2027 ACA marketplace plans in Franklin County, North Carolina
Updated with 2027 plan data from HealthCare.gov.
Franklin County, North Carolina has 44 ACA marketplace plans from 3 insurers for 2027, with full-price monthly premiums for a 40-year-old ranging from $495 to $1,054 and a benchmark (second-lowest-cost silver) plan at $566 per month, before any premium tax credit, per HealthCare.gov plan data. For help choosing or enrolling in a plan, call United Enrollment Services, a licensed insurance agency, at 1-866-401-4116.
Plan data retrieved November 2, 2026 from HealthCare.gov. Premiums shown are full price for one 40-year-old non-smoker, before any premium tax credit.
2027 plan table
| Issuer | Plan | Metal | Age 40 | Deductible | MOOP |
|---|---|---|---|---|---|
| Ambetter of North Carolina | Signature Expanded Bronze | Bronze | $494.92 | $7,500 | $12,000 |
| Blue Cross and Blue Shield of NC | Blue Home Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | HSA Eligible | Integrated | with UNC Health Alliance | Bronze | $498.84 | $7,000 | $12,000 |
| Ambetter of North Carolina | Everyday Bronze | Bronze | $502.67 | $9,350 | $11,000 |
| Ambetter of North Carolina | Signature Expanded Bronze + Vision + Adult Dental | Bronze | $509.91 | $7,500 | $12,000 |
| Blue Cross and Blue Shield of NC | Blue Home Bronze Standard | $50 PCP | $25 Tier 1 Rx | HSA Eligible | Integrated | with UNC Health Alliance | Bronze | $512.07 | $7,500 | $12,000 |
| Ambetter of North Carolina | Everyday Bronze + Vision + Adult Dental | Bronze | $517.90 | $9,350 | $11,000 |
| Blue Cross and Blue Shield of NC | Blue Home Bronze Complete | $60 PCP | $20 Tier 1 Rx | HSA Eligible | with UNC Health Alliance | Bronze | $519.21 | $4,000 | $12,000 |
| Blue Cross and Blue Shield of NC | Blue Home Bronze HSA Eligible Plus | Integrated | with UNC Health Alliance | Bronze | $537.60 | $8,700 | $8,700 |
| Ambetter of North Carolina | Elite Bronze | Bronze | $558.44 | $0 | $11,900 |
| Ambetter of North Carolina | Streamlined Silver | Silver | $560.73 | $4,700 | $11,300 |
| Ambetter of North Carolina | Clear Silver with $0 Insulin Options | Silver | $565.76 | $7,900 | $7,900 |
| Ambetter of North Carolina | Signature Silver | Silver | $571.93 | $6,400 | $10,300 |
| Ambetter of North Carolina | Elite Bronze + Vision + Adult Dental | Bronze | $575.35 | $0 | $11,900 |
| Ambetter of North Carolina | Enhanced CHF Heart Care Silver $0 Rx Options | Silver | $580.93 | $5,200 | $10,300 |
| Ambetter of North Carolina | Clear Silver with $0 Insulin Options + Vision + Adult Dental | Silver | $582.90 | $7,900 | $7,900 |
| Ambetter of North Carolina | Signature Silver + Vision + Adult Dental | Silver | $589.25 | $6,400 | $10,300 |
| Ambetter of North Carolina | Enhanced Asthma/COPD Care Silver $0 Rx Options | Silver | $590.77 | $5,900 | $9,400 |
| Ambetter of North Carolina | Enhanced CHF Heart Care Silver $0 Rx Options + Vision + Adult Dental | Silver | $598.53 | $5,200 | $10,300 |
| Ambetter of North Carolina | Enhanced Asthma/COPD Care Silver $0 Rx Options + Vision + Adult Dental | Silver | $608.66 | $5,900 | $9,400 |
| Ambetter of North Carolina | Signature Gold | Gold | $630.92 | $2,500 | $8,600 |
| Ambetter of North Carolina | Signature Gold + Vision + Adult Dental | Gold | $650.03 | $2,500 | $8,600 |
| UnitedHealthcare | UHC Bronze Essential ($0 Virtual Urgent Care, HSA, $0 Insulin, No Referrals) | Bronze | $651.95 | $11,750 | $11,750 |
| Ambetter of North Carolina | Complete Gold | Gold | $665.29 | $1,450 | $9,500 |
| UnitedHealthcare | UHC Bronze Standard (HSA, $0 Insulin, No Referrals) | Bronze | $673.53 | $7,500 | $12,000 |
| Blue Cross and Blue Shield of NC | Blue Home Silver Preferred | 3 Free PCP | $15 Tier 1 Rx | Integrated | with UNC Health Alliance | Silver | $675.31 | $2,700 | $12,000 |
| Blue Cross and Blue Shield of NC | Blue Home Silver Standard | $40 PCP | $20 Tier 1 Rx | Integrated | with UNC Health Alliance | Silver | $680.15 | $6,400 | $10,300 |
| Ambetter of North Carolina | Complete Gold + Vision + Adult Dental | Gold | $685.44 | $1,450 | $9,500 |
| Blue Cross and Blue Shield of NC | Blue Home Silver Choice A | 3 Free PCP | $15 Tier 1 Rx | with UNC Health Alliance | Silver | $689.83 | $3,500 | $12,000 |
| UnitedHealthcare | UHC Bronze Standard+ (HSA, $0 Insulin, Dental + Vision, No Referrals) | Bronze | $692.51 | $7,500 | $12,000 |
| Blue Cross and Blue Shield of NC | Blue Home Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | with UNC Health Alliance | Gold | $694.98 | $1,800 | $12,000 |
| Blue Cross and Blue Shield of NC | Blue Home Gold Standard A | $30 PCP | $15 Tier 1 Rx | with UNC Health Alliance | Gold | $701.07 | $2,500 | $8,600 |
| Blue Cross and Blue Shield of NC | Blue Home Gold All Copay A | $30 PCP | $10 Tier 1 Rx | with UNC Health Alliance | Gold | $710.84 | $0 | $12,000 |
| UnitedHealthcare | UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, HSA, $0 Insulin, No Referrals) | Bronze | $712.03 | $0 | $12,000 |
| UnitedHealthcare | UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, HSA, $0 Insulin, Dental + Vision, No Referrals) | Bronze | $731.00 | $0 | $12,000 |
| UnitedHealthcare | UHC Silver Standard ($0 Insulin, No Referrals) | Silver | $877.57 | $6,400 | $10,300 |
| UnitedHealthcare | UHC Silver Value ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin, No Referrals) | Silver | $881.27 | $3,550 | $11,200 |
| UnitedHealthcare | UHC Silver Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $0 Insulin, No Referrals) | Silver | $894.55 | $0 | $12,000 |
| UnitedHealthcare | UHC Silver Value+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin, Dental + Vision, No Referrals) | Silver | $900.25 | $3,550 | $11,200 |
| UnitedHealthcare | UHC Silver Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, $0 Insulin, Dental + Vision, No Referrals) | Silver | $913.52 | $0 | $12,000 |
| UnitedHealthcare | UHC Gold Standard ($0 Insulin, No Referrals) | Gold | $1,013.73 | $2,500 | $8,600 |
| UnitedHealthcare | UHC Gold Copay Focus $0 Ded ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin, No Referrals) | Gold | $1,034.62 | $0 | $10,000 |
| UnitedHealthcare | UHC Gold Advantage ($0 Virtual Urgent Care, $1 Tier 2 Rx, $0 Insulin, No Referrals) | Gold | $1,034.82 | $850 | $10,400 |
| UnitedHealthcare | UHC Gold Copay Focus+ $0 Ded ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin, Dental + Vision, No Referrals) | Gold | $1,053.59 | $0 | $10,000 |
| UnitedHealthcare | UHC Gold Advantage+ ($0 Virtual Urgent Care, $1 Tier 2 Rx, $0 Insulin, Dental + Vision, No Referrals) | Gold | $1,053.80 | $850 | $10,400 |
Questions about 2027 plans in Franklin County
- How many ACA plans are available in Franklin County for 2027?
- Franklin County, North Carolina has 44 ACA marketplace plans from 3 insurers for 2027, per HealthCare.gov plan data.
- What is the 2027 benchmark (second-lowest-cost silver) premium in Franklin County?
- The 2027 benchmark (second-lowest-cost silver) premium in Franklin County is $566 per month for a 40-year-old before tax credits.
- What is the cheapest 2027 plan in Franklin County?
- The cheapest 2027 plan in Franklin County is Signature Expanded Bronze from Ambetter of North Carolina, a Bronze plan at $495 per month for a 40-year-old before tax credits.
- When is Open Enrollment for 2027 coverage?
- In states that use HealthCare.gov, Open Enrollment for 2027 coverage runs November 1, 2026 through January 15, 2027. Enroll by December 15, 2026 for coverage that starts January 1, 2027.
- How do I get help choosing or enrolling?
- For help choosing or enrolling in a plan, call United Enrollment Services, a licensed insurance agency, at 1-866-401-4116. You can also enroll yourself at HealthCare.gov.
Insurers in this county
- Ambetter of North Carolina — all 2027 Ambetter of North Carolina plans in North Carolina
- UnitedHealthcare — all 2027 UnitedHealthcare plans in North Carolina
- Blue Cross and Blue Shield of NC — all 2027 Blue Cross and Blue Shield of NC plans in North Carolina
Sources
- HealthCare.gov plan data — plan, premium, deductible and out-of-pocket figures on this page come from the CMS Marketplace API that powers HealthCare.gov window shopping, refreshed at most every 24 hours.