ACA marketplace plans in Travis County, Texas (2026)
Travis County, Texas has 110 ACA marketplace plans from 9 insurers in 2026, with monthly premiums for a 40-year-old ranging from $433 to $1,082 and a benchmark (second-lowest-cost silver) plan at $625 per month.
Updated July 21, 2026 · Reviewed by Jason Burns, Editorial Steward
Plan table
| Issuer | Plan | Metal | Age 21 | Age 40 | Age 60 | Deductible | MOOP |
|---|---|---|---|---|---|---|---|
| UnitedHealthcare | UHC Bronze Essential ($0 Virtual Urgent Care) | Bronze | $352.26 | $450.19 | $956.04 | $10,600 | $10,600 |
| Imperial Insurance Companies, Inc. | Imperial Preferred Bronze | Bronze | $364.93 | $466.37 | $990.41 | $9,200 | $9,200 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Bronze℠ 305 | Bronze | $491.44 | $628.06 | $1,333.77 | $7,300 | $10,600 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Security HMO℠ 200 | Catastrophic | $492.66 | $629.62 | $1,337.08 | $10,600 | $10,600 |
| Sendero Health Plans, Local Nonprofit | Sendero Health Quality Care Bronze High Deductible / $50 PCP / $25 Generic Drugs / $100 Specialist | Expanded Bronze | $338.54 | $432.65 | $918.79 | $7,500 | $10,000 |
| Baylor Scott and White Health Plan | BSW Savers Bronze HMO H S A 006 | Expanded Bronze | $342.10 | $437.20 | $928.46 | $8,000 | $8,000 |
| Baylor Scott and White Health Plan | BSW Savers Bronze HMO H S A 007 (CMS Standardized Plan with $0 Pediatric PCP copay) | Expanded Bronze | $347.57 | $444.20 | $943.32 | $7,500 | $10,000 |
| Baylor Scott and White Health Plan | BSW Savers Bronze HMO H S A 009 | Expanded Bronze | $351.64 | $449.40 | $954.35 | $5,300 | $10,600 |
| Sendero Health Plans, Local Nonprofit | Sendero Health Preferred Bronze / $25 PCP / $75 Specialist / $22 Generic Drugs | Expanded Bronze | $359.34 | $459.23 | $975.24 | $8,550 | $9,800 |
| UnitedHealthcare | UHC Bronze Standard | Expanded Bronze | $368.06 | $470.39 | $998.93 | $7,500 | $10,000 |
| UnitedHealthcare | UHC Bronze Standard+ (Dental + Vision) | Expanded Bronze | $380.64 | $486.46 | $1,033.07 | $7,500 | $10,000 |
| Blue Cross and Blue Shield of Texas | MyBlue Health Bronze℠ Standard | Expanded Bronze | $386.15 | $493.50 | $1,048.01 | $7,500 | $10,000 |
| UnitedHealthcare | UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care) | Expanded Bronze | $389.50 | $497.78 | $1,057.10 | $0 | $10,600 |
| Imperial Insurance Companies, Inc. | Imperial Standard Bronze | Expanded Bronze | $390.30 | $498.80 | $1,059.26 | $7,500 | $10,000 |
| Blue Cross and Blue Shield of Texas | MyBlue Health Bronze℠ 402 | Expanded Bronze | $401.02 | $512.50 | $1,088.37 | $5,000 | $9,000 |
| Oscar Insurance Company | Bronze Simple Breathe Easy with Enhanced COPD Benefits | Expanded Bronze | $416.95 | $532.85 | $1,131.57 | $9,000 | $10,600 |
| Oscar Insurance Company | Bronze Classic Standard | Expanded Bronze | $431.20 | $551.06 | $1,170.25 | $7,500 | $10,000 |
| Moda Health Plan, Inc. | Moda Select Texas Bronze 8700 ($0 Virtual Urgent Care through CirrusMD) | Expanded Bronze | $433.00 | $553.37 | $1,175.15 | $8,700 | $8,700 |
| Oscar Insurance Company | Bronze Classic 4700 | Expanded Bronze | $436.39 | $557.69 | $1,184.33 | $4,700 | $9,800 |
| Oscar Insurance Company | Bronze Simple Diabetes | Expanded Bronze | $437.71 | $559.38 | $1,187.91 | $5,500 | $10,150 |
| Moda Health Plan, Inc. | Moda Select Texas Standard Bronze | Expanded Bronze | $443.96 | $567.39 | $1,204.92 | $7,500 | $10,000 |
| Oscar Insurance Company | Bronze Simple Chronic Care CKM | Expanded Bronze | $445.04 | $568.75 | $1,207.81 | $5,500 | $10,150 |
| Oscar Insurance Company | Bronze Elite + PCP Saver Plus | Expanded Bronze | $455.95 | $582.69 | $1,237.43 | $0 | $10,150 |
| Moda Health Plan, Inc. | Moda Select Texas Bronze HDHP 7500 | Expanded Bronze | $462.22 | $590.71 | $1,254.45 | $7,500 | $7,500 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Bronze HMO℠ Standard | Expanded Bronze | $500.10 | $639.13 | $1,357.27 | $7,500 | $10,000 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Bronze HMO℠ 204 | Expanded Bronze | $500.67 | $639.86 | $1,358.82 | $6,000 | $10,150 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Bronze℠ Standard | Expanded Bronze | $514.46 | $657.48 | $1,396.24 | $7,500 | $10,000 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Bronze℠ 303 | Expanded Bronze | $530.80 | $678.36 | $1,440.59 | $7,000 | $10,150 |
| Harbor Health | Harbor Health G0 $0 Deductible $0 PCP $0 Mental Health Office Visit $0 Express Care | Gold | $446.64 | $570.81 | $1,212.19 | $0 | $10,150 |
| Sendero Health Plans, Local Nonprofit | Sendero Health Hill Country Gold / $30 PCP / $60 Specialist / $15 Generic Drugs | Gold | $451.73 | $577.31 | $1,226.00 | $2,000 | $8,200 |
| Baylor Scott and White Health Plan | BSW Elite Gold HMO 004 | Gold | $456.80 | $583.79 | $1,239.76 | $1,550 | $8,100 |
| Baylor Scott and White Health Plan | BSW Elite Gold HMO 001 (CMS Standardized Plan with $0 Pediatric PCP copay) | Gold | $456.86 | $583.86 | $1,239.91 | $2,000 | $8,200 |
| Sendero Health Plans, Local Nonprofit | Sendero Health Real Gold / $350 Deductible | Gold | $459.38 | $587.09 | $1,246.77 | $350 | $8,750 |
| UnitedHealthcare | UHC Gold Standard | Gold | $467.54 | $597.51 | $1,268.90 | $2,000 | $8,200 |
| Baylor Scott and White Health Plan | BSW Elite Gold HMO 012 | Gold | $477.02 | $609.63 | $1,294.63 | $500 | $10,600 |
| UnitedHealthcare | UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx) | Gold | $478.44 | $611.45 | $1,298.49 | $0 | $7,800 |
| Baylor Scott and White Health Plan | BSW Diabetes Care Gold HMO 014 | Gold | $479.78 | $613.16 | $1,302.14 | $1,700 | $10,150 |
| UnitedHealthcare | UHC Gold Advantage ($0 Virtual Urgent Care, $8 Tier 2 Rx) | Gold | $479.95 | $613.38 | $1,302.58 | $1,000 | $7,500 |
| UnitedHealthcare | UHC Gold Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx, Dental + Vision) | Gold | $491.02 | $627.52 | $1,332.63 | $0 | $7,800 |
| UnitedHealthcare | UHC Gold Advantage+ ($0 Virtual Urgent Care, $8 Tier 2 Rx, Dental + Vision) | Gold | $492.53 | $629.45 | $1,336.73 | $1,000 | $7,500 |
| Harbor Health | Harbor Health G1S $30 PCP $30 Mental Health Office Visit $30 Express Care | Gold | $494.30 | $631.71 | $1,341.53 | $2,000 | $8,200 |
| Oscar Insurance Company | Gold Simple Guided Care | Gold | $503.37 | $643.30 | $1,366.12 | $3,300 | $9,950 |
| Ambetter from Superior HealthPlan | Standard Gold VALUE | Gold | $504.95 | $645.31 | $1,370.40 | $2,000 | $8,200 |
| Oscar Insurance Company | Gold Classic Standard Guided Care | Gold | $505.91 | $646.54 | $1,373.02 | $2,000 | $8,200 |
| Oscar Insurance Company | Gold Simple Diabetes Guided Care | Gold | $508.20 | $649.46 | $1,379.22 | $2,000 | $9,800 |
| Oscar Insurance Company | Gold Classic Guided Care | Gold | $513.69 | $656.48 | $1,394.12 | $2,500 | $8,000 |
| Ambetter from Superior HealthPlan | Complete VALUE Gold | Gold | $516.33 | $659.86 | $1,401.30 | $1,450 | $7,500 |
| Imperial Insurance Companies, Inc. | Imperial Standard Gold | Gold | $524.39 | $670.17 | $1,423.19 | $2,000 | $8,200 |
| Imperial Insurance Companies, Inc. | Imperial Preferred Gold Zero | Gold | $526.95 | $673.44 | $1,430.13 | $0 | $9,200 |
| Blue Cross and Blue Shield of Texas | MyBlue Health Gold℠ 403 | Gold | $527.80 | $674.53 | $1,432.45 | $500 | $8,500 |
| Imperial Insurance Companies, Inc. | Imperial Preferred Gold | Gold | $529.14 | $676.24 | $1,436.07 | $1,350 | $9,000 |
| Blue Cross and Blue Shield of Texas | MyBlue Health Gold℠ Standard | Gold | $535.71 | $684.64 | $1,453.92 | $2,000 | $8,200 |
| Oscar Insurance Company | Gold Classic Standard | Gold | $570.10 | $728.58 | $1,547.22 | $2,000 | $8,200 |
| Oscar Insurance Company | Gold Classic | Gold | $579.00 | $739.95 | $1,571.39 | $2,500 | $8,000 |
| Ambetter from Superior HealthPlan | Standard Gold | Gold | $584.17 | $746.55 | $1,585.40 | $2,000 | $8,200 |
| Ambetter from Superior HealthPlan | Everyday Gold | Gold | $586.87 | $750.00 | $1,592.73 | $800 | $7,250 |
| Oscar Insurance Company | Gold Elite | Gold | $590.99 | $755.27 | $1,603.92 | $1,200 | $7,800 |
| Ambetter from Superior HealthPlan | Complete Gold | Gold | $597.46 | $763.55 | $1,621.49 | $1,450 | $7,500 |
| Ambetter from Superior HealthPlan | Standard Gold + Vision + Adult Dental | Gold | $605.90 | $774.33 | $1,644.39 | $2,000 | $8,200 |
| Ambetter from Superior HealthPlan | Everyday Gold + Vision + Adult Dental | Gold | $608.71 | $777.91 | $1,652.00 | $800 | $7,250 |
| Moda Health Plan, Inc. | Moda Select Texas Standard Gold | Gold | $618.65 | $790.63 | $1,679.01 | $2,000 | $8,200 |
| Ambetter from Superior HealthPlan | Complete Gold + Vision + Adult Dental | Gold | $619.71 | $791.98 | $1,681.87 | $1,450 | $7,500 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Gold HMO℠ 206 | Gold | $679.58 | $868.50 | $1,844.38 | $550 | $10,100 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Gold℠ 803 | Gold | $688.69 | $880.15 | $1,869.10 | $2,400 | $10,400 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Gold HMO℠ Standard | Gold | $693.64 | $886.47 | $1,882.54 | $2,000 | $8,200 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Gold℠ 203 | Gold | $696.82 | $890.54 | $1,891.17 | $1,700 | $10,150 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Gold℠ Standard | Gold | $724.01 | $925.28 | $1,964.96 | $2,000 | $8,200 |
| Sendero Health Plans, Local Nonprofit | Sendero Health Capital Silver / $40 PCP / $80 Specialist / $20 Generic Drugs | Silver | $475.67 | $607.90 | $1,290.96 | $6,000 | $8,900 |
| Sendero Health Plans, Local Nonprofit | Sendero Health Original Silver / $20 PCP + 2 $0 PCP Visits / $10 Generic Drugs | Silver | $489.02 | $624.97 | $1,327.21 | $4,250 | $7,750 |
| Harbor Health | Harbor Health S1 $0 PCP $0 Mental Health Office Visit $0 Express Care | Silver | $510.22 | $652.07 | $1,384.75 | $9,900 | $10,150 |
| Sendero Health Plans, Local Nonprofit | Sendero Health Austin512 Silver / $40 PCP / $75 Specialist / $15 Generic Drugs / $0 Deductible | Silver | $521.28 | $666.20 | $1,414.76 | $0 | $9,200 |
| UnitedHealthcare | UHC Silver Standard | Silver | $541.82 | $692.45 | $1,470.50 | $6,000 | $8,900 |
| Baylor Scott and White Health Plan | BSW Prime Silver HMO 003 (CMS Standardized Plan with $0 Pediatric PCP copay) | Silver | $547.22 | $699.34 | $1,485.15 | $6,000 | $8,900 |
| Baylor Scott and White Health Plan | BSW Prime Silver HMO 005 | Silver | $547.43 | $699.62 | $1,485.74 | $3,000 | $9,000 |
| Baylor Scott and White Health Plan | BSW Prime Silver HMO 008 | Silver | $547.87 | $700.18 | $1,486.92 | $5,000 | $8,500 |
| UnitedHealthcare | UHC Silver Value ($0 Virtual Urgent Care) | Silver | $550.55 | $703.60 | $1,494.18 | $3,000 | $8,950 |
| UnitedHealthcare | UHC Silver Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx) | Silver | $551.19 | $704.42 | $1,495.92 | $3,500 | $9,200 |
| Ambetter from Superior HealthPlan | Standard Silver VALUE | Silver | $552.25 | $705.77 | $1,498.79 | $6,000 | $8,900 |
| Ambetter from Superior HealthPlan | Focused VALUE Silver | Silver | $555.06 | $709.36 | $1,506.41 | $6,300 | $8,400 |
| UnitedHealthcare | UHC Silver Value+ ($0 Virtual Urgent Care, Dental + Vision) | Silver | $563.12 | $719.67 | $1,528.32 | $3,000 | $8,950 |
| UnitedHealthcare | UHC Silver Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision) | Silver | $563.77 | $720.49 | $1,530.07 | $3,500 | $9,200 |
| Oscar Insurance Company | Silver Simple Guided Care | Silver | $572.86 | $732.10 | $1,554.71 | $6,300 | $9,300 |
| Ambetter from Superior HealthPlan | Standard Silver VALUE + Vision + Adult Dental | Silver | $573.13 | $732.45 | $1,555.45 | $6,000 | $8,900 |
| Harbor Health | Harbor Health S1S $40 PCP $40 Mental Health Office Visit $40 Express Care | Silver | $573.62 | $733.09 | $1,556.81 | $6,000 | $8,900 |
| Imperial Insurance Companies, Inc. | Imperial Standard Silver | Silver | $574.77 | $734.55 | $1,559.92 | $6,000 | $8,900 |
| Ambetter from Superior HealthPlan | Focused VALUE Silver + Vision + Adult Dental | Silver | $576.05 | $736.18 | $1,563.37 | $6,300 | $8,400 |
| Oscar Insurance Company | Silver Simple Diabetes Guided Care | Silver | $579.41 | $740.48 | $1,572.50 | $6,500 | $10,000 |
| Oscar Insurance Company | Silver Simple Breathe Easy with Enhanced COPD Benefits Guided Care | Silver | $583.46 | $745.65 | $1,583.49 | $6,200 | $9,600 |
| Oscar Insurance Company | Silver Simple Chronic Care CKM Guided Care | Silver | $583.89 | $746.19 | $1,584.64 | $5,900 | $10,150 |
| Oscar Insurance Company | Silver Simple Women's Health with Menopause Benefits Guided Care | Silver | $585.49 | $748.25 | $1,589.00 | $6,000 | $10,150 |
| Imperial Insurance Companies, Inc. | Imperial Preferred Silver | Silver | $585.54 | $748.31 | $1,589.14 | $7,500 | $9,500 |
| Oscar Insurance Company | Silver Classic Standard Guided Care | Silver | $593.18 | $758.07 | $1,609.87 | $6,000 | $8,900 |
| Oscar Insurance Company | Silver Simple PCP Saver Guided Care | Silver | $597.52 | $763.62 | $1,621.64 | $5,750 | $10,150 |
| Blue Cross and Blue Shield of Texas | MyBlue Health Silver℠ Standard | Silver | $609.02 | $778.33 | $1,652.88 | $6,000 | $8,900 |
| Blue Cross and Blue Shield of Texas | MyBlue Health Silver℠ 405 | Silver | $609.98 | $779.55 | $1,655.49 | $1,500 | $10,600 |
| Ambetter from Superior HealthPlan | Standard Silver | Silver | $638.93 | $816.54 | $1,734.03 | $6,000 | $8,900 |
| Ambetter from Superior HealthPlan | Focused Silver | Silver | $642.21 | $820.73 | $1,742.93 | $6,300 | $8,400 |
| Ambetter from Superior HealthPlan | Enhanced Diabetes Care Silver with $0 Drug Options | Silver | $648.24 | $828.44 | $1,759.30 | $5,000 | $8,650 |
| Ambetter from Superior HealthPlan | Standard Silver + Vision + Adult Dental | Silver | $662.94 | $847.23 | $1,799.20 | $6,000 | $8,900 |
| Oscar Insurance Company | Silver Simple PCP Saver | Silver | $665.49 | $850.48 | $1,806.11 | $5,750 | $10,150 |
| Ambetter from Superior HealthPlan | Focused Silver + Vision + Adult Dental | Silver | $666.35 | $851.58 | $1,808.44 | $6,300 | $8,400 |
| Oscar Insurance Company | Silver Classic Standard | Silver | $670.03 | $856.28 | $1,818.43 | $6,000 | $8,900 |
| Ambetter from Superior HealthPlan | Enhanced Diabetes Care Silver with $0 Drug Options + Vision + Adult Dental | Silver | $672.61 | $859.59 | $1,825.44 | $5,000 | $8,650 |
| Oscar Insurance Company | Silver Classic | Silver | $679.08 | $867.86 | $1,843.01 | $5,500 | $8,900 |
| Moda Health Plan, Inc. | Moda Select Texas Standard Silver | Silver | $719.92 | $920.05 | $1,953.85 | $6,000 | $8,900 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Silver HMO℠ Standard | Silver | $807.08 | $1,031.45 | $2,190.42 | $6,000 | $8,900 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Silver HMO℠ 205 | Silver | $815.99 | $1,042.84 | $2,214.60 | $1,450 | $10,600 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Silver℠ 202 | Silver | $823.09 | $1,051.91 | $2,233.87 | $1,250 | $10,500 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Silver℠ Standard | Silver | $826.27 | $1,055.97 | $2,242.50 | $6,000 | $8,900 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Silver℠ 605 | Silver | $846.61 | $1,081.97 | $2,297.70 | $0 | $10,150 |
Cost-sharing reductions (CSR)
Silver plans in this county carry the standard cost-sharing shown above. If your household income is between 100% and 250% of the federal poverty level, HealthCare.gov automatically applies CSR variants of silver plans that lower deductibles, copays, and the annual out-of-pocket maximum — the plan name stays the same but the numbers on your Summary of Benefits change.
Subsidy context for 2026
The enhanced premium tax credits from the American Rescue Plan Act and the Inflation Reduction Act expired December 31, 2025, so for plan year 2026 the pre-2021 ACA subsidy structure returns — households above 400% of the federal poverty level receive no premium tax credit at all, and lower-income households pay a larger share of the benchmark plan's premium (see the Congressional Research Service report R48290 and KFF's 2026 premium tracker). These figures describe the rules; nothing on this page is a recommendation.
Sources
- PY2026 QHP Landscape, Individual Market Medical — CMS Public Use File, released May 2026. All plan, premium, deductible, and out-of-pocket figures on this page come from this file.
- HealthCare.gov — official federal marketplace where these plans are sold.