ACA marketplace plans in Callaway County, Missouri (2026)
Callaway County, Missouri has 48 ACA marketplace plans from 4 insurers in 2026, with monthly premiums for a 40-year-old ranging from $529 to $810 and a benchmark (second-lowest-cost silver) plan at $715 per month.
Updated July 21, 2026 · Reviewed by Jason Burns, Editorial Steward
Plan table
| Issuer | Plan | Metal | Age 21 | Age 40 | Age 60 | Deductible | MOOP |
|---|---|---|---|---|---|---|---|
| UnitedHealthcare | UHC Bronze Essential (No Referrals) | Bronze | $427.03 | $545.75 | $1,158.97 | $10,600 | $10,600 |
| Anthem Blue Cross and Blue Shield | Anthem Bronze Pathway 10150 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Bronze | $459.71 | $587.51 | $1,247.65 | $10,150 | $10,150 |
| Anthem Blue Cross and Blue Shield | Anthem Catastrophic Pathway (+ Incentives) | Catastrophic | $413.70 | $528.71 | $1,122.78 | $10,600 | $10,600 |
| Ambetter from Home State Health | Standard Expanded Bronze | Expanded Bronze | $432.76 | $553.06 | $1,174.49 | $7,500 | $10,000 |
| Ambetter from Home State Health | Everyday Bronze | Expanded Bronze | $433.72 | $554.28 | $1,177.08 | $8,450 | $10,150 |
| Medica | Medica with MU Health Care Bronze $0 Copay PCP Visits | Expanded Bronze | $436.40 | $557.71 | $1,184.38 | $7,500 | $10,600 |
| Medica | Medica with MU Health Care Expanded Bronze Standard | Expanded Bronze | $440.11 | $562.46 | $1,194.45 | $7,500 | $10,000 |
| Medica | Medica with MU Health Care Bronze Premier | Expanded Bronze | $444.34 | $567.86 | $1,205.93 | $2,000 | $10,600 |
| Ambetter from Home State Health | Standard Expanded Bronze + Vision + Adult Dental | Expanded Bronze | $445.85 | $569.78 | $1,210.00 | $7,500 | $10,000 |
| Ambetter from Home State Health | Everyday Bronze + Vision + Adult Dental | Expanded Bronze | $446.83 | $571.03 | $1,212.66 | $8,450 | $10,150 |
| UnitedHealthcare | UHC Bronze Standard (No Referrals) | Expanded Bronze | $453.69 | $579.81 | $1,231.30 | $7,500 | $10,000 |
| UnitedHealthcare | UHC Bronze Standard+ (Dental + Vision, No Referrals) | Expanded Bronze | $468.39 | $598.60 | $1,271.21 | $7,500 | $10,000 |
| Ambetter from Home State Health | Elite Bronze | Expanded Bronze | $469.51 | $600.03 | $1,274.24 | $0 | $10,500 |
| UnitedHealthcare | UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) | Expanded Bronze | $478.68 | $611.75 | $1,299.13 | $0 | $10,600 |
| Anthem Blue Cross and Blue Shield | Anthem Bronze Pathway 6900 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Expanded Bronze | $481.46 | $615.31 | $1,306.68 | $6,900 | $10,150 |
| Ambetter from Home State Health | Elite Bronze + Vision + Adult Dental | Expanded Bronze | $483.71 | $618.17 | $1,312.75 | $0 | $10,500 |
| Anthem Blue Cross and Blue Shield | Anthem Heart Healthy Bronze Pathway 4900 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Expanded Bronze | $487.71 | $623.29 | $1,323.64 | $4,900 | $10,150 |
| Anthem Blue Cross and Blue Shield | Anthem Bronze Pathway 7500 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) | Expanded Bronze | $491.43 | $628.05 | $1,333.74 | $7,500 | $10,000 |
| Medica | Medica with MU Health Care Gold $0 Copay PCP Visits | Gold | $517.36 | $661.18 | $1,404.11 | $1,500 | $8,800 |
| Medica | Medica with MU Health Care Gold Share | Gold | $519.91 | $664.44 | $1,411.03 | $2,500 | $5,900 |
| Medica | Medica with MU Health Care Gold Standard | Gold | $527.67 | $674.37 | $1,432.11 | $2,000 | $8,200 |
| Ambetter from Home State Health | Standard Gold | Gold | $547.49 | $699.68 | $1,485.85 | $2,000 | $8,200 |
| Ambetter from Home State Health | Everyday Gold | Gold | $553.90 | $707.87 | $1,503.26 | $800 | $7,250 |
| UnitedHealthcare | UHC Gold Standard (No Referrals) | Gold | $554.64 | $708.83 | $1,505.29 | $2,000 | $8,200 |
| UnitedHealthcare | UHC Gold Advantage ($0 Virtual Urgent Care, No Referrals) | Gold | $557.72 | $712.77 | $1,513.65 | $1,500 | $8,100 |
| Ambetter from Home State Health | Standard Gold + Vision + Adult Dental | Gold | $564.04 | $720.83 | $1,530.77 | $2,000 | $8,200 |
| Ambetter from Home State Health | Everyday Gold + Vision + Adult Dental | Gold | $570.65 | $729.27 | $1,548.70 | $800 | $7,250 |
| UnitedHealthcare | UHC Gold Advantage+ ($0 Virtual Urgent Care, Dental + Vision, No Referrals) | Gold | $572.42 | $731.56 | $1,553.56 | $1,500 | $8,100 |
| Ambetter from Home State Health | Complete Gold | Gold | $572.55 | $731.70 | $1,553.86 | $1,450 | $7,700 |
| UnitedHealthcare | UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx, No Referrals) | Gold | $577.29 | $737.77 | $1,566.76 | $0 | $8,000 |
| Ambetter from Home State Health | Complete Gold + Vision + Adult Dental | Gold | $589.85 | $753.82 | $1,600.83 | $1,450 | $7,700 |
| Anthem Blue Cross and Blue Shield | Anthem Gold Pathway 2000 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) | Gold | $596.99 | $762.95 | $1,620.23 | $2,000 | $8,200 |
| Ambetter from Home State Health | Standard Silver | Silver | $559.51 | $715.04 | $1,518.47 | $6,000 | $8,900 |
| Medica | Medica with MU Health Care Silver $0 Copay PCP Visits | Silver | $559.78 | $715.40 | $1,519.25 | $3,500 | $10,450 |
| Medica | Medica with MU Health Care Silver Share | Silver | $562.10 | $718.36 | $1,525.54 | $3,525 | $8,850 |
| Medica | Medica with MU Health Care Silver Standard | Silver | $567.61 | $725.40 | $1,540.48 | $6,000 | $8,900 |
| Ambetter from Home State Health | Complete Silver | Silver | $568.31 | $726.29 | $1,542.37 | $5,950 | $8,850 |
| Ambetter from Home State Health | Standard Silver + Vision + Adult Dental | Silver | $576.42 | $736.65 | $1,564.37 | $6,000 | $8,900 |
| UnitedHealthcare | UHC Silver Standard (No Referrals) | Silver | $579.33 | $740.39 | $1,572.31 | $6,000 | $8,900 |
| UnitedHealthcare | UHC Silver Advantage ($0 Virtual Urgent Care, No Referrals) | Silver | $579.41 | $740.48 | $1,572.51 | $3,500 | $10,300 |
| Ambetter from Home State Health | Complete Silver + Vision + Adult Dental | Silver | $585.49 | $748.25 | $1,589.00 | $5,950 | $8,850 |
| UnitedHealthcare | UHC Silver Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) | Silver | $590.99 | $755.28 | $1,603.94 | $0 | $10,600 |
| UnitedHealthcare | UHC Silver Standard+ (Dental + Vision, No Referrals) | Silver | $594.04 | $759.18 | $1,612.21 | $6,000 | $8,900 |
| UnitedHealthcare | UHC Silver Advantage+ ($0 Virtual Urgent Care, Dental + Vision, No Referrals) | Silver | $594.11 | $759.27 | $1,612.42 | $3,500 | $10,300 |
| Anthem Blue Cross and Blue Shield | Anthem Silver Pathway 7200 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Silver | $618.36 | $790.26 | $1,678.23 | $7,200 | $8,625 |
| Anthem Blue Cross and Blue Shield | Anthem Silver Pathway 5350 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Silver | $625.42 | $799.29 | $1,697.39 | $5,350 | $8,600 |
| Anthem Blue Cross and Blue Shield | Anthem Silver Pathway 6000 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) | Silver | $629.20 | $804.12 | $1,707.65 | $6,000 | $8,900 |
| Anthem Blue Cross and Blue Shield | Anthem Heart Healthy Silver Pathway 3100 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Silver | $633.80 | $810.00 | $1,720.13 | $3,100 | $10,150 |
Cost-sharing reductions (CSR)
Silver plans in this county carry the standard cost-sharing shown above. If your household income is between 100% and 250% of the federal poverty level, HealthCare.gov automatically applies CSR variants of silver plans that lower deductibles, copays, and the annual out-of-pocket maximum — the plan name stays the same but the numbers on your Summary of Benefits change.
Subsidy context for 2026
The enhanced premium tax credits from the American Rescue Plan Act and the Inflation Reduction Act expired December 31, 2025, so for plan year 2026 the pre-2021 ACA subsidy structure returns — households above 400% of the federal poverty level receive no premium tax credit at all, and lower-income households pay a larger share of the benchmark plan's premium (see the Congressional Research Service report R48290 and KFF's 2026 premium tracker). These figures describe the rules; nothing on this page is a recommendation.
Sources
- PY2026 QHP Landscape, Individual Market Medical — CMS Public Use File, released May 2026. All plan, premium, deductible, and out-of-pocket figures on this page come from this file.
- HealthCare.gov — official federal marketplace where these plans are sold.