ACA marketplace plans in Clark County, Missouri (2026)
Clark County, Missouri has 23 ACA marketplace plans from 2 insurers in 2026, with monthly premiums for a 40-year-old ranging from $583 to $941 and a benchmark (second-lowest-cost silver) plan at $791 per month.
Plan table
| Issuer | Plan | Metal | Age 21 | Age 40 | Age 60 | Deductible | MOOP |
|---|---|---|---|---|---|---|---|
| UnitedHealthcare | UHC Bronze Essential (No Referrals) | Bronze | $455.93 | $582.68 | $1,237.40 | $10,600 | $10,600 |
| Anthem Blue Cross and Blue Shield | Anthem Bronze Pathway 10150 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Bronze | $534.21 | $682.72 | $1,449.85 | $10,150 | $10,150 |
| Anthem Blue Cross and Blue Shield | Anthem Catastrophic Pathway (+ Incentives) | Catastrophic | $480.74 | $614.39 | $1,304.73 | $10,600 | $10,600 |
| UnitedHealthcare | UHC Bronze Standard (No Referrals) | Expanded Bronze | $484.39 | $619.05 | $1,314.63 | $7,500 | $10,000 |
| UnitedHealthcare | UHC Bronze Standard+ (Dental + Vision, No Referrals) | Expanded Bronze | $500.09 | $639.11 | $1,357.24 | $7,500 | $10,000 |
| UnitedHealthcare | UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) | Expanded Bronze | $511.07 | $653.15 | $1,387.05 | $0 | $10,600 |
| Anthem Blue Cross and Blue Shield | Anthem Bronze Pathway 6900 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Expanded Bronze | $559.49 | $715.03 | $1,518.46 | $6,900 | $10,150 |
| Anthem Blue Cross and Blue Shield | Anthem Heart Healthy Bronze Pathway 4900 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Expanded Bronze | $566.74 | $724.29 | $1,538.13 | $4,900 | $10,150 |
| Anthem Blue Cross and Blue Shield | Anthem Bronze Pathway 7500 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) | Expanded Bronze | $571.07 | $729.83 | $1,549.88 | $7,500 | $10,000 |
| UnitedHealthcare | UHC Gold Standard (No Referrals) | Gold | $592.18 | $756.80 | $1,607.16 | $2,000 | $8,200 |
| UnitedHealthcare | UHC Gold Advantage ($0 Virtual Urgent Care, No Referrals) | Gold | $595.46 | $761.00 | $1,616.09 | $1,500 | $8,100 |
| UnitedHealthcare | UHC Gold Advantage+ ($0 Virtual Urgent Care, Dental + Vision, No Referrals) | Gold | $611.16 | $781.07 | $1,658.70 | $1,500 | $8,100 |
| UnitedHealthcare | UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx, No Referrals) | Gold | $616.36 | $787.70 | $1,672.79 | $0 | $8,000 |
| Anthem Blue Cross and Blue Shield | Anthem Gold Pathway 2000 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) | Gold | $693.74 | $886.60 | $1,882.81 | $2,000 | $8,200 |
| UnitedHealthcare | UHC Silver Standard (No Referrals) | Silver | $618.54 | $790.49 | $1,678.71 | $6,000 | $8,900 |
| UnitedHealthcare | UHC Silver Advantage ($0 Virtual Urgent Care, No Referrals) | Silver | $618.62 | $790.59 | $1,678.93 | $3,500 | $10,300 |
| UnitedHealthcare | UHC Silver Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) | Silver | $630.98 | $806.40 | $1,712.49 | $0 | $10,600 |
| UnitedHealthcare | UHC Silver Standard+ (Dental + Vision, No Referrals) | Silver | $634.24 | $810.55 | $1,721.32 | $6,000 | $8,900 |
| UnitedHealthcare | UHC Silver Advantage+ ($0 Virtual Urgent Care, Dental + Vision, No Referrals) | Silver | $634.32 | $810.66 | $1,721.54 | $3,500 | $10,300 |
| Anthem Blue Cross and Blue Shield | Anthem Silver Pathway 7200 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Silver | $718.57 | $918.33 | $1,950.20 | $7,200 | $8,625 |
| Anthem Blue Cross and Blue Shield | Anthem Silver Pathway 5350 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Silver | $726.78 | $928.82 | $1,972.48 | $5,350 | $8,600 |
| Anthem Blue Cross and Blue Shield | Anthem Silver Pathway 6000 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) | Silver | $731.17 | $934.44 | $1,984.40 | $6,000 | $8,900 |
| Anthem Blue Cross and Blue Shield | Anthem Heart Healthy Silver Pathway 3100 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Silver | $736.52 | $941.27 | $1,998.92 | $3,100 | $10,150 |
Cost-sharing reductions (CSR)
Silver plans in this county carry the standard cost-sharing shown above. If your household income is between 100% and 250% of the federal poverty level, HealthCare.gov automatically applies CSR variants of silver plans that lower deductibles, copays, and the annual out-of-pocket maximum — the plan name stays the same but the numbers on your Summary of Benefits change.
Subsidy context for 2026
The enhanced premium tax credits from the American Rescue Plan Act and the Inflation Reduction Act expired December 31, 2025, so for plan year 2026 the pre-2021 ACA subsidy structure returns — households above 400% of the federal poverty level receive no premium tax credit at all, and lower-income households pay a larger share of the benchmark plan's premium (see the Congressional Research Service report R48290 and KFF's 2026 premium tracker). These figures describe the rules; nothing on this page is a recommendation.
Sources
- PY2026 QHP Landscape, Individual Market Medical — CMS Public Use File, released May 2026. All plan, premium, deductible, and out-of-pocket figures on this page come from this file.
- HealthCare.gov — official federal marketplace where these plans are sold.