ACA marketplace plans in Porter County, Indiana (2026)
Porter County, Indiana has 47 ACA marketplace plans from 3 insurers in 2026, with monthly premiums for a 40-year-old ranging from $417 to $1,043 and a benchmark (second-lowest-cost silver) plan at $499 per month.
Updated July 21, 2026 · Reviewed by Jason Burns, Editorial Steward
Plan table
| Issuer | Plan | Metal | Age 21 | Age 40 | Age 60 | Deductible | MOOP |
|---|---|---|---|---|---|---|---|
| Anthem Blue Cross and Blue Shield | Anthem Bronze Essential 10150 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Bronze | $329.04 | $420.51 | $893.01 | $10,150 | $10,150 |
| Anthem Blue Cross and Blue Shield | Anthem Bronze Essential 10150 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs + Incentives) | Bronze | $335.99 | $429.40 | $911.88 | $10,150 | $10,150 |
| Anthem Blue Cross and Blue Shield | Anthem Catastrophic Essential (+ Incentives) | Catastrophic | $326.43 | $417.18 | $885.93 | $10,600 | $10,600 |
| CareSource | Low Premium Bronze 10600 $25 Generic Drugs | Expanded Bronze | $340.30 | $434.91 | $923.58 | $10,600 | $10,600 |
| Anthem Blue Cross and Blue Shield | Anthem Bronze Essential POS 5500 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Expanded Bronze | $342.61 | $437.86 | $929.84 | $5,500 | $10,150 |
| CareSource | Low Premium Bronze 10600 $25 Generic Drugs + Adult Vision & Fitness | Expanded Bronze | $343.21 | $438.63 | $931.48 | $10,600 | $10,600 |
| Anthem Blue Cross and Blue Shield | Anthem Heart Healthy Bronze Essential 4500 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Expanded Bronze | $348.58 | $445.49 | $946.05 | $4,500 | $10,150 |
| CareSource | Bronze 7500 $25 Generic Drugs | Expanded Bronze | $350.27 | $447.64 | $950.63 | $7,500 | $10,000 |
| Anthem Blue Cross and Blue Shield | Anthem Bronze Essential POS 7500 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) | Expanded Bronze | $350.66 | $448.14 | $951.69 | $7,500 | $10,000 |
| Anthem Blue Cross and Blue Shield | Anthem Bronze Essential 7500 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) | Expanded Bronze | $350.66 | $448.14 | $951.69 | $7,500 | $10,000 |
| CareSource | Bronze 7500 $25 Generic Drugs + Adult Vision & Fitness | Expanded Bronze | $353.27 | $451.47 | $958.76 | $7,500 | $10,000 |
| Anthem Blue Cross and Blue Shield | Anthem Bronze Essential 6500 HSA (+ Incentives) | Expanded Bronze | $361.80 | $462.38 | $981.93 | $6,500 | $8,450 |
| CareSource | HSA Eligible Bronze 6000 | Expanded Bronze | $366.91 | $468.91 | $995.80 | $6,000 | $7,250 |
| Ambetter Health | Standard Gold | Gold | $591.26 | $755.62 | $1,604.66 | $2,000 | $8,200 |
| Ambetter Health | Standard Gold + Vision + Adult Dental | Gold | $606.85 | $775.54 | $1,646.96 | $2,000 | $8,200 |
| CareSource | Healthy Heart Gold 3000 $0 Chronic Care Drugs & Services | Gold | $610.05 | $779.64 | $1,655.67 | $3,000 | $8,500 |
| CareSource | Healthy Heart Gold 3000 $0 Chronic Care Drugs & Services + Adult Vision & Fitness | Gold | $612.99 | $783.40 | $1,663.65 | $3,000 | $8,500 |
| CareSource | Diabetes Gold 3000 $0 Chronic Care Drugs & Services | Gold | $613.19 | $783.66 | $1,664.20 | $3,000 | $8,500 |
| Ambetter Health | Complete Gold | Gold | $616.01 | $787.25 | $1,671.82 | $1,450 | $7,500 |
| CareSource | Diabetes Gold 3000 $0 Chronic Care Drugs & Services + Adult Vision & Fitness | Gold | $616.12 | $787.40 | $1,672.16 | $3,000 | $8,500 |
| Anthem Blue Cross and Blue Shield | Anthem Gold Essential 2200 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Gold | $622.82 | $795.96 | $1,690.33 | $2,200 | $4,700 |
| Ambetter Health | Complete Gold + Vision + Adult Dental | Gold | $632.25 | $808.00 | $1,715.89 | $1,450 | $7,500 |
| Anthem Blue Cross and Blue Shield | Anthem Gold Essential 2000 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) | Gold | $634.12 | $810.41 | $1,721.00 | $2,000 | $8,200 |
| CareSource | Gold 2000 $15 Generic Drugs | Gold | $664.87 | $849.70 | $1,804.45 | $2,000 | $8,200 |
| Ambetter Health | Elite Gold | Gold | $665.23 | $850.15 | $1,805.40 | $0 | $6,500 |
| CareSource | Gold 2000 $15 Generic Drugs + Adult Vision & Fitness | Gold | $667.80 | $853.45 | $1,812.41 | $2,000 | $8,200 |
| Ambetter Health | Elite Gold + Vision + Adult Dental | Gold | $682.76 | $872.56 | $1,852.99 | $0 | $6,500 |
| CareSource | Platinum Zero $5 Generic Drugs | Platinum | $813.13 | $1,039.18 | $2,206.84 | $0 | $5,200 |
| CareSource | Platinum Zero $5 Generic Drugs + Adult Vision & Fitness | Platinum | $816.06 | $1,042.93 | $2,214.79 | $0 | $5,200 |
| Anthem Blue Cross and Blue Shield | Anthem Silver Essential 7000 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Silver | $385.23 | $492.32 | $1,045.51 | $7,000 | $8,850 |
| Anthem Blue Cross and Blue Shield | Anthem Silver Essential 6000 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) | Silver | $390.60 | $499.19 | $1,060.09 | $6,000 | $8,900 |
| Anthem Blue Cross and Blue Shield | Anthem Heart Healthy Silver Essential 4500 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Silver | $391.43 | $500.25 | $1,062.34 | $4,500 | $8,800 |
| Anthem Blue Cross and Blue Shield | Anthem Silver Essential 7000 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs + Incentives) | Silver | $392.07 | $501.07 | $1,064.08 | $7,000 | $8,850 |
| Anthem Blue Cross and Blue Shield | Anthem Silver Essential 3500 HSA (+ Incentives) | Silver | $405.34 | $518.02 | $1,100.09 | $3,500 | $8,450 |
| CareSource | Low Premium Silver 6200 $3 Generic Drugs | Silver | $417.56 | $533.64 | $1,133.26 | $6,200 | $9,800 |
| CareSource | Low Premium Silver 6200 $3 Generic Drugs + Adult Vision & Fitness | Silver | $420.45 | $537.34 | $1,141.10 | $6,200 | $9,800 |
| CareSource | Healthy Heart Silver 5000 $0 Chronic Care Drugs & Services | Silver | $427.67 | $546.56 | $1,160.69 | $5,000 | $9,500 |
| CareSource | Silver 6000 $20 Generic Drugs | Silver | $429.31 | $548.65 | $1,165.14 | $6,000 | $8,900 |
| CareSource | Diabetes Silver 5000 $0 Chronic Care Drugs & Services | Silver | $429.51 | $548.92 | $1,165.69 | $5,000 | $9,500 |
| CareSource | Healthy Heart Silver 5000 $0 Chronic Care Drugs & Services + Adult Vision & Fitness | Silver | $430.59 | $550.29 | $1,168.62 | $5,000 | $9,500 |
| CareSource | Silver 6000 $20 Generic Drugs + Adult Vision & Fitness | Silver | $432.15 | $552.29 | $1,172.86 | $6,000 | $8,900 |
| CareSource | Diabetes Silver 5000 $0 Chronic Care Drugs & Services + Adult Vision & Fitness | Silver | $432.51 | $552.74 | $1,173.82 | $5,000 | $9,500 |
| CareSource | HDHP Preventive Silver 5500 $0 Chronic Care Drugs | Silver | $433.00 | $553.38 | $1,175.17 | $5,500 | $5,500 |
| Ambetter Health | Standard Silver | Silver | $478.97 | $612.11 | $1,299.90 | $6,000 | $8,900 |
| Ambetter Health | Focused Silver | Silver | $483.24 | $617.56 | $1,311.48 | $6,300 | $8,400 |
| Ambetter Health | Standard Silver + Vision + Adult Dental | Silver | $491.60 | $628.25 | $1,334.17 | $6,000 | $8,900 |
| Ambetter Health | Focused Silver + Vision + Adult Dental | Silver | $495.97 | $633.84 | $1,346.05 | $6,300 | $8,400 |
Cost-sharing reductions (CSR)
Silver plans in this county carry the standard cost-sharing shown above. If your household income is between 100% and 250% of the federal poverty level, HealthCare.gov automatically applies CSR variants of silver plans that lower deductibles, copays, and the annual out-of-pocket maximum — the plan name stays the same but the numbers on your Summary of Benefits change.
Subsidy context for 2026
The enhanced premium tax credits from the American Rescue Plan Act and the Inflation Reduction Act expired December 31, 2025, so for plan year 2026 the pre-2021 ACA subsidy structure returns — households above 400% of the federal poverty level receive no premium tax credit at all, and lower-income households pay a larger share of the benchmark plan's premium (see the Congressional Research Service report R48290 and KFF's 2026 premium tracker). These figures describe the rules; nothing on this page is a recommendation.
Sources
- PY2026 QHP Landscape, Individual Market Medical — CMS Public Use File, released May 2026. All plan, premium, deductible, and out-of-pocket figures on this page come from this file.
- HealthCare.gov — official federal marketplace where these plans are sold.