UnitedHealthcare 2027 ACA Marketplace plans in North Carolina
UnitedHealthcare offers 15 ACA Marketplace plans in 37 North Carolina counties for 2027, with full-price monthly premiums for a 40-year-old from $652 to $1,256 before any premium tax credit, per CMS 2027 plan data. For help choosing or enrolling in a plan, call United Enrollment Services, a licensed insurance agency, at 1-866-401-4116.
Updated with 2027 CMS plan data.
2027 UnitedHealthcare plans by metal level
| Metal | Plans | Lowest age 40 | Median age 40 | Highest age 40 | Lowest deductible |
|---|---|---|---|---|---|
| Expanded Bronze | 4 | $673.53 | $795.70 | $871.04 | $0 |
| Bronze | 1 | $651.95 | $749.89 | $776.84 | $11,750 |
| Silver | 5 | $877.57 | $1,014.23 | $1,088.52 | $0 |
| Gold | 5 | $1,013.73 | $1,182.51 | $1,255.66 | $0 |
Premiums are full price per month for one 40-year-old, before any premium tax credit, across every county where the plan is sold. 4 of these plans are CMS standardized plans.
Cheapest 2027 UnitedHealthcare plan at each metal level
| Metal | Plan | Plan ID | Age 40 | Deductible | MOOP | County |
|---|---|---|---|---|---|---|
| Expanded Bronze | UHC Bronze Standard (HSA, $0 Insulin, No Referrals) | 54332NC0030030 | $673.53 | $7,500 | $12,000 | Franklin |
| Bronze | UHC Bronze Essential ($0 Virtual Urgent Care, HSA, $0 Insulin, No Referrals) | 54332NC0030026 | $651.95 | $11,750 | $11,750 | Franklin |
| Silver | UHC Silver Standard ($0 Insulin, No Referrals) | 54332NC0030027 | $877.57 | $6,400 | $10,300 | Franklin |
| Gold | UHC Gold Standard ($0 Insulin, No Referrals) | 54332NC0030022 | $1,013.73 | $2,500 | $8,600 | Franklin |
North Carolina counties UnitedHealthcare serves in 2027 (37)
- Alamance — 15 plans, from $712.50
- Alexander — 15 plans, from $749.89
- Bladen — 15 plans, from $709.65
- Brunswick — 15 plans, from $738.63
- Burke — 15 plans, from $749.89
- Caldwell — 15 plans, from $749.89
- Catawba — 15 plans, from $749.89
- Columbus — 15 plans, from $738.63
- Cumberland — 15 plans, from $709.65
- Davidson — 15 plans, from $760.49
- Davie — 15 plans, from $760.49
- Duplin — 15 plans, from $738.63
- Forsyth — 15 plans, from $760.49
- Franklin — 15 plans, from $651.95
- Guilford — 15 plans, from $776.84
- Harnett — 15 plans, from $709.65
- Haywood — 15 plans, from $753.47
- Henderson — 15 plans, from $753.47
- Hoke — 15 plans, from $709.65
- Iredell — 15 plans, from $749.89
- Jackson — 15 plans, from $753.47
- Johnston — 15 plans, from $651.95
- Mecklenburg — 15 plans, from $772.18
- New Hanover — 15 plans, from $738.63
- Orange — 15 plans, from $712.50
- Pender — 15 plans, from $738.63
- Randolph — 15 plans, from $776.84
- Richmond — 15 plans, from $709.65
- Robeson — 15 plans, from $709.65
- Rockingham — 15 plans, from $776.84
- Rutherford — 15 plans, from $753.47
- Sampson — 15 plans, from $709.65
- Scotland — 15 plans, from $709.65
- Stokes — 15 plans, from $760.49
- Surry — 15 plans, from $760.49
- Wake — 15 plans, from $651.95
- Yadkin — 15 plans, from $760.49
Questions about UnitedHealthcare 2027 plans in North Carolina
- Does UnitedHealthcare sell Marketplace plans in North Carolina for 2027?
- Yes. UnitedHealthcare sells 15 ACA Marketplace plans in 37 North Carolina counties for 2027 (metal levels: Expanded Bronze, Bronze, Silver, Gold), per CMS 2027 plan data.
- How much does UnitedHealthcare cost in North Carolina in 2027?
- For 2027, UnitedHealthcare plans in North Carolina cost from $652 to $1,256 per month at full price for a 40-year-old, before any premium tax credit, per CMS 2027 plan data. Your price depends on your county, age, plan and any premium tax credit you qualify for.
- What is the cheapest UnitedHealthcare plan in North Carolina for 2027?
- The cheapest UnitedHealthcare plan in North Carolina for 2027 is UHC Bronze Essential ($0 Virtual Urgent Care, HSA, $0 Insulin, No Referrals) (Bronze, plan ID 54332NC0030026) at $651.95 per month for a 40-year-old before tax credits (lowest price, in Franklin), with a $11,750 deductible and a $11,750 out-of-pocket maximum.
- Which North Carolina counties does UnitedHealthcare cover in 2027?
- UnitedHealthcare covers 37 North Carolina counties in 2027. By number of plans offered: Alamance (15 plans), Alexander (15 plans), Bladen (15 plans), Brunswick (15 plans), Burke (15 plans), Caldwell (15 plans), Catawba (15 plans), Columbus (15 plans), Cumberland (15 plans), Davidson (15 plans), and 27 more.
- How do I enroll in an UnitedHealthcare plan for 2027?
- For help choosing or enrolling in a plan, call United Enrollment Services, a licensed insurance agency, at 1-866-401-4116. A licensed agent can compare UnitedHealthcare plans with other 2027 options and enroll you. You can also enroll yourself at HealthCare.gov. Open Enrollment for 2027 coverage runs November 1, 2026 through January 15, 2027.
Sources
- CMS 2027 Plan Attributes public use file (HealthCare.gov states) — plan counts, premiums, deductibles and out-of-pocket maximums on this page.
- UnitedHealthcare member services for existing members (as listed in CMS plan data): 1-800-980-5357