2027 ACA marketplace plans in New Hanover County, North Carolina
Updated with 2027 plan data from HealthCare.gov.
New Hanover County, North Carolina has 75 ACA marketplace plans from 4 insurers for 2027, with full-price monthly premiums for a 40-year-old ranging from $567 to $1,194 and a benchmark (second-lowest-cost silver) plan at $648 per month, before any premium tax credit, per HealthCare.gov plan data. For help choosing or enrolling in a plan, call United Enrollment Services, a licensed insurance agency, at 1-866-401-4116.
Plan data retrieved November 2, 2026 from HealthCare.gov. Premiums shown are full price for one 40-year-old non-smoker, before any premium tax credit.
2027 plan table
| Issuer | Plan | Metal | Age 40 | Deductible | MOOP |
|---|---|---|---|---|---|
| Ambetter of North Carolina | Signature Expanded Bronze | Bronze | $566.77 | $7,500 | $12,000 |
| Ambetter of North Carolina | Everyday Bronze | Bronze | $575.65 | $9,350 | $11,000 |
| Ambetter of North Carolina | Signature Expanded Bronze + Vision + Adult Dental | Bronze | $583.94 | $7,500 | $12,000 |
| Ambetter of North Carolina | Everyday Bronze + Vision + Adult Dental | Bronze | $593.09 | $9,350 | $11,000 |
| Blue Cross and Blue Shield of NC | Blue Value Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | HSA Eligible | Integrated | Limited Statewide Doctors | Bronze | $634.67 | $7,000 | $12,000 |
| Ambetter of North Carolina | Elite Bronze | Bronze | $639.52 | $0 | $11,900 |
| Ambetter of North Carolina | Streamlined Silver | Silver | $642.13 | $4,700 | $11,300 |
| Ambetter of North Carolina | Clear Silver with $0 Insulin Options | Silver | $647.90 | $7,900 | $7,900 |
| Blue Cross and Blue Shield of NC | Blue Value Bronze Standard | $50 PCP | $25 Tier 1 Rx | HSA Eligible | Integrated | Limited Statewide Doctors | Bronze | $651.38 | $7,500 | $12,000 |
| Ambetter of North Carolina | Signature Silver | Silver | $654.96 | $6,400 | $10,300 |
| Ambetter of North Carolina | Elite Bronze + Vision + Adult Dental | Bronze | $658.89 | $0 | $11,900 |
| Blue Cross and Blue Shield of NC | Blue Value Bronze Complete | $60 PCP | $20 Tier 1 Rx | HSA Eligible | Limited Statewide Doctors | Bronze | $661.30 | $4,000 | $12,000 |
| Ambetter of North Carolina | Enhanced CHF Heart Care Silver $0 Rx Options | Silver | $665.28 | $5,200 | $10,300 |
| Ambetter of North Carolina | Clear Silver with $0 Insulin Options + Vision + Adult Dental | Silver | $667.52 | $7,900 | $7,900 |
| Ambetter of North Carolina | Signature Silver + Vision + Adult Dental | Silver | $674.80 | $6,400 | $10,300 |
| Ambetter of North Carolina | Enhanced Asthma/COPD Care Silver $0 Rx Options | Silver | $676.54 | $5,900 | $9,400 |
| Blue Cross and Blue Shield of NC | Blue Value Bronze HSA Eligible Plus | Integrated | Limited Statewide Doctors | Bronze | $684.37 | $8,700 | $8,700 |
| Ambetter of North Carolina | Enhanced CHF Heart Care Silver $0 Rx Options + Vision + Adult Dental | Silver | $685.43 | $5,200 | $10,300 |
| Ambetter of North Carolina | Enhanced Asthma/COPD Care Silver $0 Rx Options + Vision + Adult Dental | Silver | $697.03 | $5,900 | $9,400 |
| Ambetter of North Carolina | Signature Gold | Gold | $722.52 | $2,500 | $8,600 |
| Blue Cross and Blue Shield of NC | Blue Care Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | HSA Eligible | Integrated | Statewide Doctors | Bronze | $729.92 | $7,000 | $12,000 |
| UnitedHealthcare | UHC Bronze Essential ($0 Virtual Urgent Care, HSA, $0 Insulin, No Referrals) | Bronze | $738.63 | $11,750 | $11,750 |
| Oscar Health Plan of North Carolina, Inc | Bronze Classic Standard | Bronze | $741.95 | $7,500 | $12,000 |
| Oscar Health Plan of North Carolina, Inc | Bronze Classic 4700 | Bronze | $742.22 | $4,700 | $12,000 |
| Ambetter of North Carolina | Signature Gold + Vision + Adult Dental | Gold | $744.40 | $2,500 | $8,600 |
| Blue Cross and Blue Shield of NC | Blue Care Bronze Standard | $50 PCP | $25 Tier 1 Rx | HSA Eligible | Integrated | Statewide Doctors | Bronze | $749.76 | $7,500 | $12,000 |
| Oscar Health Plan of North Carolina, Inc | Bronze Simple Diabetes | Bronze | $756.65 | $5,500 | $12,000 |
| Blue Cross and Blue Shield of NC | Blue Care Bronze Complete | $60 PCP | $20 Tier 1 Rx | HSA Eligible | Statewide Doctors | Bronze | $759.96 | $4,000 | $12,000 |
| Ambetter of North Carolina | Complete Gold | Gold | $761.88 | $1,450 | $9,500 |
| UnitedHealthcare | UHC Bronze Standard (HSA, $0 Insulin, No Referrals) | Bronze | $763.08 | $7,500 | $12,000 |
| Blue Cross and Blue Shield of NC | Blue Advantage Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | HSA Eligible | Integrated | Nationwide Doctors | Bronze | $769.70 | $7,000 | $12,000 |
| UnitedHealthcare | UHC Bronze Standard+ (HSA, $0 Insulin, Dental + Vision, No Referrals) | Bronze | $784.58 | $7,500 | $12,000 |
| Ambetter of North Carolina | Complete Gold + Vision + Adult Dental | Gold | $784.95 | $1,450 | $9,500 |
| Oscar Health Plan of North Carolina, Inc | Bronze Elite + PCP Saver Plus | Bronze | $785.75 | $0 | $12,000 |
| Blue Cross and Blue Shield of NC | Blue Care Bronze HSA Eligible Plus | Integrated | Statewide Doctors | Bronze | $785.78 | $8,700 | $8,700 |
| Blue Cross and Blue Shield of NC | Blue Advantage Bronze Standard | $50 PCP | $25 Tier 1 Rx | HSA Eligible | Integrated | Nationwide Doctors | Bronze | $788.83 | $7,500 | $12,000 |
| Blue Cross and Blue Shield of NC | Blue Advantage Bronze Complete | $60 PCP | $20 Tier 1 Rx | HSA Eligible | Nationwide Doctors | Bronze | $801.27 | $4,000 | $12,000 |
| UnitedHealthcare | UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, HSA, $0 Insulin, No Referrals) | Bronze | $806.69 | $0 | $12,000 |
| Oscar Health Plan of North Carolina, Inc | Bronze Elite + PCP Saver Plus with Adult Dental & Vision | Bronze | $811.57 | $0 | $12,000 |
| Blue Cross and Blue Shield of NC | Blue Advantage Bronze HSA Eligible Plus | Integrated | Nationwide Doctors | Bronze | $827.93 | $8,700 | $8,700 |
| UnitedHealthcare | UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, HSA, $0 Insulin, Dental + Vision, No Referrals) | Bronze | $828.19 | $0 | $12,000 |
| Blue Cross and Blue Shield of NC | Blue Value Silver Preferred | 3 Free PCP | $15 Tier 1 Rx | Integrated | Limited Statewide Doctors | Silver | $859.37 | $2,700 | $12,000 |
| Blue Cross and Blue Shield of NC | Blue Value Silver Standard | $40 PCP | $20 Tier 1 Rx | Integrated | Limited Statewide Doctors | Silver | $865.72 | $6,400 | $10,300 |
| Blue Cross and Blue Shield of NC | Blue Value Silver Choice A | 3 Free PCP | $15 Tier 1 Rx | Limited Statewide Doctors | Silver | $878.33 | $3,500 | $12,000 |
| Blue Cross and Blue Shield of NC | Blue Value Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | Limited Statewide Doctors | Gold | $885.49 | $1,800 | $12,000 |
| Blue Cross and Blue Shield of NC | Blue Value Gold Standard A | $30 PCP | $15 Tier 1 Rx | Limited Statewide Doctors | Gold | $893.33 | $2,500 | $8,600 |
| Blue Cross and Blue Shield of NC | Blue Value Gold All Copay A | $30 PCP | $10 Tier 1 Rx | Limited Statewide Doctors | Gold | $906.86 | $0 | $12,000 |
| Oscar Health Plan of North Carolina, Inc | Silver Classic Standard | Silver | $926.72 | $6,400 | $10,300 |
| Oscar Health Plan of North Carolina, Inc | Silver Simple PCP Saver | Silver | $930.85 | $5,750 | $10,000 |
| Oscar Health Plan of North Carolina, Inc | Silver Core Plan | Silver | $933.32 | $9,000 | $10,300 |
| Oscar Health Plan of North Carolina, Inc | Silver Simple Diabetes | Silver | $949.32 | $6,500 | $10,600 |
| Oscar Health Plan of North Carolina, Inc | Silver Simple Diabetes with Adult Dental & Vision | Silver | $975.14 | $6,500 | $10,600 |
| Blue Cross and Blue Shield of NC | Blue Care Silver Preferred | 3 Free PCP | $15 Tier 1 Rx | Integrated | Statewide Doctors | Silver | $987.74 | $2,700 | $12,000 |
| UnitedHealthcare | UHC Silver Standard ($0 Insulin, No Referrals) | Silver | $994.24 | $6,400 | $10,300 |
| Blue Cross and Blue Shield of NC | Blue Care Silver Standard | $40 PCP | $20 Tier 1 Rx | Integrated | Statewide Doctors | Silver | $995.55 | $6,400 | $10,300 |
| UnitedHealthcare | UHC Silver Value ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin, No Referrals) | Silver | $998.44 | $3,550 | $11,200 |
| Blue Cross and Blue Shield of NC | Blue Care Silver Choice A | 3 Free PCP | $15 Tier 1 Rx | Statewide Doctors | Silver | $1,009.20 | $3,500 | $12,000 |
| UnitedHealthcare | UHC Silver Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $0 Insulin, No Referrals) | Silver | $1,013.48 | $0 | $12,000 |
| Blue Cross and Blue Shield of NC | Blue Care Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | Statewide Doctors | Gold | $1,016.53 | $1,800 | $12,000 |
| Oscar Health Plan of North Carolina, Inc | Gold Classic Standard | Gold | $1,019.58 | $2,500 | $8,600 |
| UnitedHealthcare | UHC Silver Value+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin, Dental + Vision, No Referrals) | Silver | $1,019.94 | $3,550 | $11,200 |
| Blue Cross and Blue Shield of NC | Blue Care Gold Standard A | $30 PCP | $15 Tier 1 Rx | Statewide Doctors | Gold | $1,026.29 | $2,500 | $8,600 |
| UnitedHealthcare | UHC Silver Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, $0 Insulin, Dental + Vision, No Referrals) | Silver | $1,034.98 | $0 | $12,000 |
| Blue Cross and Blue Shield of NC | Blue Care Gold All Copay A | $30 PCP | $10 Tier 1 Rx | Statewide Doctors | Gold | $1,040.05 | $0 | $12,000 |
| Blue Cross and Blue Shield of NC | Blue Advantage Silver Preferred | 3 Free PCP | $15 Tier 1 Rx | Integrated | Nationwide Doctors | Silver | $1,041.49 | $2,700 | $12,000 |
| Blue Cross and Blue Shield of NC | Blue Advantage Silver Standard | $40 PCP | $20 Tier 1 Rx | Integrated | Nationwide Doctors | Silver | $1,047.46 | $6,400 | $10,300 |
| Blue Cross and Blue Shield of NC | Blue Advantage Silver Choice A | 3 Free PCP | $15 Tier 1 Rx | Nationwide Doctors | Silver | $1,063.86 | $3,500 | $12,000 |
| Blue Cross and Blue Shield of NC | Blue Advantage Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | Nationwide Doctors | Gold | $1,071.50 | $1,800 | $12,000 |
| Blue Cross and Blue Shield of NC | Blue Advantage Gold Standard A | $30 PCP | $15 Tier 1 Rx | Nationwide Doctors | Gold | $1,079.99 | $2,500 | $8,600 |
| Blue Cross and Blue Shield of NC | Blue Advantage Gold All Copay A | $30 PCP | $10 Tier 1 Rx | Nationwide Doctors | Gold | $1,096.61 | $0 | $12,000 |
| UnitedHealthcare | UHC Gold Standard ($0 Insulin, No Referrals) | Gold | $1,148.51 | $2,500 | $8,600 |
| UnitedHealthcare | UHC Gold Copay Focus $0 Ded ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin, No Referrals) | Gold | $1,172.17 | $0 | $10,000 |
| UnitedHealthcare | UHC Gold Advantage ($0 Virtual Urgent Care, $1 Tier 2 Rx, $0 Insulin, No Referrals) | Gold | $1,172.40 | $850 | $10,400 |
| UnitedHealthcare | UHC Gold Copay Focus+ $0 Ded ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin, Dental + Vision, No Referrals) | Gold | $1,193.67 | $0 | $10,000 |
| UnitedHealthcare | UHC Gold Advantage+ ($0 Virtual Urgent Care, $1 Tier 2 Rx, $0 Insulin, Dental + Vision, No Referrals) | Gold | $1,193.90 | $850 | $10,400 |
Questions about 2027 plans in New Hanover County
- How many ACA plans are available in New Hanover County for 2027?
- New Hanover County, North Carolina has 75 ACA marketplace plans from 4 insurers for 2027, per HealthCare.gov plan data.
- What is the 2027 benchmark (second-lowest-cost silver) premium in New Hanover County?
- The 2027 benchmark (second-lowest-cost silver) premium in New Hanover County is $648 per month for a 40-year-old before tax credits.
- What is the cheapest 2027 plan in New Hanover County?
- The cheapest 2027 plan in New Hanover County is Signature Expanded Bronze from Ambetter of North Carolina, a Bronze plan at $567 per month for a 40-year-old before tax credits.
- When is Open Enrollment for 2027 coverage?
- In states that use HealthCare.gov, Open Enrollment for 2027 coverage runs November 1, 2026 through January 15, 2027. Enroll by December 15, 2026 for coverage that starts January 1, 2027.
- How do I get help choosing or enrolling?
- For help choosing or enrolling in a plan, call United Enrollment Services, a licensed insurance agency, at 1-866-401-4116. You can also enroll yourself at HealthCare.gov.
Insurers in this county
- Blue Cross and Blue Shield of NC — all 2027 Blue Cross and Blue Shield of NC plans in North Carolina
- Ambetter of North Carolina — all 2027 Ambetter of North Carolina plans in North Carolina
- UnitedHealthcare — all 2027 UnitedHealthcare plans in North Carolina
- Oscar Health Plan of North Carolina, Inc — all 2027 Oscar Health Plan of North Carolina, Inc plans in North Carolina
Sources
- HealthCare.gov plan data — plan, premium, deductible and out-of-pocket figures on this page come from the CMS Marketplace API that powers HealthCare.gov window shopping, refreshed at most every 24 hours.