2027 ACA marketplace plans in Stokes County, North Carolina
Updated with 2027 plan data from HealthCare.gov.
Stokes County, North Carolina has 70 ACA marketplace plans from 4 insurers for 2027, with full-price monthly premiums for a 40-year-old ranging from $490 to $1,229 and a benchmark (second-lowest-cost silver) plan at $575 per month, before any premium tax credit, per HealthCare.gov plan data. For help choosing or enrolling in a plan, call United Enrollment Services, a licensed insurance agency, at 1-866-401-4116.
Plan data retrieved November 2, 2026 from HealthCare.gov. Premiums shown are full price for one 40-year-old non-smoker, before any premium tax credit.
2027 plan table
| Issuer | Plan | Metal | Age 40 | Deductible | MOOP |
|---|---|---|---|---|---|
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Bronze Essential + Three Free PCP Visits + Free 24/7 Preferred Provider PCP/Urgent Virtual Care + No Referrals | Bronze | $489.61 | $12,000 | $12,000 |
| Ambetter of North Carolina | Signature Expanded Bronze with Atrium Health | Bronze | $498.71 | $7,500 | $12,000 |
| Ambetter of North Carolina | Everyday Bronze with Atrium Health | Bronze | $504.82 | $9,350 | $11,000 |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Bronze Signature + Free 24/7 Preferred Provider PCP/Urgent Virtual Care + No Referrals | Bronze | $509.94 | $7,500 | $12,000 |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Bronze Enhanced + Free 24/7 Preferred Provider PCP/Urgent Virtual Care + No Referrals | Bronze | $510.67 | $4,500 | $12,000 |
| Ambetter of North Carolina | Signature Expanded Bronze with Atrium Health + Vision + Adult Dental | Bronze | $513.82 | $7,500 | $12,000 |
| Ambetter of North Carolina | Everyday Bronze with Atrium Health + Vision + Adult Dental | Bronze | $520.12 | $9,350 | $11,000 |
| Blue Cross and Blue Shield of NC | Blue Local Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | HSA Eligible | Integrated | with Atrium Health | Bronze | $549.68 | $7,000 | $12,000 |
| Blue Cross and Blue Shield of NC | Blue Home Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | HSA Eligible | Integrated | with Novant Health | Bronze | $560.36 | $7,000 | $12,000 |
| Ambetter of North Carolina | Elite Bronze with Atrium Health | Bronze | $560.83 | $0 | $11,900 |
| Ambetter of North Carolina | Streamlined Silver with Atrium Health | Silver | $563.13 | $4,700 | $11,300 |
| Blue Cross and Blue Shield of NC | Blue Local Bronze Standard | $50 PCP | $25 Tier 1 Rx | HSA Eligible | Integrated | with Atrium Health | Bronze | $564.26 | $7,500 | $12,000 |
| Blue Cross and Blue Shield of NC | Blue Home Bronze Standard | $50 PCP | $25 Tier 1 Rx | HSA Eligible | Integrated | with Novant Health | Bronze | $575.27 | $7,500 | $12,000 |
| Ambetter of North Carolina | Signature Silver with Atrium Health | Silver | $575.28 | $6,400 | $10,300 |
| Ambetter of North Carolina | Elite Bronze with Atrium Health + Vision + Adult Dental | Bronze | $577.82 | $0 | $11,900 |
| Ambetter of North Carolina | Focused Silver with Atrium Health | Silver | $582.77 | $6,300 | $9,600 |
| Ambetter of North Carolina | Signature Silver with Atrium Health + Vision + Adult Dental | Silver | $592.71 | $6,400 | $10,300 |
| Ambetter of North Carolina | Focused Silver with Atrium Health + Vision + Adult Dental | Silver | $600.42 | $6,300 | $9,600 |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Gold Enhanced + Free 24/7 Preferred Provider PCP/Urgent Virtual Care + No Referrals | Gold | $638.81 | $1,000 | $10,000 |
| Ambetter of North Carolina | Signature Gold with Atrium Health | Gold | $642.77 | $2,500 | $8,600 |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Silver Essential 70 + Two Free PCP Visits + Free 24/7 Preferred Provider PCP/Urgent Virtual Care + No Referrals | Silver | $649.41 | $5,000 | $12,000 |
| Ambetter of North Carolina | Signature Gold with Atrium Health + Vision + Adult Dental | Gold | $662.24 | $2,500 | $8,600 |
| Ambetter of North Carolina | Complete Gold with Atrium Health | Gold | $668.14 | $1,450 | $9,500 |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Gold Signature + Free 24/7 Preferred Provider PCP/Urgent Virtual Care + No Referrals | Gold | $668.73 | $2,500 | $8,600 |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Silver Signature 70 + Free 24/7 Preferred Provider PCP/Urgent Virtual Care + No Referrals | Silver | $672.76 | $6,400 | $10,300 |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Gold Copay Focus + $0 Deductible + Free PCP + Free 24/7 Preferred Provider PCP/Urgent Virtual Care + No Referrals | Gold | $686.53 | $0 | $9,000 |
| Ambetter of North Carolina | Complete Gold with Atrium Health + Vision + Adult Dental | Gold | $688.38 | $1,450 | $9,500 |
| Blue Cross and Blue Shield of NC | Blue Care Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | HSA Eligible | Integrated | Statewide Doctors | Bronze | $717.03 | $7,000 | $12,000 |
| Blue Cross and Blue Shield of NC | Blue Care Bronze Standard | $50 PCP | $25 Tier 1 Rx | HSA Eligible | Integrated | Statewide Doctors | Bronze | $736.54 | $7,500 | $12,000 |
| Blue Cross and Blue Shield of NC | Blue Advantage Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | HSA Eligible | Integrated | Nationwide Doctors | Bronze | $739.81 | $7,000 | $12,000 |
| Blue Cross and Blue Shield of NC | Blue Local Silver Preferred | 3 Free PCP | $15 Tier 1 Rx | Integrated | with Atrium Health | Silver | $744.18 | $2,700 | $12,000 |
| Blue Cross and Blue Shield of NC | Blue Care Bronze Complete | $60 PCP | $20 Tier 1 Rx | HSA Eligible | Statewide Doctors | Bronze | $746.56 | $4,000 | $12,000 |
| Blue Cross and Blue Shield of NC | Blue Local Silver Standard | $40 PCP | $20 Tier 1 Rx | Integrated | with Atrium Health | Silver | $749.51 | $6,400 | $10,300 |
| Blue Cross and Blue Shield of NC | Blue Advantage Bronze Standard | $50 PCP | $25 Tier 1 Rx | HSA Eligible | Integrated | Nationwide Doctors | Bronze | $758.20 | $7,500 | $12,000 |
| Blue Cross and Blue Shield of NC | Blue Home Silver Preferred | 3 Free PCP | $15 Tier 1 Rx | Integrated | with Novant Health | Silver | $758.53 | $2,700 | $12,000 |
| UnitedHealthcare | UHC Bronze Essential ($0 Virtual Urgent Care, HSA, $0 Insulin, No Referrals) | Bronze | $760.49 | $11,750 | $11,750 |
| Blue Cross and Blue Shield of NC | Blue Home Silver Standard | $40 PCP | $20 Tier 1 Rx | Integrated | with Novant Health | Silver | $763.95 | $6,400 | $10,300 |
| Blue Cross and Blue Shield of NC | Blue Local Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | with Atrium Health | Gold | $765.84 | $1,800 | $12,000 |
| Blue Cross and Blue Shield of NC | Blue Advantage Bronze Complete | $60 PCP | $20 Tier 1 Rx | HSA Eligible | Nationwide Doctors | Bronze | $770.15 | $4,000 | $12,000 |
| Blue Cross and Blue Shield of NC | Blue Care Bronze HSA Eligible Plus | Integrated | Statewide Doctors | Bronze | $771.91 | $8,700 | $8,700 |
| Blue Cross and Blue Shield of NC | Blue Local Gold Standard A | $30 PCP | $15 Tier 1 Rx | with Atrium Health | Gold | $772.56 | $2,500 | $8,600 |
| Blue Cross and Blue Shield of NC | Blue Home Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | with Novant Health | Gold | $780.73 | $1,800 | $12,000 |
| UnitedHealthcare | UHC Bronze Standard (HSA, $0 Insulin, No Referrals) | Bronze | $785.67 | $7,500 | $12,000 |
| Blue Cross and Blue Shield of NC | Blue Home Gold Standard A | $30 PCP | $15 Tier 1 Rx | with Novant Health | Gold | $787.57 | $2,500 | $8,600 |
| Blue Cross and Blue Shield of NC | Blue Advantage Bronze HSA Eligible Plus | Integrated | Nationwide Doctors | Bronze | $795.77 | $8,700 | $8,700 |
| UnitedHealthcare | UHC Bronze Standard+ (HSA, $0 Insulin, Dental + Vision, No Referrals) | Bronze | $807.81 | $7,500 | $12,000 |
| UnitedHealthcare | UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, HSA, $0 Insulin, No Referrals) | Bronze | $830.58 | $0 | $12,000 |
| UnitedHealthcare | UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, HSA, $0 Insulin, Dental + Vision, No Referrals) | Bronze | $852.71 | $0 | $12,000 |
| Blue Cross and Blue Shield of NC | Blue Care Silver Preferred | 3 Free PCP | $15 Tier 1 Rx | Integrated | Statewide Doctors | Silver | $970.32 | $2,700 | $12,000 |
| Blue Cross and Blue Shield of NC | Blue Care Silver Standard | $40 PCP | $20 Tier 1 Rx | Integrated | Statewide Doctors | Silver | $977.99 | $6,400 | $10,300 |
| Blue Cross and Blue Shield of NC | Blue Care Silver Choice A | 3 Free PCP | $15 Tier 1 Rx | Statewide Doctors | Silver | $991.38 | $3,500 | $12,000 |
| Blue Cross and Blue Shield of NC | Blue Care Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | Statewide Doctors | Gold | $998.60 | $1,800 | $12,000 |
| Blue Cross and Blue Shield of NC | Blue Advantage Silver Preferred | 3 Free PCP | $15 Tier 1 Rx | Integrated | Nationwide Doctors | Silver | $1,001.04 | $2,700 | $12,000 |
| Blue Cross and Blue Shield of NC | Blue Advantage Silver Standard | $40 PCP | $20 Tier 1 Rx | Integrated | Nationwide Doctors | Silver | $1,006.78 | $6,400 | $10,300 |
| Blue Cross and Blue Shield of NC | Blue Care Gold Standard A | $30 PCP | $15 Tier 1 Rx | Statewide Doctors | Gold | $1,008.18 | $2,500 | $8,600 |
| Blue Cross and Blue Shield of NC | Blue Care Gold All Copay A | $30 PCP | $10 Tier 1 Rx | Statewide Doctors | Gold | $1,021.70 | $0 | $12,000 |
| Blue Cross and Blue Shield of NC | Blue Advantage Silver Choice A | 3 Free PCP | $15 Tier 1 Rx | Nationwide Doctors | Silver | $1,022.54 | $3,500 | $12,000 |
| UnitedHealthcare | UHC Silver Standard ($0 Insulin, No Referrals) | Silver | $1,023.68 | $6,400 | $10,300 |
| UnitedHealthcare | UHC Silver Value ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin, No Referrals) | Silver | $1,028.00 | $3,550 | $11,200 |
| Blue Cross and Blue Shield of NC | Blue Advantage Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | Nationwide Doctors | Gold | $1,029.89 | $1,800 | $12,000 |
| Blue Cross and Blue Shield of NC | Blue Advantage Gold Standard A | $30 PCP | $15 Tier 1 Rx | Nationwide Doctors | Gold | $1,038.06 | $2,500 | $8,600 |
| UnitedHealthcare | UHC Silver Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $0 Insulin, No Referrals) | Silver | $1,043.48 | $0 | $12,000 |
| UnitedHealthcare | UHC Silver Value+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin, Dental + Vision, No Referrals) | Silver | $1,050.13 | $3,550 | $11,200 |
| Blue Cross and Blue Shield of NC | Blue Advantage Gold All Copay A | $30 PCP | $10 Tier 1 Rx | Nationwide Doctors | Gold | $1,054.03 | $0 | $12,000 |
| UnitedHealthcare | UHC Silver Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, $0 Insulin, Dental + Vision, No Referrals) | Silver | $1,065.62 | $0 | $12,000 |
| UnitedHealthcare | UHC Gold Standard ($0 Insulin, No Referrals) | Gold | $1,182.51 | $2,500 | $8,600 |
| UnitedHealthcare | UHC Gold Copay Focus $0 Ded ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin, No Referrals) | Gold | $1,206.87 | $0 | $10,000 |
| UnitedHealthcare | UHC Gold Advantage ($0 Virtual Urgent Care, $1 Tier 2 Rx, $0 Insulin, No Referrals) | Gold | $1,207.11 | $850 | $10,400 |
| UnitedHealthcare | UHC Gold Copay Focus+ $0 Ded ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin, Dental + Vision, No Referrals) | Gold | $1,229.01 | $0 | $10,000 |
| UnitedHealthcare | UHC Gold Advantage+ ($0 Virtual Urgent Care, $1 Tier 2 Rx, $0 Insulin, Dental + Vision, No Referrals) | Gold | $1,229.25 | $850 | $10,400 |
Questions about 2027 plans in Stokes County
- How many ACA plans are available in Stokes County for 2027?
- Stokes County, North Carolina has 70 ACA marketplace plans from 4 insurers for 2027, per HealthCare.gov plan data.
- What is the 2027 benchmark (second-lowest-cost silver) premium in Stokes County?
- The 2027 benchmark (second-lowest-cost silver) premium in Stokes County is $575 per month for a 40-year-old before tax credits.
- What is the cheapest 2027 plan in Stokes County?
- The cheapest 2027 plan in Stokes County is AmeriHealth Caritas Next Bronze Essential + Three Free PCP Visits + Free 24/7 Preferred Provider PCP/Urgent Virtual Care + No Referrals from AmeriHealth Caritas Next, a Bronze plan at $490 per month for a 40-year-old before tax credits.
- When is Open Enrollment for 2027 coverage?
- In states that use HealthCare.gov, Open Enrollment for 2027 coverage runs November 1, 2026 through January 15, 2027. Enroll by December 15, 2026 for coverage that starts January 1, 2027.
- How do I get help choosing or enrolling?
- For help choosing or enrolling in a plan, call United Enrollment Services, a licensed insurance agency, at 1-866-401-4116. You can also enroll yourself at HealthCare.gov.
Insurers in this county
- Blue Cross and Blue Shield of NC — all 2027 Blue Cross and Blue Shield of NC plans in North Carolina
- Ambetter of North Carolina — all 2027 Ambetter of North Carolina plans in North Carolina
- UnitedHealthcare — all 2027 UnitedHealthcare plans in North Carolina
- AmeriHealth Caritas Next — all 2027 AmeriHealth Caritas Next plans in North Carolina
Sources
- HealthCare.gov plan data — plan, premium, deductible and out-of-pocket figures on this page come from the CMS Marketplace API that powers HealthCare.gov window shopping, refreshed at most every 24 hours.