500 | $8,600 |
| UnitedHealthcare | UHC Gold Copay Focus $0 Ded ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin, No Referrals) | Gold | $1,130.71 | $0 | $10,000 |
| UnitedHealthcare | UHC Gold Advantage ($0 Virtual Urgent Care, $1 Tier 2 Rx, $0 Insulin, No Referrals) | Gold | $1,130.93 | $850 | $10,400 |
| UnitedHealthcare | UHC Gold Copay Focus+ $0 Ded ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin, Dental + Vision, No Referrals) | Gold | $1,151.45 | $0 | $10,000 |
| UnitedHealthcare | UHC Gold Advantage+ ($0 Virtual Urgent Care, $1 Tier 2 Rx, $0 Insulin, Dental + Vision, No Referrals) | Gold | $1,151.67 | $850 | $10,400 |
Questions about 2027 plans in Alamance County
- How many ACA plans are available in Alamance County for 2027?
- Alamance County, North Carolina has 44 ACA marketplace plans from 4 insurers for 2027, per HealthCare.gov plan data.
- What is the 2027 benchmark (second-lowest-cost silver) premium in Alamance County?
- The 2027 benchmark (second-lowest-cost silver) premium in Alamance County is $692 per month for a 40-year-old before tax credits.
- What is the cheapest 2027 plan in Alamance County?
- The cheapest 2027 plan in Alamance County is Blue Home Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | HSA Eligible | Integrated | with UNC Health Alliance from Blue Cross and Blue Shield of NC, a Bronze plan at $507 per month for a 40-year-old before tax credits.
- When is Open Enrollment for 2027 coverage?
- In states that use HealthCare.gov, Open Enrollment for 2027 coverage runs November 1, 2026 through January 15, 2027. Enroll by December 15, 2026 for coverage that starts January 1, 2027.
- How do I get help choosing or enrolling?
- For help choosing or enrolling in a plan, call United Enrollment Services, a licensed insurance agency, at 1-866-401-4116. You can also enroll yourself at HealthCare.gov.
Insurers in this county
- UnitedHealthcare — all 2027 UnitedHealthcare plans in North Carolina
- Oscar Health Plan of North Carolina, Inc — all 2027 Oscar Health Plan of North Carolina, Inc plans in North Carolina
- Blue Cross and Blue Shield of NC — all 2027 Blue Cross and Blue Shield of NC plans in North Carolina
- AmeriHealth Caritas Next — all 2027 AmeriHealth Caritas Next plans in North Carolina
Sources
- HealthCare.gov plan data — plan, premium, deductible and out-of-pocket figures on this page come from the CMS Marketplace API that powers HealthCare.gov window shopping, refreshed at most every 24 hours.